Best Swiss Franc / Qatari Riyal Exchange Rate Today: 4.1123
Our comparison table and live data feed show the top euro rate you're likely to achieve for international payments is 4.1000, and the most competitive travel money / cash rates start at approximately 4.0753.
Live rate: 1 CHF = 4.1123 QAR (-0.1093% )
Inverted: 1 QAR = 0.2432 CHF
Click here for our full travel and holiday rates comparison tool.
Comparison Results:
Provider | Exchange Rate | Fee | You Get | Service | Notes | Action |
Live Market Rate | 4.1123 | 0 | 4.0712 | |||
4.1000 (indicative) | 0 | 4.1000 | International Payments and Transfers | Experts in international money transfers for business and individuals, delivering industry-beating exchange rates. | ||
4.0835 (indicative) | 0 | 4.0835 | International Payments and Transfers | Indicative Dealing Desk Quote. Rate can only be applied to transfers in excess of £2000 equivalent. | ||
4.1123 | 0.91% | 4.0749 | Best Multi-Currency Card | One currency card for all your travels. Use it instantly as a digital card and top-up from the app, with the mid-market rate. 40+ currencies. Save up to 87% when you spend internationally. | ||
4.0753 | 0 | 4.0753 | Holiday FX, Cash Delivery | A specialist alternative to banks, bureau de change & the Post Office for clients seeking competitive currency exchange rates. A multiple award-winning company, offering free delivery (over £700.00), no commission charges, payment by Debit Card or Bank Transfer and typically offering the best exchange rates available. | ||
Best Bank Rate | 3.9972 (upper range) | Variable | 3.9972 | Payments, transfers, holiday money | Determined using data on spread charges supplied by IMTI | |
Worst Bank Rate | 3.9684 (lower range) | Variable | 3.9684 | Payments, transfers, holiday money | Determined using data on spread charges supplied by Money Mover and Accourt | |
Paypal | 3.9272 | 0 | 3.9272 | International Payments and Transfers |
« | » |
January - 2024
Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 4.3122 Close: 4.3294 Mid: 4.3329 | 2 Open: 4.2897 Close: 4.2830 Mid: 4.2793 | 3 Open: 4.2833 Close: 4.2829 Mid: 4.2753 | 4 Open: 4.2918 Close: 4.2814 Mid: 4.2809 | 5 Open: 4.3003 Close: 4.2866 Mid: 4.2949 | 6 | |
7 | 8 Open: 4.2944 Close: 4.2906 Mid: 4.2944 | 9 Open: 4.2944 Close: 4.2906 Mid: 4.2944 | 10 Open: 4.2783 Close: 4.2752 Mid: 4.2774 | 11 Open: 4.2783 Close: 4.2752 Mid: 4.2774 | 12 Open: 4.2758 Close: 4.2759 Mid: 4.2766 | 13 |
14 | 15 Open: 4.2758 Close: 4.2759 Mid: 4.2766 | 16 Open: 4.2246 Close: 4.2269 Mid: 4.2270 | 17 Open: 4.2399 Close: 4.2115 Mid: 4.2235 | 18 Open: 4.2153 Close: 4.1875 Mid: 4.2011 | 19 Open: 4.1882 Close: 4.1815 Mid: 4.1874 | 20 |
