Best Swiss Franc / Polish Zloty Exchange Rate Today: 4.5609
Our comparison table and live data feed show the top euro rate you're likely to achieve for international payments is 4.5472, and the most competitive travel money / cash rates start at approximately 4.5199.
Live rate: 1 CHF = 4.5609 PLN (+0.22% )
Inverted: 1 PLN = 0.2193 CHF
Click here for our full travel and holiday rates comparison tool.
Comparison Results:
| Provider | Exchange Rate | Fee | You Get | Service | Notes | Action |
Live Market Rate | 4.5609 | 0 | 4.5153 | |||
 | 4.5472 (indicative) | 0 | 4.5472 | International Payments and Transfers | Experts in international money transfers for business and individuals, delivering industry-beating exchange rates. | |
 | 4.5290 (indicative) | 0 | 4.5290 | International Payments and Transfers | Indicative Dealing Desk Quote. Rate can only be applied to transfers in excess of £2000 equivalent. | |
 | 4.5609 | 0.44% | 4.5408 | Best Multi-Currency Card | One currency card for all your travels. Use it instantly as a digital card and top-up from the app, with the mid-market rate. 40+ currencies. Save up to 87% when you spend internationally. | |
 | 4.5199 | 0 | 4.5199 | Holiday FX, Cash Delivery | A specialist alternative to banks, bureau de change & the Post Office for clients seeking competitive currency exchange rates. A multiple award-winning company, offering free delivery (over £700.00), no commission charges, payment by Debit Card or Bank Transfer and typically offering the best exchange rates available. | |
Best Bank Rate  | 4.4332 (upper range) | Variable | 4.4332 | Payments, transfers, holiday money | Determined using data on spread charges supplied by IMTI | |
Worst Bank Rate | 4.4013 (lower range) | Variable | 4.4013 | Payments, transfers, holiday money | Determined using data on spread charges supplied by Money Mover and Accourt | |
Paypal  | 4.3557 | 0 | 4.3557 | International Payments and Transfers |
Set Alert« | » |
January - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 4.6769 Close: 4.6769 Mid: 4.6769 | 2 Open: 4.6771 Close: 4.6979 Mid: 4.6799 | 3 Open: 4.6981 Close: 4.6955 Mid: 4.6878 | 4 Open: 4.6929 Close: 4.6736 Mid: 4.6755 | 5 Open: 4.6714 Close: 4.6751 Mid: 4.6755 | 6 | |
7 | 8 Open: 4.6771 Close: 4.6649 Mid: 4.6725 | 9 Open: 4.6662 Close: 4.6658 Mid: 4.6679 | 10 Open: 4.6680 Close: 4.6465 Mid: 4.6581 | 11 Open: 4.6455 Close: 4.6552 Mid: 4.6487 | 12 Open: 4.6551 Close: 4.6681 Mid: 4.6621 | 13 |
14 | 15 Open: 4.6698 Close: 4.6637 Mid: 4.6677 | 16 Open: 4.6609 Close: 4.6861 Mid: 4.6790 | 17 Open: 4.6862 Close: 4.6742 Mid: 4.6847 | 18 Open: 4.6760 Close: 4.6457 Mid: 4.6648 | 19 Open: 4.6462 Close: 4.6028 Mid: 4.6266 | 20 |
