Best U.S. Dollar / Chinese Yuan Exchange Rate Today: 7.2962
Our comparison table and live data feed show the top euro rate you're likely to achieve for international payments is 7.2743, and the most competitive travel money / cash rates start at approximately 7.2305.
Live rate: 1 USD = 7.2962 CNY (-0.02% )
Inverted: 1 CNY = 0.1371 USD
Click here for our full travel and holiday rates comparison tool.
Comparison Results:
| Provider | Exchange Rate | Fee | You Get | Service | Notes | Action |
Live Market Rate | 7.2962 | 0 | 7.2232 | |||
 | 7.2743 (indicative) | 0 | 7.2743 | International Payments and Transfers | Experts in international money transfers for business and individuals, delivering industry-beating exchange rates. | |
 | 7.2451 (indicative) | 0 | 7.2451 | International Payments and Transfers | Indicative Dealing Desk Quote. Rate can only be applied to transfers in excess of £2000 equivalent. | |
 | 7.2962 | 1.4% | 7.1941 | Best Multi-Currency Card | One currency card for all your travels. Use it instantly as a digital card and top-up from the app, with the mid-market rate. 40+ currencies. Save up to 87% when you spend internationally. | |
 | 7.2305 | 0 | 7.2305 | Holiday FX, Cash Delivery | A specialist alternative to banks, bureau de change & the Post Office for clients seeking competitive currency exchange rates. A multiple award-winning company, offering free delivery (over £700.00), no commission charges, payment by Debit Card or Bank Transfer and typically offering the best exchange rates available. | |
Best Bank Rate  | 7.0919 (upper range) | Variable | 7.0919 | Payments, transfers, holiday money | Determined using data on spread charges supplied by IMTI | |
Worst Bank Rate | 7.0408 (lower range) | Variable | 7.0408 | Payments, transfers, holiday money | Determined using data on spread charges supplied by Money Mover and Accourt | |
Paypal  | 6.9679 | 0 | 6.9679 | International Payments and Transfers |
USD/CNY Live Chart and Data
Set Alert« | » |
January - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 | 2 Open: 7.0805 Close: 7.1026 Mid: 7.1109 | 3 Open: 7.1020 Close: 7.1084 Mid: 7.1056 | 4 Open: 7.1086 Close: 7.1122 Mid: 7.1259 | 5 Open: 7.1126 Close: 7.1080 Mid: 7.1106 | 6 | |
7 | 8 Open: 7.1025 Close: 7.0987 Mid: 7.1291 | 9 Open: 7.0986 Close: 7.1100 Mid: 7.1035 | 10 Open: 7.1101 Close: 7.1713 Mid: 7.1387 | 11 Open: 7.1713 Close: 7.1042 Mid: 7.1334 | 12 Open: 7.1042 Close: 7.1103 Mid: 7.1080 | 13 |
14 | 15 Open: 7.1104 Close: 7.1069 Mid: 7.1110 | 16 Open: 7.1069 Close: 7.1273 Mid: 7.1184 | 17 Open: 7.1273 Close: 7.1290 Mid: 7.1402 | 18 Open: 7.1290 Close: 7.1251 Mid: 7.1198 | 19 Open: 7.1251 Close: 7.1161 Mid: 7.1159 | 20 |