21 | 22 Open: 4.2024 Close: 4.1944 Mid: 4.1970 | 23 Open: 4.1730 Close: 4.1747 Mid: 4.1753 | 24 Open: 4.2026 Close: 4.2254 Mid: 4.2127 | 25 Open: 4.2115 Close: 4.1961 Mid: 4.2039 | 26 Open: 4.2051 Close: 4.2209 Mid: 4.2130 | 27 |
28 | 29 Open: 4.2075 Close: 4.2202 Mid: 4.2161 | 30 Open: 4.2102 Close: 4.2113 Mid: 4.2141 | 31 Open: 4.2308 Close: 4.2366 Mid: 4.2368 |
February - 2024
Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 4.2237 Close: 4.2238 Mid: 4.2270 | 2 Open: 4.2058 Close: 4.1979 Mid: 4.2031 | 3 | ||||
4 | 5 Open: 4.1623 Close: 4.1772 Mid: 4.1678 | 6 Open: 4.1961 Close: 4.1800 Mid: 4.1842 | 7 Open: 4.1967 Close: 4.1631 Mid: 4.1803 | 8 Open: 4.1575 Close: 4.1654 Mid: 4.1650 | 9 Open: 4.1717 Close: 4.1631 Mid: 4.1661 | 10 |
11 | 12 Open: 4.1564 Close: 4.1554 Mid: 4.1590 | 13 Open: 4.1489 Close: 4.1073 Mid: 4.1269 | 14 Open: 4.0929 Close: 4.1079 Mid: 4.1026 | 15 Open: 4.1148 Close: 4.1313 Mid: 4.1278 | 16 Open: 4.1249 Close: 4.1203 Mid: 4.1236 | 17 |
18 | 19 Open: 4.1249 Close: 4.1203 Mid: 4.1236 | 20 Open: 4.1437 Close: 4.1365 Mid: 4.1407 | 21 Open: 4.1273 Close: 4.1336 Mid: 4.1329 | 22 Open: 4.1468 Close: 4.1360 Mid: 4.1449 | 23 Open: 4.1409 Close: 4.1328 Mid: 4.1355 | 24 |
25 | 26 Open: 4.1311 Close: 4.1333 Mid: 4.1347 | 27 Open: 4.1370 Close: 4.1436 Mid: 4.1391 | 28 Open: 4.1370 Close: 4.1436 Mid: 4.1391 | 29 Open: 4.1291 Close: 4.1140 Mid: 4.1232 |
March - 2024
Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 4.1080 Close: 4.1047 Mid: 4.0996 | 2 | |||||
3 | 4 Open: 4.1080 Close: 4.1047 Mid: 4.0996 | 5 Open: 4.1080 Close: 4.1047 Mid: 4.0996 | 6 Open: 4.1348 Close: 4.1326 Mid: 4.1275 | 7 Open: 4.1477 Close: 4.1435 Mid: 4.1480 | 8 Open: 4.1438 Close: 4.1510 Mid: 4.1492 | 9 |
10 | 11 Open: 4.1408 Close: 4.1529 Mid: 4.1472 | 12 Open: 4.1368 Close: 4.1444 Mid: 4.1442 | 13 Open: 4.1536 Close: 4.1446 Mid: 4.1502 | 14 Open: 4.1445 Close: 4.1158 Mid: 4.1298 | 15 Open: 4.1155 Close: 4.1214 Mid: 4.1189 | 16 |
17 | 18 Open: 4.1209 Close: 4.1012 Mid: 4.1114 | 19 Open: 4.1012 Close: 4.1026 Mid: 4.1100 | 20 Open: 4.0995 Close: 4.0788 Mid: 4.0881 | 21 Open: 4.0995 Close: 4.0788 Mid: 4.0881 | 22 Open: 4.0399 Close: 4.0589 Mid: 4.0478 | 23 |
24 | 25 Open: 4.0711 Close: 4.0527 Mid: 4.0645 | 26 Open: 4.0461 Close: 4.0283 Mid: 4.0352 | 27 Open: 4.0256 Close: 4.0234 Mid: 4.0224 | 28 Open: 4.0279 Close: 4.0423 Mid: 4.0339 | 29 Open: 4.0372 Close: 4.0366 Mid: 4.0371 | 30 |
31 |
April - 2024
Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 4.0178 Close: 4.0330 Mid: 4.0254 | 2 Open: 4.0178 Close: 4.0330 Mid: 4.0254 | 3 Open: 4.0321 Close: 4.0308 Mid: 4.0303 | 4 Open: 4.0308 Close: 4.0510 Mid: 4.0314 | 5 Open: 4.0324 Close: 4.0313 Mid: 4.0333 | 6 | |