21 | 22 Open: 4.6065 Close: 4.6132 Mid: 4.6042 | 23 Open: 4.6126 Close: 4.6461 Mid: 4.6306 | 24 Open: 4.6459 Close: 4.6598 Mid: 4.6492 | 25 Open: 4.6618 Close: 4.6513 Mid: 4.6576 | 26 Open: 4.6508 Close: 4.6577 Mid: 4.6573 | 27 |
28 | 29 Open: 4.6584 Close: 4.6829 Mid: 4.6769 | 30 Open: 4.6833 Close: 4.6525 Mid: 4.6703 | 31 Open: 4.6536 Close: 4.6459 Mid: 4.6521 |
February - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 4.6452 Close: 4.6276 Mid: 4.6375 | 2 Open: 4.6281 Close: 4.6153 Mid: 4.6274 | 3 | ||||
4 | 5 Open: 4.6169 Close: 4.6413 Mid: 4.6300 | 6 Open: 4.6418 Close: 4.6486 Mid: 4.6374 | 7 Open: 4.6492 Close: 4.6089 Mid: 4.6352 | 8 Open: 4.6090 Close: 4.5931 Mid: 4.5989 | 9 Open: 4.5929 Close: 4.5863 Mid: 4.5835 | 10 |
11 | 12 Open: 4.5827 Close: 4.5706 Mid: 4.5820 | 13 Open: 4.5710 Close: 4.5669 Mid: 4.5679 | 14 Open: 4.5675 Close: 4.5681 Mid: 4.5690 | 15 Open: 4.5681 Close: 4.5812 Mid: 4.5743 | 16 Open: 4.5811 Close: 4.5707 Mid: 4.5769 | 17 |
18 | 19 Open: 4.5707 Close: 4.5501 Mid: 4.5630 | 20 Open: 4.5501 Close: 4.5270 Mid: 4.5391 | 21 Open: 4.5275 Close: 4.5377 Mid: 4.5375 | 22 Open: 4.5370 Close: 4.5377 Mid: 4.5359 | 23 Open: 4.5395 Close: 4.5138 Mid: 4.5313 | 24 |
25 | 26 Open: 4.5275 Close: 4.5132 Mid: 4.5225 | 27 Open: 4.5133 Close: 4.5186 Mid: 4.5133 | 28 Open: 4.5198 Close: 4.5340 Mid: 4.5208 | 29 Open: 4.5337 Close: 4.5152 Mid: 4.5281 |
March - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 4.5151 Close: 4.5088 Mid: 4.5057 | 2 | |||||
3 | 4 Open: 4.5040 Close: 4.4991 Mid: 4.5045 | 5 Open: 4.4991 Close: 4.4970 Mid: 4.4978 | 6 Open: 4.4960 Close: 4.4742 Mid: 4.4789 | 7 Open: 4.4742 Close: 4.4767 Mid: 4.4816 | 8 Open: 4.4766 Close: 4.4772 Mid: 4.4827 | 9 |
10 | 11 Open: 4.4817 Close: 4.4661 Mid: 4.4700 | 12 Open: 4.4663 Close: 4.4743 Mid: 4.4690 | 13 Open: 4.4743 Close: 4.4513 Mid: 4.4640 | 14 Open: 4.4513 Close: 4.4626 Mid: 4.4558 | 15 Open: 4.4625 Close: 4.4706 Mid: 4.4652 | 16 |
17 | 18 Open: 4.4729 Close: 4.4772 Mid: 4.4747 | 19 Open: 4.4772 Close: 4.4710 Mid: 4.4819 | 20 Open: 4.4709 Close: 4.4497 Mid: 4.4665 | 21 Open: 4.4497 Close: 4.4197 Mid: 4.4233 | 22 Open: 4.4196 Close: 4.4554 Mid: 4.4348 | 23 |
24 | 25 Open: 4.4506 Close: 4.4209 Mid: 4.4388 | 26 Open: 4.4209 Close: 4.4026 Mid: 4.4071 | 27 Open: 4.4026 Close: 4.4100 Mid: 4.4030 | 28 Open: 4.4099 Close: 4.4281 Mid: 4.4199 | 29 Open: 4.4280 Close: 4.4124 Mid: 4.4225 | 30 |
31 |
April - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 4.4154 Close: 4.4215 Mid: 4.4164 | 2 Open: 4.4215 Close: 4.3874 Mid: 4.4057 | 3 Open: 4.3873 Close: 4.3862 Mid: 4.3869 | 4 Open: 4.3862 Close: 4.3926 Mid: 4.3766 | 5 Open: 4.3926 Close: 4.3797 Mid: 4.3861 | 6 | |
7 | 8 Open: 4.3848 Close: 4.3335 Mid: 4.3604 | 9 Open: 4.3335 Close: 4.3453 Mid: 4.3400 | 10 Open: 4.3453 Close: 4.3496 Mid: 4.3494 | 11 Open: 4.3496 Close: 4.3667 Mid: 4.3537 | 12 Open: 4.3667 Close: 4.4056 Mid: 4.3961 | 13 |