21 | 22 Open: 7.1218 Close: 7.1946 Mid: 7.1596 | 23 Open: 7.1943 Close: 7.0919 Mid: 7.1417 | 24 Open: 7.0918 Close: 7.0854 Mid: 7.0876 | 25 Open: 7.0858 Close: 7.0947 Mid: 7.0930 | 26 Open: 7.0946 Close: 7.0941 Mid: 7.1039 | 27 |
28 | 29 Open: 7.1000 Close: 7.1332 Mid: 7.1415 | 30 Open: 7.1307 Close: 7.1102 Mid: 7.1111 | 31 Open: 7.1098 Close: 7.0998 Mid: 7.1011 |
February - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 7.0997 Close: 7.1054 Mid: 7.1199 | 2 Open: 7.1051 Close: 7.1901 Mid: 7.1428 | 3 | ||||
4 | 5 Open: 7.1902 Close: 7.1272 Mid: 7.1573 | 6 Open: 7.1266 Close: 7.1074 Mid: 7.1121 | 7 Open: 7.1075 Close: 7.1150 Mid: 7.1071 | 8 Open: 7.1148 Close: 7.1170 Mid: 7.1121 | 9 Open: 7.1170 Close: 7.1800 Mid: 7.1438 | 10 |
11 | 12 Open: 7.1810 Close: 7.1935 Mid: 7.1875 | 13 Open: 7.1935 Close: 7.1898 Mid: 7.1917 | 14 Open: 7.1898 Close: 7.1781 Mid: 7.1839 | 15 Open: 7.1781 Close: 7.1687 Mid: 7.1734 | 16 Open: 7.1217 Close: 7.1193 Mid: 7.1204 | 17 |
18 | 19 Open: 7.1248 Close: 7.1984 Mid: 7.1618 | 20 Open: 7.1984 Close: 7.1918 Mid: 7.1950 | 21 Open: 7.1918 Close: 7.1894 Mid: 7.1876 | 22 Open: 7.1894 Close: 7.1945 Mid: 7.1908 | 23 Open: 7.1945 Close: 7.1955 Mid: 7.1951 | 24 |
25 | 26 Open: 7.1954 Close: 7.1975 Mid: 7.1970 | 27 Open: 7.1974 Close: 7.1980 Mid: 7.1980 | 28 Open: 7.1980 Close: 7.1978 Mid: 7.1986 | 29 Open: 7.1978 Close: 7.1881 Mid: 7.1930 |
March - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 7.1881 Close: 7.1967 Mid: 7.1936 | 2 | |||||
3 | 4 Open: 7.1967 Close: 7.1993 Mid: 7.1979 | 5 Open: 7.1994 Close: 7.1969 Mid: 7.1976 | 6 Open: 7.1969 Close: 7.1978 Mid: 7.1982 | 7 Open: 7.1978 Close: 7.1930 Mid: 7.1959 | 8 Open: 7.1931 Close: 7.1861 Mid: 7.1898 | 9 |
10 | 11 Open: 7.1857 Close: 7.1844 Mid: 7.1866 | 12 Open: 7.1844 Close: 7.1822 Mid: 7.1791 | 13 Open: 7.1822 Close: 7.1875 Mid: 7.1883 | 14 Open: 7.1875 Close: 7.1938 Mid: 7.1907 | 15 Open: 7.1937 Close: 7.1959 Mid: 7.1950 | 16 |
17 | 18 Open: 7.1960 Close: 7.1982 Mid: 7.1972 | 19 Open: 7.1982 Close: 7.1993 Mid: 7.1986 | 20 Open: 7.1989 Close: 7.1991 Mid: 7.1988 | 21 Open: 7.1991 Close: 7.1995 Mid: 7.1976 | 22 Open: 7.1995 Close: 7.2291 Mid: 7.2143 | 23 |
24 | 25 Open: 7.2291 Close: 7.2100 Mid: 7.2164 | 26 Open: 7.2101 Close: 7.2183 Mid: 7.2142 | 27 Open: 7.2182 Close: 7.2275 Mid: 7.2235 | 28 Open: 7.2274 Close: 7.2278 Mid: 7.2270 | 29 Open: 7.2278 Close: 7.2209 Mid: 7.2238 | 30 |
31 |
April - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 7.2210 Close: 7.2307 Mid: 7.2259 | 2 Open: 7.2307 Close: 7.2336 Mid: 7.2334 | 3 Open: 7.2335 Close: 7.2347 Mid: 7.2346 | 4 Open: 7.2347 Close: 7.2350 Mid: 7.2352 | 5 Open: 7.2350 Close: 7.2330 Mid: 7.2341 | 6 | |