7 | 8 Open: 4.0478 Close: 4.0195 Mid: 4.0328 | 9 Open: 4.0260 Close: 4.0272 Mid: 4.0275 | 10 Open: 3.9827 Close: 3.9852 Mid: 3.9822 | 11 Open: 3.9827 Close: 3.9852 Mid: 3.9822 | 12 Open: 3.9678 Close: 3.9816 Mid: 3.9845 | 13 |
14 | 15 Open: 4.0008 Close: 4.0029 Mid: 3.9913 | 16 Open: 3.9873 Close: 3.9875 Mid: 3.9825 | 17 Open: 3.9873 Close: 3.9875 Mid: 3.9825 | 18 Open: 3.9999 Close: 3.9979 Mid: 3.9990 | 19 Open: 3.9820 Close: 4.0107 Mid: 4.0117 | 20 |
21 | 22 Open: 3.9936 Close: 3.9903 Mid: 3.9935 | 23 Open: 4.0194 Close: 3.9875 Mid: 4.0051 | 24 Open: 3.9938 Close: 3.9751 Mid: 3.9854 | 25 Open: 3.9860 Close: 3.9834 Mid: 3.9836 | 26 Open: 3.9860 Close: 3.9834 Mid: 3.9836 | 27 |
28 | 29 Open: 4.0052 Close: 3.9953 Mid: 3.9982 | 30 Open: 3.9882 Close: 3.9714 Mid: 3.9806 |
May - 2024
Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 3.9724 Close: 3.9777 Mid: 3.9720 | 2 Open: 3.9697 Close: 3.9892 Mid: 3.9807 | 3 Open: 3.9903 Close: 4.0215 Mid: 4.0073 | 4 | |||
5 | 6 Open: 4.0247 Close: 4.0184 Mid: 4.0222 | 7 Open: 4.0147 Close: 4.0221 Mid: 4.0165 | 8 Open: 4.0055 Close: 4.0105 Mid: 4.0100 | 9 Open: 4.0168 Close: 4.0171 Mid: 4.0182 | 10 Open: 4.0168 Close: 4.0171 Mid: 4.0182 | 11 |
12 | 13 Open: 4.0288 Close: 4.0079 Mid: 4.0186 | 14 Open: 4.0166 Close: 4.0139 Mid: 4.0227 | 15 Open: 4.0406 Close: 4.0301 Mid: 4.0371 | 16 Open: 4.0307 Close: 4.0173 Mid: 4.0299 | 17 Open: 4.0171 Close: 4.0037 Mid: 4.0114 | 18 |
19 | 20 Open: 4.0106 Close: 4.0003 Mid: 4.0055 | 21 Open: 4.0029 Close: 4.0001 Mid: 4.0028 | 22 Open: 4.0033 Close: 3.9798 Mid: 3.9910 | 23 Open: 3.9770 Close: 3.9889 Mid: 3.9835 | 24 Open: 3.9945 Close: 3.9807 Mid: 3.9881 | 25 |
26 | 27 Open: 3.9945 Close: 3.9807 Mid: 3.9881 | 28 Open: 3.9945 Close: 3.9807 Mid: 3.9881 | 29 Open: 3.9767 Close: 3.9926 Mid: 3.9829 | 30 Open: 3.9998 Close: 4.0335 Mid: 4.0156 | 31 Open: 4.0301 Close: 4.0313 Mid: 4.0290 |
June - 2024
Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 | ||||||
2 | 3 Open: 4.0493 Close: 4.0595 Mid: 4.0601 | 4 Open: 4.0554 Close: 4.0922 Mid: 4.0726 | 5 Open: 4.0901 Close: 4.0696 Mid: 4.0801 | 6 Open: 4.0776 Close: 4.0956 Mid: 4.0859 | 7 Open: 4.0712 Close: 4.0611 Mid: 4.0639 | 8 |
9 | 10 Open: 4.0712 Close: 4.0611 Mid: 4.0639 | 11 Open: 4.0593 Close: 4.0512 Mid: 4.0583 | 12 Open: 4.0881 Close: 4.0846 Mid: 4.0882 | 13 Open: 4.0599 Close: 4.0735 Mid: 4.0670 | 14 Open: 4.0735 Close: 4.0891 Mid: 4.0837 | 15 |
16 | 17 Open: 4.0735 Close: 4.0891 Mid: 4.0837 | 18 Open: 4.0895 Close: 4.1131 Mid: 4.1031 | 19 Open: 4.1200 Close: 4.1149 Mid: 4.1150 | 20 Open: 4.0976 Close: 4.0863 Mid: 4.0905 | 21 Open: 4.0781 Close: 4.0692 Mid: 4.0769 | 22 |
