Best Swiss Franc / Colombian Peso Exchange Rate Today: 4977.0968
Our comparison table and live data feed show the top euro rate you're likely to achieve for international payments is 4,962.1655, and the most competitive travel money / cash rates start at approximately 4,932.3029.
Live rate: 1 CHF = 4977.0968 COP (+0.1361% )
Inverted: 1 COP = 0.0002 CHF
Click here for our full travel and holiday rates comparison tool.
Comparison Results:
| Provider | Exchange Rate | Fee | You Get | Service | Notes | Action |
Live Market Rate | 4977.0968 | 0 | 4,927.3258 | |||
 | 4,977.0968 | 2.19% | 4,868.0984 | Best Multi-Currency Card | The UK's leading payment provider | |
Best Bank Rate  | 4,837.7381 (upper range) | Variable | 4,837.7381 | Payments, transfers, holiday money | Determined using data on spread charges supplied by IMTI | |
Worst Bank Rate | 4,802.8984 (lower range) | Variable | 4,802.8984 | Payments, transfers, holiday money | Determined using data on spread charges supplied by Money Mover and Accourt | |
Paypal  | 4,753.1274 | 0 | 4,753.1274 | International Payments and Transfers |
Set Alert« | » |
January - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 4,589.0100 Close: 4,607.3900 Mid: 4,611.0800 | 2 Open: 4,607.6400 Close: 4,600.3900 Mid: 4,596.4750 | 3 Open: 4,572.0800 Close: 4,574.6600 Mid: 4,565.0750 | 4 Open: 4,572.0800 Close: 4,574.6600 Mid: 4,565.0750 | 5 Open: 4,607.9700 Close: 4,601.4500 Mid: 4,606.3150 | 6 | |
7 | 8 Open: 4,614.7900 Close: 4,610.2100 Mid: 4,614.4700 | 9 Open: 4,566.7000 Close: 4,556.9200 Mid: 4,563.5800 | 10 Open: 4,566.7000 Close: 4,556.9200 Mid: 4,563.5800 | 11 Open: 4,566.7000 Close: 4,556.9200 Mid: 4,563.5800 | 12 Open: 4,566.7000 Close: 4,556.9200 Mid: 4,563.5800 | 13 |
14 | 15 Open: 4,593.2300 Close: 4,584.2400 Mid: 4,587.6400 | 16 Open: 4,583.8400 Close: 4,535.2000 Mid: 4,560.7950 | 17 Open: 4,534.7000 Close: 4,573.4400 Mid: 4,551.6400 | 18 Open: 4,534.7000 Close: 4,573.4400 Mid: 4,551.6400 | 19 Open: 4,534.7000 Close: 4,573.4400 Mid: 4,551.6400 | 20 |
21 | 22 Open: 4,510.5800 Close: 4,504.8200 Mid: 4,506.2050 | 23 Open: 4,504.6200 Close: 4,489.3200 Mid: 4,498.5000 | 24 Open: 4,489.8400 Close: 4,589.0300 Mid: 4,537.7400 | 25 Open: 4,489.8400 Close: 4,589.0300 Mid: 4,537.7400 | 26 Open: 4,489.8400 Close: 4,589.0300 Mid: 4,537.7400 | 27 |
28 | 29 Open: 4,489.8400 Close: 4,589.0300 Mid: 4,537.7400 | 30 Open: 4,537.6600 Close: 4,550.6600 Mid: 4,547.7000 | 31 Open: 4,540.2900 Close: 4,547.1400 Mid: 4,546.9600 |
February - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 4,534.9200 Close: 4,533.6000 Mid: 4,537.6700 | 2 Open: 4,534.9200 Close: 4,533.6000 Mid: 4,537.6700 | 3 | ||||
