Live rate: 1 EUR = 19.6124 ZAR (+1.58%)

Inverted: 1 ZAR = 0.0510 EUR

Click here for our full travel and holiday rates comparison tool.

Comparison Results:

ProviderExchange RateFeeYou GetServiceNotesAction

Live Market Rate

19.6124019.4163
Horizon Currency 19.5438

(indicative)

019.5438 International Payments and Transfers Experts in international money transfers for business and individuals, delivering industry-beating exchange rates.
CorPay 19.4751

(indicative)

019.4751 International Payments and Transfers Indicative Dealing Desk Quote. Rate can only be applied to transfers in excess of £2000 equivalent.
wise 19.61241.47%19.3241 Best Multi-Currency Card One currency card for all your travels. Use it instantly as a digital card and top-up from the app, with the mid-market rate. 40+ currencies. Save up to 87% when you spend internationally.
Travel FX 19.4359019.4359 Holiday FX, Cash Delivery A specialist alternative to banks, bureau de change & the Post Office for clients seeking competitive currency exchange rates. A multiple award-winning company, offering free delivery (over £700.00), no commission charges, payment by Debit Card or Bank Transfer and typically offering the best exchange rates available.

Best Bank Rate

Banks
19.0633

(upper range)

Variable19.0633 Payments, transfers, holiday money Determined using data on spread charges supplied by IMTI

Worst Bank Rate

Banks
18.9260

(lower range)

Variable18.9260Payments, transfers, holiday money Determined using data on spread charges supplied by Money Mover and Accourt

Paypal

Paypal
18.7298018.7298 International Payments and Transfers
For full historical data please visit: EUR/ZAR exchange rate history pages for the year 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012

January - 2025

SunMonTueWedThuFriSat
1
2

Open: 19.5334

Close: 19.2250

Mid: 19.3562

3

Open: 19.2247

Close: 19.2989

Mid: 19.2751

4
5
6

Open: 19.3414

Close: 19.3020

Mid: 19.3012

7

Open: 19.3021

Close: 19.3410

Mid: 19.3399

8

Open: 19.3398

Close: 19.5137

Mid: 19.4234

9

Open: 19.5138

Close: 19.5014

Mid: 19.4703

10

Open: 19.5010

Close: 19.5796

Mid: 19.5591

11
12
13

Open: 19.5839

Close: 19.5006

Mid: 19.5384

14

Open: 19.5015

Close: 19.5096

Mid: 19.4701

15

Open: 19.5096

Close: 19.3115

Mid: 19.4115

16

Open: 19.3128

Close: 19.3863

Mid: 19.3604

17

Open: 19.3863

Close: 19.2620

Mid: 19.3149

18
19
20

Open: 19.2617

Close: 19.3038

Mid: 19.3101

21

Open: 19.3039

Close: 19.2964

Mid: 19.3056

22

Open: 19.2963

Close: 19.2450

Mid: 19.2862

23

Open: 19.2439

Close: 19.2869

Mid: 19.2884

24

Open: 19.2870

Close: 19.3075

Mid: 19.2740

25
26
27

Open: 19.3578

Close: 19.4952

Mid: 19.4135

28
29
30
31

February - 2025

SunMonTueWedThuFriSat
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28

March - 2025

SunMonTueWedThuFriSat
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31

April - 2025

SunMonTueWedThuFriSat
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30

May - 2025

SunMonTueWedThuFriSat
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31

June - 2025

SunMonTueWedThuFriSat
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30

July - 2025

SunMonTueWedThuFriSat
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31

August - 2025

SunMonTueWedThuFriSat
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31

September - 2025

SunMonTueWedThuFriSat
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30

October - 2025

SunMonTueWedThuFriSat
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31

November - 2025

SunMonTueWedThuFriSat
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30

December - 2025

SunMonTueWedThuFriSat
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31

Compare Exchange Rates:

Know What the Best Exchange Rate Looks Like

Benchmark the exchange rate market with Pound Sterling Live's custom currency rate comparison tool with built-in algorithms to find the best rates in the market.

Why

Banks and financial institutions buy and sell currency from each other - these sizeable institutions are 'the market' and the rate they transact at is the 'market rate'. The difference between how much a currency is purchased and sold is the spread, which is essentially the difference between the buy and sell price.

But, when currency is sold by banks to retail customers that spread widens significantly and the profit on the transaction is therefore substantially larger.

Therefore when we focus on the transfer fee when sending money abroad we often miss the biggest cost: the exchange rate spread.

Foreign exchange providers have essentially recognised this and they enter the market to transfer money at tighter spreads, thereby saving potentially significant amounts of money for their clients simply by providing better exchange rates.

For example, the transfer of £100K into euros is expected to attract a rate that delivers between €112,480 and €113,296 with the UK's leading high street banks. But FCA authorised providers will provide a rate that delivers between €115,510 and €115,740 (using rates on 05/07/21).

Taking the time to work with a FCA regulated currency provider could therefore result in the delivery of an extra euros amount of between €2444 and €3030.

Safety is Everything

Pound Sterling Live only works with foreign exchange payment companies that are FCA Authorised. This is important: FCA regulations and oversight requires the money they transfer on your behalf to be protected through a process known as 'safeguarding'. Safeguarding requires the payments company to keep your money separate from their own money in a top-tier bank. Therefore if the provider comes under stress your money should be protected.