Best Japanese Yen / Guatemala Quetzal Exchange Rate Today: 0.0489
Our comparison table and live data feed show the top euro rate you're likely to achieve for international payments is 0.0488, and the most competitive travel money / cash rates start at approximately 0.0485.
Live rate: 1 JPY = 0.0489 GTQ (-0.2041% )
Inverted: 1 GTQ = 20.4499 JPY
Click here for our full travel and holiday rates comparison tool.
Comparison Results:
| Provider | Exchange Rate | Fee | You Get | Service | Notes | Action |
Live Market Rate | 0.0489 | 0 | 0.0484 | |||
 | 0.0489 | 32.4% | 0.0331 | Best Multi-Currency Card | The UK's leading payment provider | |
Best Bank Rate  | 0.0475 (upper range) | Variable | 0.0475 | Payments, transfers, holiday money | Determined using data on spread charges supplied by IMTI | |
Worst Bank Rate | 0.0472 (lower range) | Variable | 0.0472 | Payments, transfers, holiday money | Determined using data on spread charges supplied by Money Mover and Accourt | |
Paypal  | 0.0467 | 0 | 0.0467 | International Payments and Transfers |
Set Alert« | » |
January - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 0.0556 Close: 0.0556 Mid: 0.0556 | 2 Open: 0.0556 Close: 0.0551 Mid: 0.0553 | 3 Open: 0.0551 Close: 0.0545 Mid: 0.0548 | 4 Open: 0.0545 Close: 0.0541 Mid: 0.0545 | 5 Open: 0.0541 Close: 0.0541 Mid: 0.0541 | 6 | |
7 | 8 Open: 0.0538 Close: 0.0542 Mid: 0.0542 | 9 Open: 0.0542 Close: 0.0541 Mid: 0.0543 | 10 Open: 0.0541 Close: 0.0536 Mid: 0.0539 | 11 Open: 0.0536 Close: 0.0538 Mid: 0.0536 | 12 Open: 0.0538 Close: 0.0539 Mid: 0.0539 | 13 |
14 | 15 Open: 0.0538 Close: 0.0536 Mid: 0.0538 | 16 Open: 0.0536 Close: 0.0531 Mid: 0.0534 | 17 Open: 0.0531 Close: 0.0527 Mid: 0.0530 | 18 Open: 0.0528 Close: 0.0528 Mid: 0.0528 | 19 Open: 0.0528 Close: 0.0528 Mid: 0.0527 | 20 |
21 | 22 Open: 0.0526 Close: 0.0528 Mid: 0.0528 | 23 Open: 0.0528 Close: 0.0527 Mid: 0.0528 | 24 Open: 0.0527 Close: 0.0530 Mid: 0.0530 | 25 Open: 0.0530 Close: 0.0530 Mid: 0.0530 | 26 Open: 0.0530 Close: 0.0528 Mid: 0.0531 | 27 |
28 | 29 Open: 0.0528 Close: 0.0530 Mid: 0.0530 | 30 Open: 0.0530 Close: 0.0529 Mid: 0.0530 | 31 Open: 0.0529 Close: 0.0530 Mid: 0.0530 |
February - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 0.0530 Close: 0.0534 Mid: 0.0534 | 2 Open: 0.0534 Close: 0.0527 Mid: 0.0530 | 3 | ||||
4 | 5 Open: 0.0526 Close: 0.0526 Mid: 0.0529 | 6 Open: 0.0526 Close: 0.0528 Mid: 0.0527 | 7 Open: 0.0528 Close: 0.0527 Mid: 0.0527 | 8 Open: 0.0527 Close: 0.0523 Mid: 0.0525 | 9 Open: 0.0523 Close: 0.0523 Mid: 0.0523 | 10 |