14 | 15 Open: 4.4112 Close: 4.4442 Mid: 4.4148 | 16 Open: 4.4442 Close: 4.5037 Mid: 4.4699 | 17 Open: 4.5038 Close: 4.4623 Mid: 4.4855 | 18 Open: 4.4623 Close: 4.4659 Mid: 4.4574 | 19 Open: 4.4660 Close: 4.4413 Mid: 4.4851 | 20 |
21 | 22 Open: 4.4494 Close: 4.4416 Mid: 4.4510 | 23 Open: 4.4416 Close: 4.4156 Mid: 4.4362 | 24 Open: 4.4157 Close: 4.4278 Mid: 4.4224 | 25 Open: 4.4277 Close: 4.4087 Mid: 4.4180 | 26 Open: 4.4088 Close: 4.4154 Mid: 4.4183 | 27 |
28 | 29 Open: 4.4190 Close: 4.4212 Mid: 4.4221 | 30 Open: 4.4212 Close: 4.4175 Mid: 4.4180 |
May - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 4.4175 Close: 4.4070 Mid: 4.4127 | 2 Open: 4.4070 Close: 4.4365 Mid: 4.4244 | 3 Open: 4.4366 Close: 4.4400 Mid: 4.4402 | 4 | |||
5 | 6 Open: 4.4344 Close: 4.4143 Mid: 4.4320 | 7 Open: 4.4143 Close: 4.4132 Mid: 4.4122 | 8 Open: 4.4133 Close: 4.4079 Mid: 4.4113 | 9 Open: 4.4080 Close: 4.3896 Mid: 4.3968 | 10 Open: 4.3897 Close: 4.4074 Mid: 4.3953 | 11 |
12 | 13 Open: 4.4029 Close: 4.3736 Mid: 4.3877 | 14 Open: 4.3736 Close: 4.3512 Mid: 4.3705 | 15 Open: 4.3512 Close: 4.3407 Mid: 4.3494 | 16 Open: 4.3407 Close: 4.3257 Mid: 4.3413 | 17 Open: 4.3257 Close: 4.3116 Mid: 4.3210 | 18 |
19 | 20 Open: 4.3146 Close: 4.3015 Mid: 4.3055 | 21 Open: 4.3015 Close: 4.3006 Mid: 4.3043 | 22 Open: 4.3006 Close: 4.3088 Mid: 4.3045 | 23 Open: 4.3089 Close: 4.3122 Mid: 4.3101 | 24 Open: 4.3122 Close: 4.2864 Mid: 4.2982 | 25 |
26 | 27 Open: 4.2923 Close: 4.2919 Mid: 4.2905 | 28 Open: 4.2919 Close: 4.2939 Mid: 4.2933 | 29 Open: 4.2939 Close: 4.3386 Mid: 4.3128 | 30 Open: 4.3386 Close: 4.3763 Mid: 4.3589 | 31 Open: 4.3764 Close: 4.3651 Mid: 4.3605 |
June - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 | ||||||
2 | 3 Open: 4.3642 Close: 4.3763 Mid: 4.3821 | 4 Open: 4.3767 Close: 4.4491 Mid: 4.4137 | 5 Open: 4.4491 Close: 4.4196 Mid: 4.4368 | 6 Open: 4.4196 Close: 4.4227 Mid: 4.4194 | 7 Open: 4.4227 Close: 4.4544 Mid: 4.4351 | 8 |
9 | 10 Open: 4.4582 Close: 4.4811 Mid: 4.4770 | 11 Open: 4.4812 Close: 4.5008 Mid: 4.4957 | 12 Open: 4.5008 Close: 4.4813 Mid: 4.4901 | 13 Open: 4.4814 Close: 4.5297 Mid: 4.5006 | 14 Open: 4.5298 Close: 4.5977 Mid: 4.5672 | 15 |
16 | 17 Open: 4.5859 Close: 4.5527 Mid: 4.5737 | 18 Open: 4.5526 Close: 4.5679 Mid: 4.5611 | 19 Open: 4.5678 Close: 4.5512 Mid: 4.5634 | 20 Open: 4.5514 Close: 4.5350 Mid: 4.5401 | 21 Open: 4.5350 Close: 4.5238 Mid: 4.5383 | 22 |
23 | 24 Open: 4.5295 Close: 4.4812 Mid: 4.5020 | 25 Open: 4.4813 Close: 4.4830 Mid: 4.4873 | 26 Open: 4.4830 Close: 4.5008 Mid: 4.4937 | 27 Open: 4.5008 Close: 4.4802 Mid: 4.4950 | 28 Open: 4.4802 Close: 4.4785 Mid: 4.4761 | 29 |
30 |
July - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 4.4778 Close: 4.4535 Mid: 4.4547 | 2 Open: 4.4533 Close: 4.4368 Mid: 4.4553 | 3 Open: 4.4369 Close: 4.4201 Mid: 4.4259 | 4 Open: 4.4201 Close: 4.4004 Mid: 4.4080 | 5 Open: 4.4003 Close: 4.4125 Mid: 4.4040 | 6 | |
7 | 8 Open: 4.4240 Close: 4.3928 Mid: 4.4091 | 9 Open: 4.3923 Close: 4.3840 Mid: 4.3885 | 10 Open: 4.3840 Close: 4.3738 Mid: 4.3784 | 11 Open: 4.3739 Close: 4.3732 Mid: 4.3744 | 12 Open: 4.3732 Close: 4.3602 Mid: 4.3690 | 13 |
14 | 15 Open: 4.3709 Close: 4.3617 Mid: 4.3596 | 16 Open: 4.3618 Close: 4.3992 Mid: 4.3780 | 17 Open: 4.3992 Close: 4.4398 Mid: 4.4235 | 18 Open: 4.4398 Close: 4.4368 Mid: 4.4413 | 19 Open: 4.4369 Close: 4.4307 Mid: 4.4335 | 20 |
21 | 22 Open: 4.4300 Close: 4.4162 Mid: 4.4273 | 23 Open: 4.4161 Close: 4.4209 Mid: 4.4231 | 24 Open: 4.4208 Close: 4.4782 Mid: 4.4514 | 25 Open: 4.4783 Close: 4.4813 Mid: 4.4864 | 26 Open: 4.4813 Close: 4.4549 Mid: 4.4667 | 27 |
28 | 29 Open: 4.4535 Close: 4.4776 Mid: 4.4697 | 30 Open: 4.4776 Close: 4.4964 Mid: 4.4805 | 31 Open: 4.4964 Close: 4.5123 Mid: 4.5007 |
August - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 4.5123 Close: 4.5675 Mid: 4.5421 | 2 Open: 4.5674 Close: 4.5853 Mid: 4.5719 | 3 | ||||
4 | 5 Open: 4.5745 Close: 4.6081 Mid: 4.6168 | 6 Open: 4.6080 Close: 4.6324 Mid: 4.6167 | 7 Open: 4.6323 Close: 4.5967 Mid: 4.6025 | 8 Open: 4.5967 Close: 4.5654 Mid: 4.5947 | 9 Open: 4.5653 Close: 4.5745 Mid: 4.5774 | 10 |
11 | 12 Open: 4.5798 Close: 4.5512 Mid: 4.5510 | 13 Open: 4.5512 Close: 4.5119 Mid: 4.5338 | 14 Open: 4.5119 Close: 4.5039 Mid: 4.5071 | 15 Open: 4.5040 Close: 4.4794 Mid: 4.4891 | 16 Open: 4.4793 Close: 4.4640 Mid: 4.4782 | 17 |
18 | 19 Open: 4.4749 Close: 4.4603 Mid: 4.4714 | 20 Open: 4.4603 Close: 4.4994 Mid: 4.4837 | 21 Open: 4.4992 Close: 4.5085 Mid: 4.5093 | 22 Open: 4.5085 Close: 4.5213 Mid: 4.5217 | 23 Open: 4.5213 Close: 4.4949 Mid: 4.5097 | 24 |
25 | 26 Open: 4.5074 Close: 4.5282 Mid: 4.5169 | 27 Open: 4.5281 Close: 4.5506 Mid: 4.5354 | 28 Open: 4.5505 Close: 4.5865 Mid: 4.5786 | 29 Open: 4.5865 Close: 4.5644 Mid: 4.5782 | 30 Open: 4.5644 Close: 4.5602 Mid: 4.5545 | 31 |
September - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 | 2 Open: 4.5619 Close: 4.5281 Mid: 4.5480 | 3 Open: 4.5281 Close: 4.5588 Mid: 4.5492 | 4 Open: 4.5587 Close: 4.5570 Mid: 4.5554 | 5 Open: 4.5570 Close: 4.5674 Mid: 4.5512 | 6 Open: 4.5674 Close: 4.5822 Mid: 4.5711 | 7 |
8 | 9 Open: 4.5801 Close: 4.5617 Mid: 4.5697 | 10 Open: 4.5617 Close: 4.5864 Mid: 4.5769 | 11 Open: 4.5863 Close: 4.5705 Mid: 4.5851 | 12 Open: 4.5705 Close: 4.5464 Mid: 4.5641 | 13 Open: 4.5463 Close: 4.5520 Mid: 4.5584 | 14 |