23 | 24 Open: 4.0867 Close: 4.0739 Mid: 4.0780 | 25 Open: 4.0735 Close: 4.0650 Mid: 4.0704 | 26 Open: 4.0496 Close: 4.0584 Mid: 4.0503 | 27 Open: 4.0496 Close: 4.0584 Mid: 4.0503 | 28 Open: 4.0496 Close: 4.0584 Mid: 4.0503 | 29 |
30 |
July - 2024
Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 4.0496 Close: 4.0584 Mid: 4.0503 | 2 Open: 4.0323 Close: 4.0157 Mid: 4.0260 | 3 Open: 4.0512 Close: 4.0435 Mid: 4.0461 | 4 Open: 4.0512 Close: 4.0435 Mid: 4.0461 | 5 Open: 4.0576 Close: 4.0603 Mid: 4.0550 | 6 | |
7 | 8 Open: 4.0703 Close: 4.0606 Mid: 4.0648 | 9 Open: 4.0703 Close: 4.0606 Mid: 4.0648 | 10 Open: 4.0737 Close: 4.0458 Mid: 4.0609 | 11 Open: 4.0647 Close: 4.0580 Mid: 4.0663 | 12 Open: 4.0582 Close: 4.0713 Mid: 4.0665 | 13 |
14 | 15 Open: 4.0582 Close: 4.0713 Mid: 4.0665 | 16 Open: 4.0582 Close: 4.0713 Mid: 4.0665 | 17 Open: 4.0841 Close: 4.1202 Mid: 4.1006 | 18 Open: 4.0841 Close: 4.1202 Mid: 4.1006 | 19 Open: 4.0908 Close: 4.0950 Mid: 4.0926 | 20 |
21 | 22 Open: 4.0952 Close: 4.0843 Mid: 4.0920 | 23 Open: 4.0952 Close: 4.0843 Mid: 4.0920 | 24 Open: 4.0845 Close: 4.1189 Mid: 4.1044 | 25 Open: 4.1052 Close: 4.1393 Mid: 4.1272 | 26 Open: 4.1052 Close: 4.1393 Mid: 4.1272 | 27 |
28 | 29 Open: 4.1052 Close: 4.1393 Mid: 4.1272 | 30 Open: 4.0983 Close: 4.1227 Mid: 4.1087 | 31 Open: 4.1228 Close: 4.1400 Mid: 4.1319 |
August - 2024
Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 4.1262 Close: 4.1870 Mid: 4.1576 | 2 Open: 4.1930 Close: 4.2450 Mid: 4.2196 | 3 | ||||
4 | 5 Open: 4.2243 Close: 4.2648 Mid: 4.2736 | 6 Open: 4.2517 Close: 4.2852 Mid: 4.2605 | 7 Open: 4.2517 Close: 4.2852 Mid: 4.2605 | 8 Open: 4.2384 Close: 4.1958 Mid: 4.2322 | 9 Open: 4.2082 Close: 4.2115 Mid: 4.2140 | 10 |
11 | 12 Open: 4.2171 Close: 4.2150 Mid: 4.2040 | 13 Open: 4.2268 Close: 4.1964 Mid: 4.2110 | 14 Open: 4.2098 Close: 4.2200 Mid: 4.2177 | 15 Open: 4.2200 Close: 4.1754 Mid: 4.1977 | 16 Open: 4.1752 Close: 4.1886 Mid: 4.1866 | 17 |
18 | 19 Open: 4.2252 Close: 4.2196 Mid: 4.2215 | 20 Open: 4.2314 Close: 4.2606 Mid: 4.2451 | 21 Open: 4.2717 Close: 4.2649 Mid: 4.2700 | 22 Open: 4.2727 Close: 4.2697 Mid: 4.2754 | 23 Open: 4.3058 Close: 4.2873 Mid: 4.2954 | 24 |
25 | 26 Open: 4.2911 Close: 4.3022 Mid: 4.2992 | 27 Open: 4.3125 Close: 4.3176 Mid: 4.3097 | 28 Open: 4.3011 Close: 4.3205 Mid: 4.3119 | 29 Open: 4.3105 Close: 4.2932 Mid: 4.3008 | 30 Open: 4.2832 Close: 4.2833 Mid: 4.2781 | 31 |
September - 2024
Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 | 2 Open: 4.2832 Close: 4.2833 Mid: 4.2781 | 3 Open: 4.2559 Close: 4.2726 Mid: 4.2682 | 4 Open: 4.2894 Close: 4.2978 Mid: 4.2923 | 5 Open: 4.3043 Close: 4.3069 Mid: 4.2995 | 6 Open: 4.2956 Close: 4.3167 Mid: 4.3021 | 7 |