7 | 8 Open: 7.2329 Close: 7.2309 Mid: 7.2325 | 9 Open: 7.2309 Close: 7.2325 Mid: 7.2323 | 10 Open: 7.2325 Close: 7.2340 Mid: 7.2319 | 11 Open: 7.2340 Close: 7.2374 Mid: 7.2348 | 12 Open: 7.2373 Close: 7.2369 Mid: 7.2370 | 13 |
14 | 15 Open: 7.2368 Close: 7.2381 Mid: 7.2377 | 16 Open: 7.2381 Close: 7.2372 Mid: 7.2374 | 17 Open: 7.2372 Close: 7.2390 Mid: 7.2372 | 18 Open: 7.2390 Close: 7.2384 Mid: 7.2366 | 19 Open: 7.2383 Close: 7.2400 Mid: 7.2399 | 20 |
21 | 22 Open: 7.2400 Close: 7.2437 Mid: 7.2420 | 23 Open: 7.2436 Close: 7.2455 Mid: 7.2452 | 24 Open: 7.2455 Close: 7.2462 Mid: 7.2452 | 25 Open: 7.2461 Close: 7.2396 Mid: 7.2435 | 26 Open: 7.2396 Close: 7.2463 Mid: 7.2431 | 27 |
28 | 29 Open: 7.2462 Close: 7.2391 Mid: 7.2430 | 30 Open: 7.2391 Close: 7.2411 Mid: 7.2413 |
May - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 7.2411 Close: 7.2410 Mid: 7.2412 | 2 Open: 7.2409 Close: 7.2395 Mid: 7.2398 | 3 Open: 7.2395 Close: 7.2372 Mid: 7.2383 | 4 | |||
5 | 6 Open: 7.2372 Close: 7.2413 Mid: 7.2363 | 7 Open: 7.2396 Close: 7.2128 Mid: 7.2248 | 8 Open: 7.2135 Close: 7.2251 Mid: 7.2208 | 9 Open: 7.2250 Close: 7.2200 Mid: 7.2232 | 10 Open: 7.2200 Close: 7.2268 Mid: 7.2231 | 11 |
12 | 13 Open: 7.2268 Close: 7.2331 Mid: 7.2311 | 14 Open: 7.2331 Close: 7.2337 Mid: 7.2347 | 15 Open: 7.2337 Close: 7.2191 Mid: 7.2258 | 16 Open: 7.2191 Close: 7.2189 Mid: 7.2142 | 17 Open: 7.2189 Close: 7.2238 Mid: 7.2226 | 18 |
19 | 20 Open: 7.2243 Close: 7.2338 Mid: 7.2296 | 21 Open: 7.2338 Close: 7.2341 Mid: 7.2142 | 22 Open: 7.2296 Close: 7.2385 Mid: 7.2085 | 23 Open: 7.2389 Close: 7.2412 Mid: 7.2407 | 24 | 25 |
26 | 27 | 28 Open: 7.2451 Close: 7.2453 Mid: 7.2452 | 29 Open: 7.2504 Close: 7.2504 Mid: 7.2504 | 30 Open: 7.2425 Close: 7.2425 Mid: 7.2425 | 31 Open: 7.2420 Close: 7.2420 Mid: 7.2420 |
June - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 | ||||||
2 | 3 Open: 7.2425 Close: 7.2426 Mid: 7.2426 | 4 | 5 Open: 7.2476 Close: 7.2476 Mid: 7.2474 | 6 Open: 7.2474 Close: 7.2452 Mid: 7.2456 | 7 Open: 7.2451 Close: 7.2461 Mid: 7.2439 | 8 |
9 | 10 | 11 Open: 7.2477 Close: 7.2477 Mid: 7.2477 | 12 Open: 7.1783 Close: 7.2396 Mid: 7.2114 | 13 Open: 7.2397 Close: 7.2526 Mid: 7.2457 | 14 Open: 7.2525 Close: 7.2553 Mid: 7.2540 | 15 |
16 | 17 Open: 7.2553 Close: 7.2561 Mid: 7.2558 | 18 Open: 7.2561 Close: 7.2545 Mid: 7.2554 | 19 Open: 7.2545 Close: 7.2575 Mid: 7.2555 | 20 Open: 7.2576 Close: 7.2603 Mid: 7.2591 | 21 Open: 7.2603 Close: 7.2614 Mid: 7.2605 | 22 |
23 | 24 Open: 7.2613 Close: 7.2591 Mid: 7.2599 | 25 Open: 7.2590 Close: 7.2628 Mid: 7.2602 | 26 Open: 7.2628 Close: 7.2650 Mid: 7.2645 | 27 Open: 7.2650 Close: 7.2685 Mid: 7.2667 | 28 Open: 7.2684 Close: 7.2675 Mid: 7.2655 | 29 |
30 |
July - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 7.2668 Close: 7.2683 Mid: 7.2676 | 2 Open: 7.2683 Close: 7.2709 Mid: 7.2697 | 3 Open: 7.2709 Close: 7.2699 Mid: 7.2712 | 4 Open: 7.2700 Close: 7.2679 Mid: 7.2698 | 5 Open: 7.2679 Close: 7.2689 Mid: 7.2675 | 6 | |
7 | 8 Open: 7.2688 Close: 7.2684 Mid: 7.2692 | 9 Open: 7.2684 Close: 7.2725 Mid: 7.2703 | 10 Open: 7.2726 Close: 7.2760 Mid: 7.2744 | 11 Open: 7.2760 Close: 7.2582 Mid: 7.2638 | 12 Open: 7.2582 Close: 7.2504 Mid: 7.2572 | 13 |
14 | 15 Open: 7.2511 Close: 7.2534 Mid: 7.2521 | 16 Open: 7.2025 Close: 7.1472 Mid: 7.1934 | 17 Open: 7.1468 Close: 7.2608 Mid: 7.2037 | 18 Open: 7.2608 Close: 7.2606 Mid: 7.2576 | 19 Open: 7.2607 Close: 7.2698 Mid: 7.2646 | 20 |
21 | 22 Open: 7.2700 Close: 7.2702 Mid: 7.2707 | 23 Open: 7.2705 Close: 7.2752 Mid: 7.2729 | 24 Open: 7.2751 Close: 7.2625 Mid: 7.2699 | 25 Open: 7.2625 Close: 7.2317 Mid: 7.2387 | 26 Open: 7.2317 Close: 7.2494 Mid: 7.2421 | 27 |
28 | 29 Open: 7.2496 Close: 7.2606 Mid: 7.2553 | 30 Open: 7.2606 Close: 7.2514 Mid: 7.2567 | 31 Open: 7.2514 Close: 7.2191 Mid: 7.2343 |
August - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 7.2191 Close: 7.2443 Mid: 7.2297 | 2 Open: 7.2442 Close: 7.1593 Mid: 7.2018 | 3 | ||||
4 | 5 Open: 7.1592 Close: 7.1290 Mid: 7.1279 | 6 Open: 7.1290 Close: 7.1303 Mid: 7.1288 | 7 Open: 7.1315 Close: 7.1736 Mid: 7.1526 | 8 Open: 7.1740 Close: 7.1760 Mid: 7.1678 | 9 Open: 7.1759 Close: 7.1668 Mid: 7.1718 | 10 |
11 | 12 Open: 7.1669 Close: 7.1764 Mid: 7.1745 | 13 Open: 7.1766 Close: 7.1567 Mid: 7.1678 | 14 Open: 7.1101 Close: 7.1383 Mid: 7.1269 | 15 Open: 7.1382 Close: 7.1568 Mid: 7.1504 | 16 Open: 7.1580 Close: 7.1649 Mid: 7.1666 | 17 |
18 | 19 Open: 7.1649 Close: 7.1650 Mid: 7.1492 | 20 Open: 7.1328 Close: 7.1328 Mid: 7.1328 | 21 Open: 7.1320 Close: 7.1332 Mid: 7.1336 | 22 Open: 7.1331 Close: 7.1450 Mid: 7.1383 | 23 Open: 7.1450 Close: 7.1233 Mid: 7.1342 | 24 |
25 | 26 Open: 7.1234 Close: 7.1216 Mid: 7.1209 | 27 Open: 7.1216 Close: 7.1246 Mid: 7.1210 | 28 Open: 7.1246 Close: 7.1259 Mid: 7.1292 | 29 Open: 7.1259 Close: 7.0986 Mid: 7.1119 | 30 Open: 7.0986 Close: 7.0929 Mid: 7.0927 | 31 |
September - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 | 2 Open: 7.0932 Close: 7.1176 Mid: 7.1060 | 3 Open: 7.1176 Close: 7.1219 Mid: 7.1194 | 4 Open: 7.1218 Close: 7.1128 Mid: 7.1152 | 5 Open: 7.1128 Close: 7.0924 Mid: 7.1007 | 6 Open: 7.0924 Close: 7.0888 Mid: 7.0882 | 7 |
8 | 9 Open: 7.0889 Close: 7.1137 Mid: 7.1029 | 10 Open: 7.1137 Close: 7.1216 Mid: 7.1194 | 11 Open: 7.1216 Close: 7.1197 Mid: 7.1183 | 12 Open: 7.1197 Close: 7.1175 Mid: 7.1197 | 13 Open: 7.1175 Close: 7.0935 Mid: 7.1044 | 14 |
