Best Swedish Krona / Qatari Riyal Exchange Rate Today: 0.3342
Our comparison table and live data feed show the top euro rate you're likely to achieve for international payments is 0.3332, and the most competitive travel money / cash rates start at approximately 0.3312.
Live rate: 1 SEK = 0.3342 QAR (+0.0599% )
Inverted: 1 QAR = 2.9922 SEK
Click here for our full travel and holiday rates comparison tool.
Comparison Results:
Provider | Exchange Rate | Fee | You Get | Service | Notes | Action |
Live Market Rate | 0.3342 | 0 | 0.3309 | |||
0.3332 (indicative) | 0 | 0.3332 | International Payments and Transfers | Experts in international money transfers for business and individuals, delivering industry-beating exchange rates. | ||
0.3319 (indicative) | 0 | 0.3319 | International Payments and Transfers | Indicative Dealing Desk Quote. Rate can only be applied to transfers in excess of £2000 equivalent. | ||
0.3342 | 2.66% | 0.3253 | Best Multi-Currency Card | One currency card for all your travels. Use it instantly as a digital card and top-up from the app, with the mid-market rate. 40+ currencies. Save up to 87% when you spend internationally. | ||
0.3312 | 0 | 0.3312 | Holiday FX, Cash Delivery | A specialist alternative to banks, bureau de change & the Post Office for clients seeking competitive currency exchange rates. A multiple award-winning company, offering free delivery (over £700.00), no commission charges, payment by Debit Card or Bank Transfer and typically offering the best exchange rates available. | ||
Best Bank Rate | 0.3248 (upper range) | Variable | 0.3248 | Payments, transfers, holiday money | Determined using data on spread charges supplied by IMTI | |
Worst Bank Rate | 0.3225 (lower range) | Variable | 0.3225 | Payments, transfers, holiday money | Determined using data on spread charges supplied by Money Mover and Accourt | |
Paypal | 0.3192 | 0 | 0.3192 | International Payments and Transfers |
« | » |
January - 2024
Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 0.3648 Close: 0.3611 Mid: 0.3630 | 2 Open: 0.3578 Close: 0.3562 Mid: 0.3577 | 3 Open: 0.3562 Close: 0.3535 Mid: 0.3552 | 4 Open: 0.3543 Close: 0.3561 Mid: 0.3552 | 5 Open: 0.3578 Close: 0.3552 Mid: 0.3567 | 6 | |
7 | 8 Open: 0.3556 Close: 0.3556 Mid: 0.3558 | 9 Open: 0.3556 Close: 0.3556 Mid: 0.3558 | 10 Open: 0.3557 Close: 0.3558 Mid: 0.3559 | 11 Open: 0.3557 Close: 0.3558 Mid: 0.3559 | 12 Open: 0.3551 Close: 0.3547 Mid: 0.3550 | 13 |
14 | 15 Open: 0.3551 Close: 0.3547 Mid: 0.3550 | 16 Open: 0.3501 Close: 0.3487 Mid: 0.3495 | 17 Open: 0.3499 Close: 0.3484 Mid: 0.3488 | 18 Open: 0.3488 Close: 0.3467 Mid: 0.3477 | 19 Open: 0.3467 Close: 0.3469 Mid: 0.3473 | 20 |
21 | 22 Open: 0.3489 Close: 0.3482 Mid: 0.3487 | 23 Open: 0.3466 Close: 0.3464 Mid: 0.3470 | 24 Open: 0.3487 Close: 0.3492 Mid: 0.3494 | 25 Open: 0.3481 Close: 0.3484 Mid: 0.3486 | 26 Open: 0.3491 Close: 0.3489 Mid: 0.3489 | 27 |