11 | 12 Open: 0.0523 Close: 0.0523 Mid: 0.0523 | 13 Open: 0.0523 Close: 0.0518 Mid: 0.0521 | 14 Open: 0.0518 Close: 0.0518 Mid: 0.0521 | 15 Open: 0.0518 Close: 0.0520 Mid: 0.0521 | 16 Open: 0.0521 Close: 0.0520 Mid: 0.0520 | 17 |
18 | 19 Open: 0.0520 Close: 0.0520 Mid: 0.0521 | 20 Open: 0.0520 Close: 0.0520 Mid: 0.0521 | 21 Open: 0.0520 Close: 0.0519 Mid: 0.0519 | 22 Open: 0.0519 Close: 0.0519 Mid: 0.0519 | 23 Open: 0.0520 Close: 0.0519 Mid: 0.0520 | 24 |
25 | 26 Open: 0.0519 Close: 0.0518 Mid: 0.0520 | 27 Open: 0.0518 Close: 0.0518 Mid: 0.0519 | 28 Open: 0.0518 Close: 0.0517 Mid: 0.0519 | 29 Open: 0.0517 Close: 0.0521 Mid: 0.0520 |
March - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 0.0521 Close: 0.0520 Mid: 0.0520 | 2 | |||||
3 | 4 Open: 0.0521 Close: 0.0519 Mid: 0.0520 | 5 Open: 0.0519 Close: 0.0521 Mid: 0.0520 | 6 Open: 0.0521 Close: 0.0523 Mid: 0.0522 | 7 Open: 0.0523 Close: 0.0525 Mid: 0.0527 | 8 Open: 0.0525 Close: 0.0531 Mid: 0.0530 | 9 |
10 | 11 Open: 0.0532 Close: 0.0532 Mid: 0.0532 | 12 Open: 0.0532 Close: 0.0529 Mid: 0.0530 | 13 Open: 0.0529 Close: 0.0528 Mid: 0.0529 | 14 Open: 0.0528 Close: 0.0526 Mid: 0.0528 | 15 Open: 0.0526 Close: 0.0524 Mid: 0.0527 | 16 |
17 | 18 Open: 0.0523 Close: 0.0525 Mid: 0.0524 | 19 Open: 0.0525 Close: 0.0517 Mid: 0.0521 | 20 Open: 0.0517 Close: 0.0516 Mid: 0.0515 | 21 Open: 0.0516 Close: 0.0514 Mid: 0.0515 | 22 Open: 0.0514 Close: 0.0515 Mid: 0.0515 | 23 |
24 | 25 Open: 0.0510 Close: 0.0515 Mid: 0.0515 | 26 Open: 0.0515 Close: 0.0515 Mid: 0.0515 | 27 Open: 0.0515 Close: 0.0516 Mid: 0.0516 | 28 Open: 0.0516 Close: 0.0515 Mid: 0.0515 | 29 Open: 0.0515 Close: 0.0515 Mid: 0.0516 | 30 |
31 |
April - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 0.0515 Close: 0.0514 Mid: 0.0515 | 2 Open: 0.0514 Close: 0.0515 Mid: 0.0514 | 3 Open: 0.0515 Close: 0.0513 Mid: 0.0513 | 4 Open: 0.0513 Close: 0.0515 Mid: 0.0514 | 5 Open: 0.0515 Close: 0.0514 Mid: 0.0515 | 6 | |
7 | 8 Open: 0.0513 Close: 0.0512 Mid: 0.0513 | 9 Open: 0.0512 Close: 0.0513 Mid: 0.0513 | 10 Open: 0.0513 Close: 0.0508 Mid: 0.0511 | 11 Open: 0.0508 Close: 0.0508 Mid: 0.0512 | 12 Open: 0.0508 Close: 0.0508 Mid: 0.0509 | 13 |
14 | 15 Open: 0.0506 Close: 0.0504 Mid: 0.0506 | 16 Open: 0.0504 Close: 0.0502 Mid: 0.0505 | 17 Open: 0.0503 Close: 0.0503 Mid: 0.0504 | 18 Open: 0.0503 Close: 0.0503 Mid: 0.0503 | 19 Open: 0.0503 Close: 0.0503 Mid: 0.0505 | 20 |
21 | 22 Open: 0.0501 Close: 0.0503 Mid: 0.0503 | 23 Open: 0.0503 Close: 0.0502 Mid: 0.0502 | 24 Open: 0.0502 Close: 0.0500 Mid: 0.0501 | 25 Open: 0.0500 Close: 0.0500 Mid: 0.0500 | 26 Open: 0.0500 Close: 0.0491 Mid: 0.0496 | 27 |
