Best British Pound / Swiss Franc Exchange Rate Today: 1.1164
Our comparison table and live data feed show the top euro rate you're likely to achieve for international payments is 1.1131, and the most competitive travel money / cash rates start at approximately 1.0943.
Live rate: 1 GBP = 1.1164 CHF (-0.22% )
Inverted: 1 CHF = 0.8957 GBP
Click here for our full travel and holiday rates comparison tool.
Comparison Results:
| Provider | Exchange Rate | Fee | You Get | Service | Notes | Action |
Live Market Rate | 1.1164 | 0 | 1.1052 | |||
 | 1.1131 (indicative) | 0 | 1.1131 | International Payments and Transfers | Experts in international money transfers for business and individuals, delivering industry-beating exchange rates. | |
 | 1.1086 (indicative) | 0 | 1.1086 | International Payments and Transfers | Indicative Dealing Desk Quote. Rate can only be applied to transfers in excess of £2000 equivalent. | |
 | 1.0943 | 0 | 1.0943 | Holiday FX, Cash Delivery | A specialist alternative to banks, bureau de change & the Post Office for clients seeking competitive currency exchange rates. A multiple award-winning company, offering free delivery (over £700.00), no commission charges, payment by Debit Card or Bank Transfer and typically offering the best exchange rates available. | |
 | 1.1076 | 0 | 1.1076 | Best Branch Collection | Also offer delivery and cash buyback services. Home delivery orders of £5 and above are accepted, for branch collection the minimum is £500. One of the highest rated companies we survey according to independent rating review providers. | |
 | 1.0575 | 0 | 1.0575 | Holiday FX, Cash Delivery | Covent Garden FX is a family-owned and operated Bureau De Change located in the heart of Central London. Established for over 20 years, we offer extremely competitive exchange rates with no commission and no fees. | |
Best Bank Rate  | 1.0851 (upper range) | Variable | 1.0851 | Payments, transfers, holiday money | Determined using data on spread charges supplied by IMTI | |
Worst Bank Rate | 1.0773 (lower range) | Variable | 1.0773 | Payments, transfers, holiday money | Determined using data on spread charges supplied by Money Mover and Accourt | |
Paypal  | 1.0662 | 0 | 1.0662 | International Payments and Transfers |
Ranking Snapshot
Horizon Currency
payments
Wise
payments
Revolut
payments, cash
Global Reach
payments
Travel FX
holiday cash
Covent Garden FX
holiday cash
Moneycorp
payments
Tesco
cash
Post Office
cash
HSBC
representative of high street bank rates
About the rankings
GBP/CHF Live Chart and Data
Set Alert« | » |
January - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 1.0715 Close: 1.0715 Mid: 1.0715 | 2 Open: 1.0714 Close: 1.0730 Mid: 1.0740 | 3 Open: 1.0730 Close: 1.0755 Mid: 1.0762 | 4 Open: 1.0754 Close: 1.0781 Mid: 1.0782 | 5 Open: 1.0784 Close: 1.0817 Mid: 1.0796 | 6 | |