8 | 9 Open: 4.1056 Close: 4.0926 Mid: 4.0965 | 10 Open: 4.2815 Close: 4.2913 Mid: 4.2893 | 11 Open: 4.2810 Close: 4.2664 Mid: 4.2824 | 12 Open: 4.2930 Close: 4.2721 Mid: 4.2839 | 13 Open: 4.2818 Close: 4.2921 Mid: 4.2946 | 14 |
15 | 16 Open: 4.3215 Close: 4.3061 Mid: 4.3141 | 17 Open: 4.2923 Close: 4.2985 Mid: 4.2962 | 18 Open: 4.3118 Close: 4.2996 Mid: 4.3100 | 19 Open: 4.3255 Close: 4.2944 Mid: 4.3090 | 20 Open: 4.3255 Close: 4.2944 Mid: 4.3090 | 21 |
22 | 23 Open: 4.2944 Close: 4.2986 Mid: 4.2996 | 24 Open: 4.3090 Close: 4.3097 Mid: 4.3042 | 25 Open: 4.2903 Close: 4.2829 Mid: 4.2855 | 26 Open: 4.2903 Close: 4.2829 Mid: 4.2855 | 27 Open: 4.3010 Close: 4.3428 Mid: 4.3210 | 28 |
29 | 30 Open: 4.3249 Close: 4.3063 Mid: 4.3157 |
October - 2024
Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 4.3063 Close: 4.2995 Mid: 4.3060 | 2 Open: 4.2961 Close: 4.2864 Mid: 4.2946 | 3 Open: 4.2859 Close: 4.2654 Mid: 4.2873 | 4 Open: 4.2637 Close: 4.2386 Mid: 4.2531 | 5 | ||
6 | 7 Open: 4.2265 Close: 4.2568 Mid: 4.2419 | 8 Open: 4.2265 Close: 4.2568 Mid: 4.2419 | 9 Open: 4.2388 Close: 4.2317 Mid: 4.2419 | 10 Open: 4.2207 Close: 4.2470 Mid: 4.2363 | 11 Open: 4.2573 Close: 4.2496 Mid: 4.2505 | 12 |
13 | 14 Open: 4.2573 Close: 4.2496 Mid: 4.2505 | 15 Open: 4.2322 Close: 4.2296 Mid: 4.2301 | 16 Open: 4.2226 Close: 4.2110 Mid: 4.2246 | 17 Open: 4.2093 Close: 4.2001 Mid: 4.2060 | 18 Open: 4.2143 Close: 4.2074 Mid: 4.2051 | 19 |
20 | 21 Open: 4.1892 Close: 4.2029 Mid: 4.1967 | 22 Open: 4.1970 Close: 4.2009 Mid: 4.2022 | 23 Open: 4.1956 Close: 4.2111 Mid: 4.1980 | 24 Open: 4.2182 Close: 4.2038 Mid: 4.2100 | 25 Open: 4.2182 Close: 4.2038 Mid: 4.2100 | 26 |
27 | 28 Open: 4.1996 Close: 4.2111 Mid: 4.2039 | 29 Open: 4.2194 Close: 4.1952 Mid: 4.2078 | 30 Open: 4.1898 Close: 4.2100 Mid: 4.1988 | 31 Open: 4.1719 Close: 4.2077 Mid: 4.1921 |
November - 2024
Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 4.2337 Close: 4.1959 Mid: 4.2082 | 2 | |||||
3 | 4 Open: 4.1928 Close: 4.2117 Mid: 4.2065 | 5 Open: 4.2325 Close: 4.2100 Mid: 4.2236 | 6 Open: 4.1608 Close: 4.1493 Mid: 4.1594 | 7 Open: 4.1901 Close: 4.1751 Mid: 4.1809 | 8 Open: 4.1565 Close: 4.1614 Mid: 4.1648 | 9 |
10 | 11 Open: 4.1565 Close: 4.1614 Mid: 4.1648 | 12 Open: 4.1051 Close: 4.1396 Mid: 4.1224 | 13 Open: 4.1158 Close: 4.1078 Mid: 4.1139 | 14 Open: 4.1074 Close: 4.1011 Mid: 4.1063 | 15 Open: 4.0806 Close: 4.1051 Mid: 4.0955 | 16 |
17 | 18 Open: 4.1129 Close: 4.1213 Mid: 4.1193 | 19 Open: 4.1214 Close: 4.1240 Mid: 4.1327 | 20 Open: 4.1107 Close: 4.1122 Mid: 4.1042 | 21 Open: 4.1105 Close: 4.1191 Mid: 4.1169 | 22 Open: 4.0852 Close: 4.0700 Mid: 4.0862 | 23 |
24 | 25 Open: 4.0778 Close: 4.1060 Mid: 4.0918 | 26 Open: 4.0975 Close: 4.0962 Mid: 4.0970 | 27 Open: 4.0975 Close: 4.0962 Mid: 4.0970 | 28 Open: 4.0975 Close: 4.0962 Mid: 4.0970 | 29 Open: 4.1358 Close: 4.1287 Mid: 4.1382 | 30 |