28 | 29 Open: 0.0492 Close: 0.0497 Mid: 0.0495 | 30 Open: 0.0497 Close: 0.0493 Mid: 0.0495 |
May - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 0.0493 Close: 0.0503 Mid: 0.0501 | 2 Open: 0.0503 Close: 0.0506 Mid: 0.0502 | 3 Open: 0.0506 Close: 0.0508 Mid: 0.0508 | 4 | |||
5 | 6 Open: 0.0507 Close: 0.0505 Mid: 0.0506 | 7 Open: 0.0505 Close: 0.0502 Mid: 0.0503 | 8 Open: 0.0502 Close: 0.0500 Mid: 0.0501 | 9 Open: 0.0500 Close: 0.0500 Mid: 0.0500 | 10 Open: 0.0500 Close: 0.0499 Mid: 0.0499 | 11 |
12 | 13 Open: 0.0499 Close: 0.0497 Mid: 0.0498 | 14 Open: 0.0497 Close: 0.0497 Mid: 0.0497 | 15 Open: 0.0497 Close: 0.0501 Mid: 0.0499 | 16 Open: 0.0501 Close: 0.0500 Mid: 0.0501 | 17 Open: 0.0500 Close: 0.0499 Mid: 0.0499 | 18 |
19 | 20 Open: 0.0496 Close: 0.0498 Mid: 0.0498 | 21 Open: 0.0498 Close: 0.0497 Mid: 0.0497 | 22 Open: 0.0497 Close: 0.0496 Mid: 0.0497 | 23 Open: 0.0496 Close: 0.0495 Mid: 0.0496 | 24 Open: 0.0495 Close: 0.0494 Mid: 0.0496 | 25 |
26 | 27 Open: 0.0494 Close: 0.0495 Mid: 0.0495 | 28 Open: 0.0495 Close: 0.0494 Mid: 0.0495 | 29 Open: 0.0494 Close: 0.0493 Mid: 0.0495 | 30 Open: 0.0493 Close: 0.0495 Mid: 0.0497 | 31 Open: 0.0495 Close: 0.0494 Mid: 0.0495 |
June - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 | ||||||
2 | 3 Open: 0.0493 Close: 0.0497 Mid: 0.0495 | 4 Open: 0.0497 Close: 0.0501 Mid: 0.0498 | 5 Open: 0.0501 Close: 0.0498 Mid: 0.0500 | 6 Open: 0.0498 Close: 0.0499 Mid: 0.0498 | 7 Open: 0.0499 Close: 0.0496 Mid: 0.0498 | 8 |
9 | 10 Open: 0.0499 Close: 0.0494 Mid: 0.0498 | 11 Open: 0.0494 Close: 0.0495 Mid: 0.0495 | 12 Open: 0.0495 Close: 0.0496 Mid: 0.0496 | 13 Open: 0.0496 Close: 0.0496 Mid: 0.0494 | 14 Open: 0.0496 Close: 0.0493 Mid: 0.0494 | 15 |
16 | 17 Open: 0.0492 Close: 0.0493 Mid: 0.0493 | 18 Open: 0.0493 Close: 0.0492 Mid: 0.0492 | 19 Open: 0.0492 Close: 0.0491 Mid: 0.0491 | 20 Open: 0.0491 Close: 0.0488 Mid: 0.0490 | 21 Open: 0.0488 Close: 0.0486 Mid: 0.0489 | 22 |
23 | 24 Open: 0.0485 Close: 0.0487 Mid: 0.0487 | 25 Open: 0.0487 Close: 0.0486 Mid: 0.0488 | 26 Open: 0.0486 Close: 0.0483 Mid: 0.0486 | 27 Open: 0.0483 Close: 0.0484 Mid: 0.0484 | 28 Open: 0.0484 Close: 0.0483 Mid: 0.0484 | 29 |
30 |
July - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 0.0483 Close: 0.0481 Mid: 0.0482 | 2 Open: 0.0481 Close: 0.0481 Mid: 0.0481 | 3 Open: 0.0481 Close: 0.0480 Mid: 0.0481 | 4 Open: 0.0480 Close: 0.0482 Mid: 0.0481 | 5 Open: 0.0482 Close: 0.0483 Mid: 0.0483 | 6 | |
7 | 8 Open: 0.0484 Close: 0.0483 Mid: 0.0484 | 9 Open: 0.0483 Close: 0.0482 Mid: 0.0482 | 10 Open: 0.0482 Close: 0.0480 Mid: 0.0481 | 11 Open: 0.0480 Close: 0.0488 Mid: 0.0486 | 12 Open: 0.0488 Close: 0.0492 Mid: 0.0490 | 13 |