7 | 8 Open: 1.0804 Close: 1.0815 Mid: 1.0805 | 9 Open: 1.0811 Close: 1.0835 Mid: 1.0819 | 10 Open: 1.0834 Close: 1.0842 Mid: 1.0836 | 11 Open: 1.0842 Close: 1.0872 Mid: 1.0866 | 12 Open: 1.0872 Close: 1.0872 Mid: 1.0871 | 13 |
14 | 15 Open: 1.0859 Close: 1.0892 Mid: 1.0878 | 16 Open: 1.0892 Close: 1.0886 Mid: 1.0886 | 17 Open: 1.0888 Close: 1.0961 Mid: 1.0930 | 18 Open: 1.0958 Close: 1.1031 Mid: 1.0995 | 19 Open: 1.1031 Close: 1.1027 Mid: 1.1022 | 20 |
21 | 22 Open: 1.1024 Close: 1.1044 Mid: 1.1038 | 23 Open: 1.1045 Close: 1.1042 Mid: 1.1040 | 24 Open: 1.1041 Close: 1.0980 Mid: 1.1014 | 25 Open: 1.0980 Close: 1.1020 Mid: 1.1000 | 26 Open: 1.1018 Close: 1.0976 Mid: 1.0997 | 27 |
28 | 29 Open: 1.0979 Close: 1.0947 Mid: 1.0958 | 30 Open: 1.0946 Close: 1.0945 Mid: 1.0937 | 31 Open: 1.0944 Close: 1.0927 Mid: 1.0928 |
February - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 1.0929 Close: 1.0933 Mid: 1.0923 | 2 Open: 1.0931 Close: 1.0951 Mid: 1.0938 | 3 | ||||
4 | 5 Open: 1.0954 Close: 1.0915 Mid: 1.0940 | 6 Open: 1.0914 Close: 1.0958 Mid: 1.0946 | 7 Open: 1.0957 Close: 1.1046 Mid: 1.1000 | 8 Open: 1.1045 Close: 1.1025 Mid: 1.1026 | 9 Open: 1.1025 Close: 1.1048 Mid: 1.1040 | 10 |
11 | 12 Open: 1.1054 Close: 1.1058 Mid: 1.1048 | 13 Open: 1.1059 Close: 1.1171 Mid: 1.1118 | 14 Open: 1.1171 Close: 1.1131 Mid: 1.1145 | 15 Open: 1.1131 Close: 1.1087 Mid: 1.1096 | 16 Open: 1.1088 Close: 1.1102 Mid: 1.1092 | 17 |
18 | 19 Open: 1.1091 Close: 1.1115 Mid: 1.1110 | 20 Open: 1.1115 Close: 1.1132 Mid: 1.1122 | 21 Open: 1.1132 Close: 1.1115 Mid: 1.1117 | 22 Open: 1.1117 Close: 1.1146 Mid: 1.1122 | 23 Open: 1.1144 Close: 1.1166 Mid: 1.1159 | 24 |
25 | 26 Open: 1.1169 Close: 1.1164 Mid: 1.1160 | 27 Open: 1.1163 Close: 1.1146 Mid: 1.1158 | 28 Open: 1.1145 Close: 1.1128 Mid: 1.1138 | 29 Open: 1.1127 Close: 1.1168 Mid: 1.1143 |
March - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 1.1167 Close: 1.1176 Mid: 1.1190 | 2 | |||||
3 | 4 Open: 1.1193 Close: 1.1232 Mid: 1.1205 | 5 Open: 1.1232 Close: 1.1222 Mid: 1.1233 | 6 Open: 1.1224 Close: 1.1230 Mid: 1.1244 | 7 Open: 1.1230 Close: 1.1241 Mid: 1.1229 | 8 Open: 1.1242 Close: 1.1287 Mid: 1.1260 | 9 |
10 | 11 Open: 1.1279 Close: 1.1244 Mid: 1.1261 | 12 Open: 1.1244 Close: 1.1223 Mid: 1.1224 | 13 Open: 1.1223 Close: 1.1247 Mid: 1.1232 | 14 Open: 1.1248 Close: 1.1271 Mid: 1.1260 | 15 Open: 1.1271 Close: 1.1253 Mid: 1.1261 | 16 |
17 | 18 Open: 1.1248 Close: 1.1302 Mid: 1.1274 | 19 Open: 1.1302 Close: 1.1298 Mid: 1.1278 | 20 Open: 1.1298 Close: 1.1339 Mid: 1.1321 | 21 Open: 1.1339 Close: 1.1360 Mid: 1.1385 | 22 Open: 1.1360 Close: 1.1307 Mid: 1.1338 | 23 |