4 | 5 Open: 4,528.0400 Close: 4,533.0400 Mid: 4,528.3950 | 6 Open: 4,561.6300 Close: 4,543.6000 Mid: 4,548.3750 | 7 Open: 4,559.3800 Close: 4,523.0200 Mid: 4,541.6250 | 8 Open: 4,523.0000 Close: 4,524.0800 Mid: 4,527.3850 | 9 Open: 4,523.0000 Close: 4,524.0800 Mid: 4,527.3850 | 10 |
11 | 12 Open: 4,497.0700 Close: 4,473.5900 Mid: 4,488.6350 | 13 Open: 4,497.0700 Close: 4,473.5900 Mid: 4,488.6350 | 14 Open: 4,497.0700 Close: 4,473.5900 Mid: 4,488.6350 | 15 Open: 4,497.0700 Close: 4,473.5900 Mid: 4,488.6350 | 16 Open: 4,497.0700 Close: 4,473.5900 Mid: 4,488.6350 | 17 |
18 | 19 | 20 Open: 4,434.8400 Close: 4,433.8400 Mid: 4,434.9750 | 21 Open: 4,434.8400 Close: 4,433.8400 Mid: 4,434.9750 | 22 Open: 4,434.8400 Close: 4,433.8400 Mid: 4,434.9750 | 23 Open: 4,434.8400 Close: 4,433.8400 Mid: 4,434.9750 | 24 |
25 | 26 | 27 | 28 Open: 4,462.5800 Close: 4,469.4800 Mid: 4,465.5350 | 29 Open: 4,469.7100 Close: 4,446.8400 Mid: 4,460.0300 |
March - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 4,447.0800 Close: 4,440.2700 Mid: 4,436.3500 | 2 | |||||
3 | 4 Open: 4,447.0800 Close: 4,440.2700 Mid: 4,436.3500 | 5 Open: 4,447.0800 Close: 4,440.2700 Mid: 4,436.3500 | 6 Open: 4,447.0800 Close: 4,440.2700 Mid: 4,436.3500 | 7 Open: 4,451.0300 Close: 4,446.6000 Mid: 4,451.4250 | 8 Open: 4,446.5600 Close: 4,452.2000 Mid: 4,451.2650 | 9 |
10 | 11 Open: 4,446.5600 Close: 4,452.2000 Mid: 4,451.2650 | 12 Open: 4,446.5600 Close: 4,452.2000 Mid: 4,451.2650 | 13 Open: 4,475.0600 Close: 4,465.4300 Mid: 4,471.4000 | 14 Open: 4,445.1700 Close: 4,436.0500 Mid: 4,440.2050 | 15 Open: 4,436.1000 Close: 4,412.6400 Mid: 4,424.9100 | 16 |
17 | 18 Open: 4,410.7200 Close: 4,389.5100 Mid: 4,400.4200 | 19 Open: 4,375.8800 Close: 4,377.3900 Mid: 4,385.2200 | 20 Open: 4,355.0000 Close: 4,339.2500 Mid: 4,346.1950 | 21 Open: 4,339.2900 Close: 4,343.6400 Mid: 4,327.8550 | 22 Open: 4,339.2900 Close: 4,343.6400 Mid: 4,327.8550 | 23 |
24 | 25 Open: 4,344.3400 Close: 4,329.8500 Mid: 4,339.8400 | 26 Open: 4,328.8400 Close: 4,309.8400 Mid: 4,317.1800 | 27 Open: 4,309.8800 Close: 4,264.0400 Mid: 4,284.6200 | 28 Open: 4,264.2700 Close: 4,287.8200 Mid: 4,274.7150 | 29 Open: 4,288.2200 Close: 4,281.0000 Mid: 4,285.0550 | 30 |
31 |
April - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 4,288.2200 Close: 4,281.0000 Mid: 4,285.0550 | 2 Open: 4,274.6500 Close: 4,248.5600 Mid: 4,261.4100 | 3 Open: 4,199.4000 Close: 4,198.0400 Mid: 4,197.5900 | 4 Open: 4,198.0400 Close: 4,237.9400 Mid: 4,207.9650 | 5 Open: 4,198.0400 Close: 4,237.9400 Mid: 4,207.9650 | 6 | |
7 | 8 Open: 4,189.6400 Close: 4,160.4100 Mid: 4,174.0650 | 9 Open: 4,159.5800 Close: 4,168.7700 Mid: 4,164.7500 | 10 Open: 4,168.7700 Close: 4,171.3500 Mid: 4,168.1300 | 11 Open: 4,165.5000 Close: 4,174.2200 Mid: 4,167.2500 | 12 Open: 4,165.5000 Close: 4,174.2200 Mid: 4,167.2500 | 13 |