14 | 15 Open: 0.0490 Close: 0.0491 Mid: 0.0492 | 16 Open: 0.0491 Close: 0.0490 Mid: 0.0490 | 17 Open: 0.0490 Close: 0.0496 Mid: 0.0494 | 18 Open: 0.0496 Close: 0.0493 Mid: 0.0496 | 19 Open: 0.0493 Close: 0.0493 Mid: 0.0494 | 20 |
21 | 22 Open: 0.0493 Close: 0.0494 Mid: 0.0495 | 23 Open: 0.0494 Close: 0.0498 Mid: 0.0496 | 24 Open: 0.0498 Close: 0.0504 Mid: 0.0503 | 25 Open: 0.0504 Close: 0.0504 Mid: 0.0507 | 26 Open: 0.0504 Close: 0.0504 Mid: 0.0504 | 27 |
28 | 29 Open: 0.0504 Close: 0.0503 Mid: 0.0504 | 30 Open: 0.0503 Close: 0.0508 Mid: 0.0504 | 31 Open: 0.0508 Close: 0.0517 Mid: 0.0511 |
August - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 0.0517 Close: 0.0518 Mid: 0.0517 | 2 Open: 0.0518 Close: 0.0529 Mid: 0.0524 | 3 | ||||
4 | 5 Open: 0.0524 Close: 0.0537 Mid: 0.0536 | 6 Open: 0.0537 Close: 0.0537 Mid: 0.0534 | 7 Open: 0.0537 Close: 0.0528 Mid: 0.0530 | 8 Open: 0.0528 Close: 0.0526 Mid: 0.0529 | 9 Open: 0.0526 Close: 0.0529 Mid: 0.0528 | 10 |
11 | 12 Open: 0.0528 Close: 0.0527 Mid: 0.0526 | 13 Open: 0.0527 Close: 0.0527 Mid: 0.0527 | 14 Open: 0.0527 Close: 0.0526 Mid: 0.0526 | 15 Open: 0.0526 Close: 0.0519 Mid: 0.0523 | 16 Open: 0.0519 Close: 0.0525 Mid: 0.0523 | 17 |
18 | 19 Open: 0.0523 Close: 0.0528 Mid: 0.0528 | 20 Open: 0.0528 Close: 0.0532 Mid: 0.0529 | 21 Open: 0.0532 Close: 0.0533 Mid: 0.0531 | 22 Open: 0.0534 Close: 0.0530 Mid: 0.0532 | 23 Open: 0.0530 Close: 0.0537 Mid: 0.0533 | 24 |
25 | 26 Open: 0.0531 Close: 0.0536 Mid: 0.0536 | 27 Open: 0.0536 Close: 0.0538 Mid: 0.0536 | 28 Open: 0.0538 Close: 0.0535 Mid: 0.0536 | 29 Open: 0.0535 Close: 0.0535 Mid: 0.0535 | 30 Open: 0.0535 Close: 0.0529 Mid: 0.0533 | 31 |
September - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 | 2 Open: 0.0529 Close: 0.0526 Mid: 0.0529 | 3 Open: 0.0526 Close: 0.0531 Mid: 0.0529 | 4 Open: 0.0531 Close: 0.0537 Mid: 0.0535 | 5 Open: 0.0537 Close: 0.0539 Mid: 0.0538 | 6 Open: 0.0539 Close: 0.0544 Mid: 0.0542 | 7 |
8 | 9 Open: 0.0544 Close: 0.0540 Mid: 0.0542 | 10 Open: 0.0540 Close: 0.0543 Mid: 0.0542 | 11 Open: 0.0543 Close: 0.0543 Mid: 0.0546 | 12 Open: 0.0543 Close: 0.0546 Mid: 0.0544 | 13 Open: 0.0546 Close: 0.0549 Mid: 0.0547 | 14 |
15 | 16 Open: 0.0549 Close: 0.0550 Mid: 0.0552 | 17 Open: 0.0550 Close: 0.0544 Mid: 0.0548 | 18 Open: 0.0544 Close: 0.0544 Mid: 0.0547 | 19 Open: 0.0544 Close: 0.0543 Mid: 0.0544 | 20 Open: 0.0543 Close: 0.0537 Mid: 0.0541 | 21 |
22 | 23 Open: 0.0536 Close: 0.0538 Mid: 0.0538 | 24 Open: 0.0538 Close: 0.0540 Mid: 0.0538 | 25 Open: 0.0540 Close: 0.0534 Mid: 0.0536 | 26 Open: 0.0534 Close: 0.0534 Mid: 0.0535 | 27 Open: 0.0534 Close: 0.0544 Mid: 0.0537 | 28 |