15 | 16 Open: 4.5594 Close: 4.5468 Mid: 4.5510 | 17 Open: 4.5469 Close: 4.5396 Mid: 4.5459 | 18 Open: 4.5395 Close: 4.5394 Mid: 4.5469 | 19 Open: 4.5394 Close: 4.5164 Mid: 4.5249 | 20 Open: 4.5164 Close: 4.4991 Mid: 4.5119 | 21 |
22 | 23 Open: 4.4991 Close: 4.5353 Mid: 4.5193 | 24 Open: 4.5353 Close: 4.5131 Mid: 4.5209 | 25 Open: 4.5132 Close: 4.5085 Mid: 4.5062 | 26 Open: 4.5086 Close: 4.5200 Mid: 4.5168 | 27 Open: 4.5200 Close: 4.5566 Mid: 4.5395 | 28 |
29 | 30 Open: 4.5477 Close: 4.5504 Mid: 4.5502 |
October - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 4.5504 Close: 4.5764 Mid: 4.5683 | 2 Open: 4.5764 Close: 4.5755 Mid: 4.5784 | 3 Open: 4.5754 Close: 4.5799 Mid: 4.5823 | 4 Open: 4.5799 Close: 4.5820 Mid: 4.5866 | 5 | ||
6 | 7 Open: 4.5809 Close: 4.6114 Mid: 4.5967 | 8 Open: 4.6115 Close: 4.5710 Mid: 4.5939 | 9 Open: 4.5710 Close: 4.5628 Mid: 4.5724 | 10 Open: 4.5628 Close: 4.5931 Mid: 4.5875 | 11 Open: 4.5930 Close: 4.5780 Mid: 4.5820 | 12 |
13 | 14 Open: 4.5811 Close: 4.5638 Mid: 4.5680 | 15 Open: 4.5638 Close: 4.5723 Mid: 4.5664 | 16 Open: 4.5722 Close: 4.5723 Mid: 4.5758 | 17 Open: 4.5723 Close: 4.5944 Mid: 4.5889 | 18 Open: 4.5944 Close: 4.5810 Mid: 4.5845 | 19 |
20 | 21 Open: 4.5832 Close: 4.6119 Mid: 4.5962 | 22 Open: 4.6119 Close: 4.6270 Mid: 4.6172 | 23 Open: 4.6271 Close: 4.6509 Mid: 4.6394 | 24 Open: 4.6509 Close: 4.6364 Mid: 4.6479 | 25 Open: 4.6364 Close: 4.6422 Mid: 4.6370 | 26 |
27 | 28 Open: 4.6371 Close: 4.6495 Mid: 4.6416 | 29 Open: 4.6495 Close: 4.6244 Mid: 4.6443 | 30 Open: 4.6243 Close: 4.6285 Mid: 4.6224 | 31 Open: 4.6284 Close: 4.6333 Mid: 4.6337 |
November - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 4.6333 Close: 4.6287 Mid: 4.6251 | 2 | |||||
3 | 4 Open: 4.6208 Close: 4.6345 Mid: 4.6183 | 5 Open: 4.6345 Close: 4.6151 Mid: 4.6291 | 6 Open: 4.6154 Close: 4.6284 Mid: 4.6370 | 7 Open: 4.6284 Close: 4.5753 Mid: 4.6033 | 8 Open: 4.5752 Close: 4.6057 Mid: 4.6005 | 9 |
10 | 11 Open: 4.6115 Close: 4.6472 Mid: 4.6293 | 12 Open: 4.6473 Close: 4.6449 Mid: 4.6460 | 13 Open: 4.6449 Close: 4.6380 Mid: 4.6381 | 14 Open: 4.6380 Close: 4.6105 Mid: 4.6264 | 15 Open: 4.6106 Close: 4.6138 Mid: 4.6163 | 16 |
17 | 18 Open: 4.6239 Close: 4.6083 Mid: 4.6201 | 19 Open: 4.6083 Close: 4.6353 Mid: 4.6398 | 20 Open: 4.6352 Close: 4.6502 Mid: 4.6406 | 21 Open: 4.6501 Close: 4.6764 Mid: 4.6655 | 22 Open: 4.6764 Close: 4.6545 Mid: 4.6819 | 23 |
24 | 25 Open: 4.6438 Close: 4.6340 Mid: 4.6394 | 26 Open: 4.6339 Close: 4.6295 Mid: 4.6367 | 27 Open: 4.6295 Close: 4.6171 Mid: 4.6265 | 28 Open: 4.6171 Close: 4.6212 Mid: 4.6223 | 29 Open: 4.6212 Close: 4.6157 Mid: 4.6192 | 30 |
December - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 | 2 Open: 4.6164 Close: 4.6023 Mid: 4.6094 | 3 Open: 4.6025 Close: 4.6079 Mid: 4.6089 | 4 Open: 4.6078 Close: 4.6037 Mid: 4.6092 | 5 Open: 4.6037 Close: 4.5896 Mid: 4.5899 | 6 Open: 4.5898 Close: 4.5936 Mid: 4.5954 | 7 |