14 | 15 Open: 4,198.0400 Close: 4,247.9800 Mid: 4,211.7050 | 16 Open: 4,247.8000 Close: 4,292.5400 Mid: 4,264.8400 | 17 Open: 4,247.8000 Close: 4,292.5400 Mid: 4,264.8400 | 18 Open: 4,306.3100 Close: 4,280.7700 Mid: 4,293.6600 | 19 Open: 4,306.3100 Close: 4,280.7700 Mid: 4,293.6600 | 20 |
21 | 22 Open: 4,339.0800 Close: 4,277.6100 Mid: 4,309.8150 | 23 Open: 4,339.0800 Close: 4,277.6100 Mid: 4,309.8150 | 24 Open: 4,339.0800 Close: 4,277.6100 Mid: 4,309.8150 | 25 Open: 4,339.0800 Close: 4,277.6100 Mid: 4,309.8150 | 26 Open: 4,339.0800 Close: 4,277.6100 Mid: 4,309.8150 | 27 |
28 | 29 Open: 4,338.3200 Close: 4,269.4300 Mid: 4,301.7300 | 30 Open: 4,338.3200 Close: 4,269.4300 Mid: 4,301.7300 |
May - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 4,338.3200 Close: 4,269.4300 Mid: 4,301.7300 | 2 Open: 4,260.7100 Close: 4,290.8500 Mid: 4,277.0300 | 3 Open: 4,290.8000 Close: 4,305.4000 Mid: 4,299.6450 | 4 | |||
5 | 6 Open: 4,299.8100 Close: 4,313.6100 Mid: 4,307.0050 | 7 Open: 4,299.8100 Close: 4,313.6100 Mid: 4,307.0050 | 8 Open: 4,299.8100 Close: 4,313.6100 Mid: 4,307.0050 | 9 Open: 4,280.5200 Close: 4,281.6900 Mid: 4,282.4400 | 10 Open: 4,280.5200 Close: 4,281.6900 Mid: 4,282.4400 | 11 |
12 | 13 Open: 4,295.9400 Close: 4,266.6800 Mid: 4,281.7550 | 14 Open: 4,266.9900 Close: 4,277.0500 Mid: 4,279.9300 | 15 Open: 4,266.9900 Close: 4,277.0500 Mid: 4,279.9300 | 16 Open: 4,266.9900 Close: 4,277.0500 Mid: 4,279.9300 | 17 Open: 4,219.2700 Close: 4,191.5300 Mid: 4,206.4200 | 18 |
19 | 20 Open: 4,194.4600 Close: 4,204.7300 Mid: 4,199.6150 | 21 Open: 4,205.1600 Close: 4,194.6700 Mid: 4,201.2200 | 22 Open: 4,194.9200 Close: 4,167.1200 Mid: 4,180.4350 | 23 Open: 4,194.9200 Close: 4,167.1200 Mid: 4,180.4350 | 24 Open: 4,239.1400 Close: 4,224.5900 Mid: 4,232.3850 | 25 |
26 | 27 Open: 4,227.9000 Close: 4,236.4900 Mid: 4,230.2200 | 28 Open: 4,227.9000 Close: 4,236.4900 Mid: 4,230.2200 | 29 Open: 4,246.5900 Close: 4,224.0900 Mid: 4,233.5300 | 30 Open: 4,224.1800 Close: 4,278.1200 Mid: 4,249.8950 | 31 Open: 4,278.1100 Close: 4,270.1600 Mid: 4,272.2400 |
June - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 | ||||||
2 | 3 Open: 4,269.8500 Close: 4,294.3800 Mid: 4,288.0700 | 4 Open: 4,294.5700 Close: 4,330.9200 Mid: 4,311.4500 | 5 Open: 4,330.9600 Close: 4,396.7600 Mid: 4,364.0800 | 6 Open: 4,400.7900 Close: 4,419.8700 Mid: 4,409.5600 | 7 Open: 4,419.6900 Close: 4,422.1400 Mid: 4,418.3900 | 8 |
9 | 10 Open: 4,419.6900 Close: 4,422.1400 Mid: 4,418.3900 | 11 Open: 4,445.2700 Close: 4,388.9300 Mid: 4,420.3150 | 12 Open: 4,445.2700 Close: 4,388.9300 Mid: 4,420.3150 | 13 Open: 4,445.2700 Close: 4,388.9300 Mid: 4,420.3150 | 14 Open: 4,445.2700 Close: 4,388.9300 Mid: 4,420.3150 | 15 |