24 | 25 Open: 1.1315 Close: 1.1365 Mid: 1.1333 | 26 Open: 1.1365 Close: 1.1416 Mid: 1.1396 | 27 Open: 1.1415 Close: 1.1423 Mid: 1.1425 | 28 Open: 1.1423 Close: 1.1383 Mid: 1.1407 | 29 Open: 1.1383 Close: 1.1385 Mid: 1.1383 | 30 |
31 |
April - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 1.1395 Close: 1.1351 Mid: 1.1373 | 2 Open: 1.1350 Close: 1.1420 Mid: 1.1386 | 3 Open: 1.1420 Close: 1.1424 Mid: 1.1425 | 4 Open: 1.1424 Close: 1.1395 Mid: 1.1437 | 5 Open: 1.1395 Close: 1.1399 Mid: 1.1393 | 6 | |
7 | 8 Open: 1.1378 Close: 1.1458 Mid: 1.1420 | 9 Open: 1.1458 Close: 1.1455 Mid: 1.1454 | 10 Open: 1.1455 Close: 1.1448 Mid: 1.1457 | 11 Open: 1.1448 Close: 1.1424 Mid: 1.1443 | 12 Open: 1.1424 Close: 1.1384 Mid: 1.1376 | 13 |
14 | 15 Open: 1.1352 Close: 1.1345 Mid: 1.1379 | 16 Open: 1.1345 Close: 1.1345 Mid: 1.1359 | 17 Open: 1.1345 Close: 1.1343 Mid: 1.1345 | 18 Open: 1.1343 Close: 1.1347 Mid: 1.1345 | 19 Open: 1.1347 Close: 1.1264 Mid: 1.1262 | 20 |
21 | 22 Open: 1.1254 Close: 1.1263 Mid: 1.1255 | 23 Open: 1.1263 Close: 1.1353 Mid: 1.1304 | 24 Open: 1.1353 Close: 1.1406 Mid: 1.1377 | 25 Open: 1.1406 Close: 1.1415 Mid: 1.1414 | 26 Open: 1.1415 Close: 1.1426 Mid: 1.1407 | 27 |
28 | 29 Open: 1.1409 Close: 1.1438 Mid: 1.1429 | 30 Open: 1.1438 Close: 1.1486 Mid: 1.1460 |
May - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 1.1486 Close: 1.1471 Mid: 1.1487 | 2 Open: 1.1470 Close: 1.1414 Mid: 1.1439 | 3 Open: 1.1414 Close: 1.1355 Mid: 1.1380 | 4 | |||
5 | 6 Open: 1.1368 Close: 1.1385 Mid: 1.1375 | 7 Open: 1.1385 Close: 1.1362 Mid: 1.1379 | 8 Open: 1.1363 Close: 1.1348 Mid: 1.1350 | 9 Open: 1.1348 Close: 1.1347 Mid: 1.1344 | 10 Open: 1.1347 Close: 1.1353 Mid: 1.1359 | 11 |
12 | 13 Open: 1.1348 Close: 1.1407 Mid: 1.1377 | 14 Open: 1.1407 Close: 1.1415 Mid: 1.1390 | 15 Open: 1.1415 Close: 1.1445 Mid: 1.1425 | 16 Open: 1.1445 Close: 1.1481 Mid: 1.1446 | 17 Open: 1.1481 Close: 1.1548 Mid: 1.1512 | 18 |
19 | 20 Open: 1.1541 Close: 1.1570 Mid: 1.1555 | 21 Open: 1.1570 Close: 1.1578 Mid: 1.1570 | 22 Open: 1.1578 Close: 1.1645 Mid: 1.1613 | 23 Open: 1.1645 Close: 1.1611 Mid: 1.1626 | 24 Open: 1.1611 Close: 1.1651 Mid: 1.1629 | 25 |
26 | 27 Open: 1.1642 Close: 1.1667 Mid: 1.1660 | 28 Open: 1.1667 Close: 1.1645 Mid: 1.1647 | 29 Open: 1.1644 Close: 1.1598 Mid: 1.1626 | 30 Open: 1.1598 Close: 1.1501 Mid: 1.1553 | 31 Open: 1.1501 Close: 1.1498 Mid: 1.1505 |
June - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 | ||||||
2 | 3 Open: 1.1500 Close: 1.1472 Mid: 1.1470 | 4 Open: 1.1471 Close: 1.1368 Mid: 1.1423 | 5 Open: 1.1368 Close: 1.1425 Mid: 1.1396 | 6 Open: 1.1425 Close: 1.1375 Mid: 1.1402 | 7 Open: 1.1375 Close: 1.1403 Mid: 1.1396 | 8 |