8 | 9 Open: 4.5983 Close: 4.5916 Mid: 4.5901 | 10 Open: 4.5915 Close: 4.5811 Mid: 4.5909 | 11 Open: 4.5811 Close: 4.6016 Mid: 4.5942 | 12 Open: 4.6015 Close: 4.5767 Mid: 4.5831 | 13 Open: 4.5767 Close: 4.5473 Mid: 4.5631 | 14 |
15 | 16 Open: 4.5494 Close: 4.5279 Mid: 4.5403 | 17 Open: 4.5280 Close: 4.5587 Mid: 4.5352 | 18 Open: 4.5586 Close: 4.5747 Mid: 4.5527 | 19 Open: 4.5747 Close: 4.5712 Mid: 4.5691 | 20 Open: 4.5712 Close: 4.5762 Mid: 4.5784 | 21 |
22 | 23 Open: 4.5750 Close: 4.5615 Mid: 4.5736 | 24 Open: 4.5613 Close: 4.5504 Mid: 4.5594 | 25 Open: 4.5613 Close: 4.5504 Mid: 4.5594 | 26 Open: 4.5506 Close: 4.5504 Mid: 4.5542 | 27 | 28 |
29 | 30 | 31 |
Compare Exchange Rates:
Know What the Best Exchange Rate Looks Like
Benchmark the exchange rate market with Pound Sterling Live's custom currency rate comparison tool with built-in algorithms to find the best rates in the market.
Banks and financial institutions buy and sell currency from each other - these sizeable institutions are 'the market' and the rate they transact at is the 'market rate'. The difference between how much a currency is purchased and sold is the spread, which is essentially the difference between the buy and sell price.
But, when currency is sold by banks to retail customers that spread widens significantly and the profit on the transaction is therefore substantially larger.
Therefore when we focus on the transfer fee when sending money abroad we often miss the biggest cost: the exchange rate spread.
Foreign exchange providers have essentially recognised this and they enter the market to transfer money at tighter spreads, thereby saving potentially significant amounts of money for their clients simply by providing better exchange rates.
For example, the transfer of £100K into euros is expected to attract a rate that delivers between €112,480 and €113,296 with the UK's leading high street banks. But FCA authorised providers will provide a rate that delivers between €115,510 and €115,740 (using rates on 05/07/21).
Taking the time to work with a FCA regulated currency provider could therefore result in the delivery of an extra euros amount of between €2444 and €3030.
Pound Sterling Live only works with foreign exchange payment companies that are FCA Authorised. This is important: FCA regulations and oversight requires the money they transfer on your behalf to be protected through a process known as 'safeguarding'. Safeguarding requires the payments company to keep your money separate from their own money in a top-tier bank. Therefore if the provider comes under stress your money should be protected.
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