16 | 17 Open: 4,660.9400 Close: 4,631.6200 Mid: 4,648.7950 | 18 Open: 4,660.9400 Close: 4,631.6200 Mid: 4,648.7950 | 19 Open: 4,663.8700 Close: 4,691.4000 Mid: 4,674.7200 | 20 Open: 4,692.4200 Close: 4,679.3600 Mid: 4,684.1800 | 21 Open: 4,692.4200 Close: 4,679.3600 Mid: 4,684.1800 | 22 |
23 | 24 Open: 4,692.4200 Close: 4,679.3600 Mid: 4,684.1800 | 25 Open: 4,692.4200 Close: 4,679.3600 Mid: 4,684.1800 | 26 | 27 | 28 Open: 4,618.3400 Close: 4,656.5400 Mid: 4,634.8350 | 29 |
30 |
July - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 4,621.1400 Close: 4,589.2500 Mid: 4,600.7800 | 2 Open: 4,621.1400 Close: 4,589.2500 Mid: 4,600.7800 | 3 Open: 4,559.0600 Close: 4,559.9400 Mid: 4,558.0800 | 4 Open: 4,559.0600 Close: 4,559.9400 Mid: 4,558.0800 | 5 Open: 4,558.0600 Close: 4,560.8600 Mid: 4,555.0950 | 6 | |
7 | 8 Open: 4,568.0100 Close: 4,557.1200 Mid: 4,561.8400 | 9 Open: 4,510.2200 Close: 4,516.6600 Mid: 4,511.5250 | 10 Open: 4,516.2700 Close: 4,445.0200 Mid: 4,481.7950 | 11 Open: 4,446.1000 Close: 4,448.6500 Mid: 4,452.8100 | 12 Open: 4,446.1000 Close: 4,448.6500 Mid: 4,452.8100 | 13 |
14 | 15 Open: 4,466.9100 Close: 4,459.8300 Mid: 4,460.4050 | 16 Open: 4,407.2600 Close: 4,415.5500 Mid: 4,410.2150 | 17 Open: 4,415.6400 Close: 4,509.8900 Mid: 4,460.8350 | 18 Open: 4,509.0700 Close: 4,517.5700 Mid: 4,515.9200 | 19 Open: 4,509.0700 Close: 4,517.5700 Mid: 4,515.9200 | 20 |
21 | 22 Open: 4,557.7200 Close: 4,541.1600 Mid: 4,551.9200 | 23 Open: 4,557.7200 Close: 4,541.1600 Mid: 4,551.9200 | 24 Open: 4,557.7200 Close: 4,541.1600 Mid: 4,551.9200 | 25 Open: 4,557.7200 Close: 4,541.1600 Mid: 4,551.9200 | 26 Open: 4,592.7200 Close: 4,575.8400 Mid: 4,585.1650 | 27 |
28 | 29 Open: 4,548.3800 Close: 4,533.6500 Mid: 4,544.8800 | 30 Open: 4,534.3900 Close: 4,613.9700 Mid: 4,571.9950 | 31 Open: 4,613.8400 Close: 4,641.9200 Mid: 4,628.1850 |
August - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 4,613.8400 Close: 4,641.9200 Mid: 4,628.1850 | 2 Open: 4,613.8400 Close: 4,641.9200 Mid: 4,628.1850 | 3 | ||||
4 | 5 Open: 4,613.8400 Close: 4,641.9200 Mid: 4,628.1850 | 6 | 7 | 8 | 9 | 10 |
11 | 12 | 13 Open: 4,704.3400 Close: 4,657.2100 Mid: 4,680.0300 | 14 Open: 4,657.2500 Close: 4,672.0600 Mid: 4,667.7050 | 15 Open: 4,657.2500 Close: 4,672.0600 Mid: 4,667.7050 | 16 Open: 4,605.5800 Close: 4,622.6200 Mid: 4,619.2750 | 17 |
18 | 19 Open: 4,605.5800 Close: 4,622.6200 Mid: 4,619.2750 | 20 Open: 4,605.5800 Close: 4,622.6200 Mid: 4,619.2750 | 21 Open: 4,700.1200 Close: 4,692.7000 Mid: 4,698.2700 | 22 Open: 4,693.1500 Close: 4,746.3000 Mid: 4,724.2200 | 23 Open: 4,693.1500 Close: 4,746.3000 Mid: 4,724.2200 | 24 |