9 | 10 Open: 1.1397 Close: 1.1414 Mid: 1.1400 | 11 Open: 1.1414 Close: 1.1437 Mid: 1.1417 | 12 Open: 1.1437 Close: 1.1446 Mid: 1.1437 | 13 Open: 1.1446 Close: 1.1408 Mid: 1.1426 | 14 Open: 1.1408 Close: 1.1292 Mid: 1.1343 | 15 |
16 | 17 Open: 1.1309 Close: 1.1301 Mid: 1.1299 | 18 Open: 1.1301 Close: 1.1237 Mid: 1.1264 | 19 Open: 1.1237 Close: 1.1251 Mid: 1.1251 | 20 Open: 1.1251 Close: 1.1282 Mid: 1.1271 | 21 Open: 1.1282 Close: 1.1307 Mid: 1.1285 | 22 |
23 | 24 Open: 1.1292 Close: 1.1327 Mid: 1.1316 | 25 Open: 1.1327 Close: 1.1351 Mid: 1.1336 | 26 Open: 1.1351 Close: 1.1327 Mid: 1.1350 | 27 Open: 1.1327 Close: 1.1361 Mid: 1.1342 | 28 Open: 1.1361 Close: 1.1364 Mid: 1.1369 | 29 |
30 |
July - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 1.1341 Close: 1.1419 Mid: 1.1391 | 2 Open: 1.1419 Close: 1.1466 Mid: 1.1437 | 3 Open: 1.1466 Close: 1.1488 Mid: 1.1481 | 4 Open: 1.1488 Close: 1.1484 Mid: 1.1497 | 5 Open: 1.1485 Close: 1.1478 Mid: 1.1492 | 6 | |
7 | 8 Open: 1.1468 Close: 1.1495 Mid: 1.1483 | 9 Open: 1.1496 Close: 1.1480 Mid: 1.1493 | 10 Open: 1.1480 Close: 1.1559 Mid: 1.1516 | 11 Open: 1.1559 Close: 1.1578 Mid: 1.1554 | 12 Open: 1.1578 Close: 1.1617 Mid: 1.1592 | 13 |
14 | 15 Open: 1.1598 Close: 1.1616 Mid: 1.1614 | 16 Open: 1.1616 Close: 1.1594 Mid: 1.1608 | 17 Open: 1.1594 Close: 1.1492 Mid: 1.1547 | 18 Open: 1.1492 Close: 1.1491 Mid: 1.1485 | 19 Open: 1.1491 Close: 1.1479 Mid: 1.1486 | 20 |
21 | 22 Open: 1.1475 Close: 1.1505 Mid: 1.1484 | 23 Open: 1.1505 Close: 1.1505 Mid: 1.1503 | 24 Open: 1.1505 Close: 1.1425 Mid: 1.1458 | 25 Open: 1.1425 Close: 1.1330 Mid: 1.1364 | 26 Open: 1.1330 Close: 1.1372 Mid: 1.1349 | 27 |
28 | 29 Open: 1.1360 Close: 1.1397 Mid: 1.1369 | 30 Open: 1.1397 Close: 1.1330 Mid: 1.1368 | 31 Open: 1.1330 Close: 1.1288 Mid: 1.1308 |
August - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 1.1288 Close: 1.1121 Mid: 1.1202 | 2 Open: 1.1121 Close: 1.0984 Mid: 1.1051 | 3 | ||||
4 | 5 Open: 1.0996 Close: 1.0892 Mid: 1.0871 | 6 Open: 1.0892 Close: 1.0807 Mid: 1.0870 | 7 Open: 1.0807 Close: 1.0938 Mid: 1.0912 | 8 Open: 1.0938 Close: 1.1049 Mid: 1.0955 | 9 Open: 1.1049 Close: 1.1040 Mid: 1.1034 | 10 |
11 | 12 Open: 1.1041 Close: 1.1045 Mid: 1.1075 | 13 Open: 1.1045 Close: 1.1125 Mid: 1.1087 | 14 Open: 1.1125 Close: 1.1098 Mid: 1.1104 | 15 Open: 1.1098 Close: 1.1217 Mid: 1.1158 | 16 Open: 1.1217 Close: 1.1211 Mid: 1.1201 | 17 |
18 | 19 Open: 1.1193 Close: 1.1208 Mid: 1.1203 | 20 Open: 1.1208 Close: 1.1131 Mid: 1.1172 | 21 Open: 1.1131 Close: 1.1149 Mid: 1.1135 | 22 Open: 1.1149 Close: 1.1157 Mid: 1.1142 | 23 Open: 1.1157 Close: 1.1205 Mid: 1.1184 | 24 |
25 | 26 Open: 1.1202 Close: 1.1173 Mid: 1.1181 | 27 Open: 1.1173 Close: 1.1160 Mid: 1.1180 | 28 Open: 1.1160 Close: 1.1109 Mid: 1.1132 | 29 Open: 1.1109 Close: 1.1158 Mid: 1.1136 | 30 Open: 1.1158 Close: 1.1158 Mid: 1.1171 | 31 |
September - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 | 2 Open: 1.1159 Close: 1.1196 Mid: 1.1179 | 3 Open: 1.1196 Close: 1.1152 Mid: 1.1164 | 4 Open: 1.1152 Close: 1.1130 Mid: 1.1145 | 5 Open: 1.1130 Close: 1.1124 Mid: 1.1143 | 6 Open: 1.1124 Close: 1.1070 Mid: 1.1108 | 7 |
8 | 9 Open: 1.1068 Close: 1.1103 Mid: 1.1093 | 10 Open: 1.1104 Close: 1.1078 Mid: 1.1084 | 11 Open: 1.1079 Close: 1.1116 Mid: 1.1075 | 12 Open: 1.1116 Close: 1.1171 Mid: 1.1140 | 13 Open: 1.1171 Close: 1.1144 Mid: 1.1138 | 14 |
15 | 16 Open: 1.1125 Close: 1.1165 Mid: 1.1144 | 17 Open: 1.1165 Close: 1.1149 Mid: 1.1155 | 18 Open: 1.1149 Close: 1.1181 Mid: 1.1154 | 19 Open: 1.1181 Close: 1.1262 Mid: 1.1224 | 20 Open: 1.1262 Close: 1.1327 Mid: 1.1288 | 21 |
22 | 23 Open: 1.1324 Close: 1.1313 Mid: 1.1310 | 24 Open: 1.1313 Close: 1.1311 Mid: 1.1326 | 25 Open: 1.1311 Close: 1.1330 Mid: 1.1324 | 26 Open: 1.1330 Close: 1.1352 Mid: 1.1333 | 27 Open: 1.1352 Close: 1.1241 Mid: 1.1299 | 28 |
29 | 30 Open: 1.1261 Close: 1.1310 Mid: 1.1286 |
October - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 1.1310 Close: 1.1247 Mid: 1.1271 | 2 Open: 1.1247 Close: 1.1273 Mid: 1.1252 | 3 Open: 1.1273 Close: 1.1193 Mid: 1.1202 | 4 Open: 1.1193 Close: 1.1260 Mid: 1.1222 | 5 | ||
6 | 7 Open: 1.1258 Close: 1.1178 Mid: 1.1218 | 8 Open: 1.1178 Close: 1.1234 Mid: 1.1199 | 9 Open: 1.1234 Close: 1.1252 Mid: 1.1226 | 10 Open: 1.1252 Close: 1.1182 Mid: 1.1211 | 11 Open: 1.1182 Close: 1.1202 Mid: 1.1200 | 12 |
13 | 14 Open: 1.1207 Close: 1.1265 Mid: 1.1235 | 15 Open: 1.1265 Close: 1.1272 Mid: 1.1270 | 16 Open: 1.1272 Close: 1.1243 Mid: 1.1236 | 17 Open: 1.1243 Close: 1.1268 Mid: 1.1252 | 18 Open: 1.1268 Close: 1.1286 Mid: 1.1292 | 19 |
20 | 21 Open: 1.1285 Close: 1.1248 Mid: 1.1265 | 22 Open: 1.1248 Close: 1.1237 Mid: 1.1234 | 23 Open: 1.1237 Close: 1.1196 Mid: 1.1231 | 24 Open: 1.1196 Close: 1.1235 Mid: 1.1218 | 25 Open: 1.1235 Close: 1.1235 Mid: 1.1241 | 26 |
27 | 28 Open: 1.1256 Close: 1.1225 Mid: 1.1244 | 29 Open: 1.1225 Close: 1.1289 Mid: 1.1255 | 30 Open: 1.1289 Close: 1.1234 Mid: 1.1265 | 31 Open: 1.1234 Close: 1.1139 Mid: 1.1181 |
November - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 1.1139 Close: 1.1239 Mid: 1.1207 | 2 | |||||
3 | 4 Open: 1.1247 Close: 1.1197 Mid: 1.1211 | 5 Open: 1.1197 Close: 1.1258 Mid: 1.1221 | 6 Open: 1.1258 Close: 1.1291 Mid: 1.1263 | 7 Open: 1.1291 Close: 1.1330 Mid: 1.1315 | 8 Open: 1.1330 Close: 1.1314 Mid: 1.1306 | 9 |
10 | 11 Open: 1.1297 Close: 1.1336 Mid: 1.1319 | 12 Open: 1.1336 Close: 1.1239 Mid: 1.1287 | 13 Open: 1.1239 Close: 1.1261 Mid: 1.1244 | 14 Open: 1.1261 Close: 1.1277 Mid: 1.1263 | 15 Open: 1.1277 Close: 1.1209 Mid: 1.1236 | 16 |