29 | 30 Open: 0.0544 Close: 0.0539 Mid: 0.0543 |
October - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 0.0539 Close: 0.0538 Mid: 0.0539 | 2 Open: 0.0538 Close: 0.0528 Mid: 0.0534 | 3 Open: 0.0528 Close: 0.0527 Mid: 0.0527 | 4 Open: 0.0527 Close: 0.0520 Mid: 0.0525 | 5 | ||
6 | 7 Open: 0.0522 Close: 0.0522 Mid: 0.0523 | 8 Open: 0.0522 Close: 0.0522 Mid: 0.0523 | 9 Open: 0.0522 Close: 0.0518 Mid: 0.0521 | 10 Open: 0.0518 Close: 0.0521 Mid: 0.0520 | 11 Open: 0.0521 Close: 0.0519 Mid: 0.0519 | 12 |
13 | 14 Open: 0.0519 Close: 0.0517 Mid: 0.0518 | 15 Open: 0.0516 Close: 0.0518 Mid: 0.0519 | 16 Open: 0.0518 Close: 0.0517 Mid: 0.0519 | 17 Open: 0.0517 Close: 0.0515 Mid: 0.0517 | 18 Open: 0.0515 Close: 0.0517 Mid: 0.0517 | 19 |
20 | 21 Open: 0.0515 Close: 0.0513 Mid: 0.0515 | 22 Open: 0.0513 Close: 0.0512 Mid: 0.0514 | 23 Open: 0.0512 Close: 0.0506 Mid: 0.0509 | 24 Open: 0.0506 Close: 0.0510 Mid: 0.0508 | 25 Open: 0.0509 Close: 0.0509 Mid: 0.0509 | 26 |
27 | 28 Open: 0.0506 Close: 0.0504 Mid: 0.0506 | 29 Open: 0.0504 Close: 0.0504 Mid: 0.0505 | 30 Open: 0.0504 Close: 0.0504 Mid: 0.0505 | 31 Open: 0.0504 Close: 0.0508 Mid: 0.0506 |
November - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 0.0508 Close: 0.0505 Mid: 0.0507 | 2 | |||||
3 | 4 Open: 0.0507 Close: 0.0508 Mid: 0.0508 | 5 Open: 0.0508 Close: 0.0509 Mid: 0.0509 | 6 Open: 0.0509 Close: 0.0499 Mid: 0.0504 | 7 Open: 0.0499 Close: 0.0504 Mid: 0.0502 | 8 Open: 0.0504 Close: 0.0507 Mid: 0.0505 | 9 |
10 | 11 Open: 0.0508 Close: 0.0503 Mid: 0.0505 | 12 Open: 0.0503 Close: 0.0500 Mid: 0.0501 | 13 Open: 0.0500 Close: 0.0497 Mid: 0.0499 | 14 Open: 0.0497 Close: 0.0494 Mid: 0.0498 | 15 Open: 0.0494 Close: 0.0500 Mid: 0.0498 | 16 |
17 | 18 Open: 0.0501 Close: 0.0497 Mid: 0.0500 | 19 Open: 0.0497 Close: 0.0499 Mid: 0.0501 | 20 Open: 0.0499 Close: 0.0497 Mid: 0.0497 | 21 Open: 0.0497 Close: 0.0499 Mid: 0.0499 | 22 Open: 0.0499 Close: 0.0499 Mid: 0.0501 | 23 |
24 | 25 Open: 0.0501 Close: 0.0501 Mid: 0.0501 | 26 Open: 0.0501 Close: 0.0503 Mid: 0.0502 | 27 Open: 0.0503 Close: 0.0511 Mid: 0.0508 | 28 Open: 0.0511 Close: 0.0509 Mid: 0.0509 | 29 Open: 0.0509 Close: 0.0516 Mid: 0.0513 | 30 |
December - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 | 2 Open: 0.0514 Close: 0.0516 Mid: 0.0516 | 3 Open: 0.0516 Close: 0.0517 Mid: 0.0518 | 4 Open: 0.0516 Close: 0.0513 Mid: 0.0515 | 5 Open: 0.0513 Close: 0.0514 Mid: 0.0514 | 6 Open: 0.0514 Close: 0.0514 Mid: 0.0514 | 7 |