December - 2024
Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 | 2 Open: 4.1024 Close: 4.1004 Mid: 4.0955 | 3 Open: 4.1205 Close: 4.1145 Mid: 4.1201 | 4 Open: 4.1219 Close: 4.1217 Mid: 4.1221 | 5 Open: 4.1341 Close: 4.1421 Mid: 4.1345 | 6 Open: 4.1420 Close: 4.1473 Mid: 4.1464 | 7 |
8 | 9 Open: 4.1521 Close: 4.1486 Mid: 4.1447 | 10 Open: 4.1429 Close: 4.1167 Mid: 4.1322 | 11 Open: 4.1429 Close: 4.1167 Mid: 4.1322 | 12 Open: 4.1429 Close: 4.1167 Mid: 4.1322 | 13 Open: 4.1429 Close: 4.1167 Mid: 4.1322 | 14 |
15 | 16 | 17 | 18 | 19 | 20 | 21 |
22 | 23 | 24 | 25 | 26 | 27 | 28 |
29 | 30 | 31 |
Compare Exchange Rates:
Know What the Best Exchange Rate Looks Like
Benchmark the exchange rate market with Pound Sterling Live's custom currency rate comparison tool with built-in algorithms to find the best rates in the market.
Banks and financial institutions buy and sell currency from each other - these sizeable institutions are 'the market' and the rate they transact at is the 'market rate'. The difference between how much a currency is purchased and sold is the spread, which is essentially the difference between the buy and sell price.
But, when currency is sold by banks to retail customers that spread widens significantly and the profit on the transaction is therefore substantially larger.
Therefore when we focus on the transfer fee when sending money abroad we often miss the biggest cost: the exchange rate spread.
Foreign exchange providers have essentially recognised this and they enter the market to transfer money at tighter spreads, thereby saving potentially significant amounts of money for their clients simply by providing better exchange rates.
For example, the transfer of £100K into euros is expected to attract a rate that delivers between €112,480 and €113,296 with the UK's leading high street banks. But FCA authorised providers will provide a rate that delivers between €115,510 and €115,740 (using rates on 05/07/21).
Taking the time to work with a FCA regulated currency provider could therefore result in the delivery of an extra euros amount of between €2444 and €3030.
Pound Sterling Live only works with foreign exchange payment companies that are FCA Authorised. This is important: FCA regulations and oversight requires the money they transfer on your behalf to be protected through a process known as 'safeguarding'. Safeguarding requires the payments company to keep your money separate from their own money in a top-tier bank. Therefore if the provider comes under stress your money should be protected.
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