17 | 18 Open: 1.1219 Close: 1.1196 Mid: 1.1202 | 19 Open: 1.1196 Close: 1.1191 Mid: 1.1167 | 20 Open: 1.1191 Close: 1.1188 Mid: 1.1209 | 21 Open: 1.1188 Close: 1.1180 Mid: 1.1184 | 22 | 23 |
24 | 25 | 26 | 27 | 28 | 29 | 30 |
December - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 | 2 | 3 | 4 | 5 | 6 | 7 |
8 | 9 | 10 | 11 | 12 | 13 | 14 |
15 | 16 | 17 | 18 | 19 | 20 | 21 |
22 | 23 | 24 | 25 | 26 | 27 | 28 |
29 | 30 | 31 |
Compare Exchange Rates:
Know What the Best Exchange Rate Looks Like
Benchmark the exchange rate market with Pound Sterling Live's custom currency rate comparison tool with built-in algorithms to find the best rates in the market.
Banks and financial institutions buy and sell currency from each other - these sizeable institutions are 'the market' and the rate they transact at is the 'market rate'. The difference between how much a currency is purchased and sold is the spread, which is essentially the difference between the buy and sell price.
But, when currency is sold by banks to retail customers that spread widens significantly and the profit on the transaction is therefore substantially larger.
Therefore when we focus on the transfer fee when sending money abroad we often miss the biggest cost: the exchange rate spread.
Foreign exchange providers have essentially recognised this and they enter the market to transfer money at tighter spreads, thereby saving potentially significant amounts of money for their clients simply by providing better exchange rates.
For example, the transfer of £100K into euros is expected to attract a rate that delivers between €112,480 and €113,296 with the UK's leading high street banks. But FCA authorised providers will provide a rate that delivers between €115,510 and €115,740 (using rates on 05/07/21).
Taking the time to work with a FCA regulated currency provider could therefore result in the delivery of an extra euros amount of between €2444 and €3030.
Pound Sterling Live only works with foreign exchange payment companies that are FCA Authorised. This is important: FCA regulations and oversight requires the money they transfer on your behalf to be protected through a process known as 'safeguarding'. Safeguarding requires the payments company to keep your money separate from their own money in a top-tier bank. Therefore if the provider comes under stress your money should be protected.
Pound Sterling Live's Latest News
Pound to Dollar Rate Eyeing 1.25 Next Says City Index
November 21, 2024
Household Energy Bills to Rise Again in January and April 2025
November 20, 2024
Dollar-Yen Back Above Key Pivot Area: City Index
November 20, 2024
Euro-Dollar to End Year Higher
November 20, 2024