8 | 9 Open: 0.0514 Close: 0.0510 Mid: 0.0514 | 10 Open: 0.0510 Close: 0.0507 Mid: 0.0509 | 11 Open: 0.0508 Close: 0.0505 Mid: 0.0508 | 12 Open: 0.0505 Close: 0.0505 Mid: 0.0506 | 13 Open: 0.0505 Close: 0.0501 Mid: 0.0504 | 14 |
15 | 16 Open: 0.0499 Close: 0.0499 Mid: 0.0500 | 17 Open: 0.0499 Close: 0.0502 Mid: 0.0500 | 18 Open: 0.0502 Close: 0.0498 Mid: 0.0500 | 19 Open: 0.0498 Close: 0.0489 Mid: 0.0496 | 20 Open: 0.0489 Close: 0.0492 Mid: 0.0492 | 21 |
22 | 23 Open: 0.0490 Close: 0.0491 Mid: 0.0490 | 24 Open: 0.0491 Close: 0.0490 Mid: 0.0490 | 25 Open: 0.0491 Close: 0.0490 Mid: 0.0490 | 26 Open: 0.0490 Close: 0.0489 Mid: 0.0489 | 27 | 28 |
29 | 30 | 31 |
Compare Exchange Rates:
Know What the Best Exchange Rate Looks Like
Benchmark the exchange rate market with Pound Sterling Live's custom currency rate comparison tool with built-in algorithms to find the best rates in the market.
Banks and financial institutions buy and sell currency from each other - these sizeable institutions are 'the market' and the rate they transact at is the 'market rate'. The difference between how much a currency is purchased and sold is the spread, which is essentially the difference between the buy and sell price.
But, when currency is sold by banks to retail customers that spread widens significantly and the profit on the transaction is therefore substantially larger.
Therefore when we focus on the transfer fee when sending money abroad we often miss the biggest cost: the exchange rate spread.
Foreign exchange providers have essentially recognised this and they enter the market to transfer money at tighter spreads, thereby saving potentially significant amounts of money for their clients simply by providing better exchange rates.
For example, the transfer of £100K into euros is expected to attract a rate that delivers between €112,480 and €113,296 with the UK's leading high street banks. But FCA authorised providers will provide a rate that delivers between €115,510 and €115,740 (using rates on 05/07/21).
Taking the time to work with a FCA regulated currency provider could therefore result in the delivery of an extra euros amount of between €2444 and €3030.
Pound Sterling Live only works with foreign exchange payment companies that are FCA Authorised. This is important: FCA regulations and oversight requires the money they transfer on your behalf to be protected through a process known as 'safeguarding'. Safeguarding requires the payments company to keep your money separate from their own money in a top-tier bank. Therefore if the provider comes under stress your money should be protected.
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