15 | 16 Open: 7.0935 Close: 7.0938 Mid: 7.0945 | 17 Open: 7.0938 Close: 7.0935 Mid: 7.0936 | 18 Open: 7.0935 Close: 7.0822 Mid: 7.0894 | 19 Open: 7.0822 Close: 7.0679 Mid: 7.0822 | 20 Open: 7.0679 Close: 7.0526 Mid: 7.0558 | 21 |
22 | 23 Open: 7.0526 Close: 7.0516 Mid: 7.0527 | 24 Open: 7.0516 Close: 7.0317 Mid: 7.0468 | 25 Open: 7.0317 Close: 7.0328 Mid: 7.0245 | 26 Open: 7.0328 Close: 7.0113 Mid: 7.0214 | 27 Open: 7.0112 Close: 7.0116 Mid: 7.0142 | 28 |
29 | 30 Open: 7.0116 Close: 7.0182 Mid: 7.0150 |
October - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 7.0182 Close: 7.0311 Mid: 7.0246 | 2 Open: 7.0312 Close: 7.0388 Mid: 7.0274 | 3 Open: 7.0391 Close: 7.0455 Mid: 7.0429 | 4 Open: 7.0455 Close: 7.0472 Mid: 7.0478 | 5 | ||
6 | 7 Open: 7.0451 Close: 7.0202 Mid: 7.0316 | 8 Open: 7.0203 Close: 7.0593 Mid: 7.0504 | 9 Open: 7.0593 Close: 7.0819 Mid: 7.0693 | 10 Open: 7.0820 Close: 7.0799 Mid: 7.0727 | 11 Open: 7.0797 Close: 7.0661 Mid: 7.0726 | 12 |
13 | 14 Open: 7.0662 Close: 7.0882 Mid: 7.0777 | 15 Open: 7.0882 Close: 7.1196 Mid: 7.1044 | 16 Open: 7.1196 Close: 7.1196 Mid: 7.1169 | 17 Open: 7.1196 Close: 7.1239 Mid: 7.1220 | 18 Open: 7.1239 Close: 7.1019 Mid: 7.1128 | 19 |
20 | 21 Open: 7.1020 Close: 7.1196 Mid: 7.1102 | 22 Open: 7.1197 Close: 7.1232 Mid: 7.1220 | 23 Open: 7.1231 Close: 7.1263 Mid: 7.1272 | 24 Open: 7.1263 Close: 7.1193 Mid: 7.1188 | 25 Open: 7.1193 Close: 7.1210 Mid: 7.1217 | 26 |
27 | 28 Open: 7.1220 Close: 7.1257 Mid: 7.1282 | 29 Open: 7.1257 Close: 7.1314 Mid: 7.1340 | 30 Open: 7.1314 Close: 7.1154 Mid: 7.1259 | 31 Open: 7.1154 Close: 7.1184 Mid: 7.1200 |
November - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 7.1185 Close: 7.1226 Mid: 7.1190 | 2 | |||||
3 | 4 Open: 7.1219 Close: 7.0992 Mid: 7.1045 | 5 Open: 7.0992 Close: 7.1052 Mid: 7.1041 | 6 Open: 7.1052 Close: 7.1755 Mid: 7.1364 | 7 Open: 7.1755 Close: 7.1433 Mid: 7.1639 | 8 Open: 7.1433 Close: 7.1790 Mid: 7.1610 | 9 |
10 | 11 Open: 7.1790 Close: 7.2141 Mid: 7.1961 | 12 Open: 7.2141 Close: 7.2323 Mid: 7.2248 | 13 Open: 7.2323 Close: 7.2245 Mid: 7.2204 | 14 Open: 7.2244 Close: 7.2303 Mid: 7.2351 | 15 Open: 7.2303 Close: 7.2329 Mid: 7.2335 | 16 |
17 | 18 Open: 7.2328 Close: 7.2369 Mid: 7.2385 | 19 Open: 7.2369 Close: 7.2395 Mid: 7.2396 | 20 Open: 7.2395 Close: 7.2449 Mid: 7.2430 | 21 Open: 7.2449 Close: 7.2354 Mid: 7.2404 | 22 Open: 7.2354 Close: 7.2429 Mid: 7.2416 | 23 |
24 | 25 Open: 7.2429 Close: 7.2457 Mid: 7.2438 | 26 Open: 7.2525 Close: 7.2525 Mid: 7.2525 | 27 Open: 7.2503 Close: 7.2471 Mid: 7.2382 | 28 Open: 7.2471 Close: 7.2446 Mid: 7.2462 | 29 Open: 7.2446 Close: 7.2418 Mid: 7.2360 | 30 |
December - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 | 2 Open: 7.2418 Close: 7.2718 Mid: 7.2580 | 3 Open: 7.2718 Close: 7.2857 Mid: 7.2840 | 4 Open: 7.2857 Close: 7.2643 Mid: 7.2748 | 5 Open: 7.2642 Close: 7.2601 Mid: 7.2671 | 6 Open: 7.2602 Close: 7.2705 Mid: 7.2629 | 7 |
8 | 9 Open: 7.2708 Close: 7.2608 Mid: 7.2702 | 10 Open: 7.2609 Close: 7.2502 Mid: 7.2515 | 11 Open: 7.2502 Close: 7.2631 Mid: 7.2575 | 12 Open: 7.2631 Close: 7.2689 Mid: 7.2645 | 13 Open: 7.2688 Close: 7.2763 Mid: 7.2752 | 14 |
15 | 16 Open: 7.2761 Close: 7.2836 Mid: 7.2802 | 17 Open: 7.2836 Close: 7.2851 Mid: 7.2833 | 18 Open: 7.2851 Close: 7.2870 Mid: 7.2845 | 19 Open: 7.2870 Close: 7.2973 Mid: 7.2923 | 20 Open: 7.2973 Close: 7.2962 Mid: 7.2970 | 21 |
22 | 23 | 24 | 25 | 26 | 27 | 28 |
29 | 30 | 31 |
Compare Exchange Rates:
Know What the Best Exchange Rate Looks Like
Benchmark the exchange rate market with Pound Sterling Live's custom currency rate comparison tool with built-in algorithms to find the best rates in the market.
Banks and financial institutions buy and sell currency from each other - these sizeable institutions are 'the market' and the rate they transact at is the 'market rate'. The difference between how much a currency is purchased and sold is the spread, which is essentially the difference between the buy and sell price.
But, when currency is sold by banks to retail customers that spread widens significantly and the profit on the transaction is therefore substantially larger.
Therefore when we focus on the transfer fee when sending money abroad we often miss the biggest cost: the exchange rate spread.
Foreign exchange providers have essentially recognised this and they enter the market to transfer money at tighter spreads, thereby saving potentially significant amounts of money for their clients simply by providing better exchange rates.
For example, the transfer of £100K into euros is expected to attract a rate that delivers between €112,480 and €113,296 with the UK's leading high street banks. But FCA authorised providers will provide a rate that delivers between €115,510 and €115,740 (using rates on 05/07/21).
Taking the time to work with a FCA regulated currency provider could therefore result in the delivery of an extra euros amount of between €2444 and €3030.
Pound Sterling Live only works with foreign exchange payment companies that are FCA Authorised. This is important: FCA regulations and oversight requires the money they transfer on your behalf to be protected through a process known as 'safeguarding'. Safeguarding requires the payments company to keep your money separate from their own money in a top-tier bank. Therefore if the provider comes under stress your money should be protected.
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