25 | 26 Open: 4,693.1500 Close: 4,746.3000 Mid: 4,724.2200 | 27 Open: 4,756.0200 Close: 4,770.4700 Mid: 4,757.3000 | 28 Open: 4,756.0200 Close: 4,770.4700 Mid: 4,757.3000 | 29 Open: 4,801.7000 Close: 4,845.9400 Mid: 4,822.5800 | 30 Open: 4,801.7000 Close: 4,845.9400 Mid: 4,822.5800 | 31 |
September - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 | 2 Open: 4,801.7000 Close: 4,845.9400 Mid: 4,822.5800 | 3 Open: 4,801.7000 Close: 4,845.9400 Mid: 4,822.5800 | 4 | 5 | 6 Open: 4,943.4100 Close: 4,954.9700 Mid: 4,944.4650 | 7 |
8 | 9 Open: 4,940.1900 Close: 4,924.6200 Mid: 4,929.2600 | 10 Open: 5,004.5900 Close: 5,015.9800 Mid: 5,013.5700 | 11 Open: 5,004.5900 Close: 5,015.9800 Mid: 5,013.5700 | 12 Open: 5,004.5900 Close: 5,015.9800 Mid: 5,013.5700 | 13 Open: 5,004.5900 Close: 5,015.9800 Mid: 5,013.5700 | 14 |
15 | 16 Open: 4,972.9400 Close: 4,954.8100 Mid: 4,964.2700 | 17 Open: 4,954.5000 Close: 5,021.9300 Mid: 4,988.7500 | 18 Open: 4,954.5000 Close: 5,021.9300 Mid: 4,988.7500 | 19 Open: 4,954.5000 Close: 5,021.9300 Mid: 4,988.7500 | 20 Open: 4,954.5000 Close: 5,021.9300 Mid: 4,988.7500 | 21 |
22 | 23 | 24 | 25 | 26 | 27 Open: 4,947.2300 Close: 4,952.3200 Mid: 4,948.7050 | 28 |
29 | 30 Open: 4,947.2300 Close: 4,952.3200 Mid: 4,948.7050 |
October - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 4,930.2400 Close: 4,969.5000 Mid: 4,953.4350 | 2 Open: 4,930.2400 Close: 4,969.5000 Mid: 4,953.4350 | 3 Open: 4,930.2400 Close: 4,969.5000 Mid: 4,953.4350 | 4 Open: 4,930.2400 Close: 4,969.5000 Mid: 4,953.4350 | 5 | ||
6 | 7 | 8 | 9 | 10 | 11 Open: 4,955.0600 Close: 4,900.6000 Mid: 4,924.2800 | 12 |
13 | 14 Open: 4,955.0600 Close: 4,900.6000 Mid: 4,924.2800 | 15 Open: 4,955.0600 Close: 4,900.6000 Mid: 4,924.2800 | 16 Open: 4,902.5400 Close: 4,915.1900 Mid: 4,917.9300 | 17 Open: 4,902.5400 Close: 4,915.1900 Mid: 4,917.9300 | 18 Open: 4,902.5400 Close: 4,915.1900 Mid: 4,917.9300 | 19 |
20 | 21 Open: 4,902.5400 Close: 4,915.1900 Mid: 4,917.9300 | 22 Open: 4,937.1900 Close: 4,941.7100 Mid: 4,943.1650 | 23 Open: 4,927.4300 Close: 4,945.6500 Mid: 4,930.2800 | 24 Open: 5,009.9100 Close: 4,992.6100 Mid: 5,000.0850 | 25 Open: 4,995.9100 Close: 4,995.9500 Mid: 4,993.2000 | 26 |
27 | 28 Open: 5,000.3100 Close: 5,014.4800 Mid: 5,005.6550 | 29 Open: 5,017.7300 Close: 4,989.3300 Mid: 5,004.1000 | 30 Open: 4,989.2800 Close: 5,074.0600 Mid: 5,030.1350 | 31 Open: 5,102.6800 Close: 5,146.4700 Mid: 5,127.4000 |
November - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 5,133.1400 Close: 5,087.3300 Mid: 5,102.2400 | 2 | |||||
3 | 4 Open: 5,113.2700 Close: 5,136.2900 Mid: 5,129.9900 | 5 Open: 5,143.2500 Close: 5,115.3800 Mid: 5,132.1250 | 6 Open: 5,038.9900 Close: 5,024.2700 Mid: 5,036.9000 | 7 Open: 5,055.5800 Close: 5,038.1700 Mid: 5,044.7250 | 8 Open: 4,927.1000 Close: 4,933.9800 Mid: 4,937.4750 | 9 |
10 | 11 Open: 4,973.2200 Close: 4,956.2400 Mid: 4,963.5100 | 12 Open: 4,933.7900 Close: 4,976.1100 Mid: 4,955.0500 | 13 Open: 5,056.7200 Close: 5,047.0200 Mid: 5,054.4500 | 14 Open: 5,033.4400 Close: 5,026.1100 Mid: 5,032.2650 | 15 Open: 5,047.0400 Close: 5,077.5700 Mid: 5,065.5000 | 16 |
17 | 18 Open: 4,986.4100 Close: 4,996.6500 Mid: 4,994.1750 | 19 Open: 4,967.9400 Close: 4,970.3300 Mid: 4,981.1500 | 20 Open: 4,967.9400 Close: 4,970.3300 Mid: 4,981.1500 | 21 | 22 | 23 |
24 | 25 | 26 | 27 | 28 | 29 | 30 |
December - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 | 2 | 3 | 4 | 5 | 6 | 7 |
8 | 9 | 10 | 11 | 12 | 13 | 14 |
15 | 16 | 17 | 18 | 19 | 20 | 21 |
22 | 23 | 24 | 25 | 26 | 27 | 28 |
29 | 30 | 31 |
Compare Exchange Rates:
Know What the Best Exchange Rate Looks Like
Benchmark the exchange rate market with Pound Sterling Live's custom currency rate comparison tool with built-in algorithms to find the best rates in the market.
Banks and financial institutions buy and sell currency from each other - these sizeable institutions are 'the market' and the rate they transact at is the 'market rate'. The difference between how much a currency is purchased and sold is the spread, which is essentially the difference between the buy and sell price.
But, when currency is sold by banks to retail customers that spread widens significantly and the profit on the transaction is therefore substantially larger.
Therefore when we focus on the transfer fee when sending money abroad we often miss the biggest cost: the exchange rate spread.
Foreign exchange providers have essentially recognised this and they enter the market to transfer money at tighter spreads, thereby saving potentially significant amounts of money for their clients simply by providing better exchange rates.
For example, the transfer of £100K into euros is expected to attract a rate that delivers between €112,480 and €113,296 with the UK's leading high street banks. But FCA authorised providers will provide a rate that delivers between €115,510 and €115,740 (using rates on 05/07/21).
Taking the time to work with a FCA regulated currency provider could therefore result in the delivery of an extra euros amount of between €2444 and €3030.
Pound Sterling Live only works with foreign exchange payment companies that are FCA Authorised. This is important: FCA regulations and oversight requires the money they transfer on your behalf to be protected through a process known as 'safeguarding'. Safeguarding requires the payments company to keep your money separate from their own money in a top-tier bank. Therefore if the provider comes under stress your money should be protected.
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