28 | 29 Open: 0.3480 Close: 0.3482 Mid: 0.3475 | 30 Open: 0.3472 Close: 0.3486 Mid: 0.3483 | 31 Open: 0.3502 Close: 0.3511 Mid: 0.3512 |
February - 2024
Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 0.3501 Close: 0.3489 Mid: 0.3490 | 2 Open: 0.3474 Close: 0.3466 Mid: 0.3472 | 3 | ||||
4 | 5 Open: 0.3439 Close: 0.3430 Mid: 0.3433 | 6 Open: 0.3445 Close: 0.3460 Mid: 0.3447 | 7 Open: 0.3475 Close: 0.3476 Mid: 0.3477 | 8 Open: 0.3472 Close: 0.3475 Mid: 0.3474 | 9 Open: 0.3480 Close: 0.3483 Mid: 0.3481 | 10 |
11 | 12 Open: 0.3477 Close: 0.3499 Mid: 0.3487 | 13 Open: 0.3493 Close: 0.3442 Mid: 0.3467 | 14 Open: 0.3430 Close: 0.3458 Mid: 0.3446 | 15 Open: 0.3463 Close: 0.3477 Mid: 0.3476 | 16 Open: 0.3472 Close: 0.3478 Mid: 0.3474 | 17 |
18 | 19 Open: 0.3472 Close: 0.3478 Mid: 0.3474 | 20 Open: 0.3516 Close: 0.3521 Mid: 0.3517 | 21 Open: 0.3513 Close: 0.3508 Mid: 0.3512 | 22 Open: 0.3520 Close: 0.3527 Mid: 0.3530 | 23 Open: 0.3533 Close: 0.3527 Mid: 0.3530 | 24 |
25 | 26 Open: 0.3524 Close: 0.3537 Mid: 0.3531 | 27 Open: 0.3540 Close: 0.3531 Mid: 0.3538 | 28 Open: 0.3540 Close: 0.3531 Mid: 0.3538 | 29 Open: 0.3511 Close: 0.3507 Mid: 0.3511 |
March - 2024
Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 0.3503 Close: 0.3512 Mid: 0.3511 | 2 | |||||
3 | 4 Open: 0.3503 Close: 0.3512 Mid: 0.3511 | 5 Open: 0.3503 Close: 0.3512 Mid: 0.3511 | 6 Open: 0.3520 Close: 0.3540 Mid: 0.3528 | 7 Open: 0.3552 Close: 0.3557 Mid: 0.3554 | 8 Open: 0.3557 Close: 0.3565 Mid: 0.3563 | 9 |
10 | 11 Open: 0.3559 Close: 0.3558 Mid: 0.3557 | 12 Open: 0.3544 Close: 0.3552 Mid: 0.3555 | 13 Open: 0.3559 Close: 0.3562 Mid: 0.3560 | 14 Open: 0.3562 Close: 0.3518 Mid: 0.3541 | 15 Open: 0.3518 Close: 0.3515 Mid: 0.3516 | 16 |
17 | 18 Open: 0.3511 Close: 0.3490 Mid: 0.3500 | 19 Open: 0.3490 Close: 0.3492 Mid: 0.3487 | 20 Open: 0.3489 Close: 0.3483 Mid: 0.3481 | 21 Open: 0.3489 Close: 0.3483 Mid: 0.3481 | 22 Open: 0.3464 Close: 0.3447 Mid: 0.3458 | 23 |
24 | 25 Open: 0.3460 Close: 0.3446 Mid: 0.3453 | 26 Open: 0.3441 Close: 0.3438 Mid: 0.3441 | 27 Open: 0.3436 Close: 0.3426 Mid: 0.3432 | 28 Open: 0.3430 Close: 0.3406 Mid: 0.3418 | 29 Open: 0.3402 Close: 0.3412 Mid: 0.3403 | 30 |
31 |
April - 2024
Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 0.3396 Close: 0.3377 Mid: 0.3385 | 2 Open: 0.3396 Close: 0.3377 Mid: 0.3385 | 3 Open: 0.3410 Close: 0.3419 Mid: 0.3417 | 4 Open: 0.3419 Close: 0.3431 Mid: 0.3433 | 5 Open: 0.3415 Close: 0.3417 Mid: 0.3419 | 6 | |
7 | 8 Open: 0.3429 Close: 0.3445 Mid: 0.3440 | 9 Open: 0.3451 Close: 0.3448 Mid: 0.3451 | 10 Open: 0.3410 Close: 0.3394 Mid: 0.3399 | 11 Open: 0.3410 Close: 0.3394 Mid: 0.3399 | 12 Open: 0.3366 Close: 0.3345 Mid: 0.3352 | 13 |
14 | 15 Open: 0.3352 Close: 0.3352 Mid: 0.3352 | 16 Open: 0.3339 Close: 0.3321 Mid: 0.3329 | 17 Open: 0.3339 Close: 0.3321 Mid: 0.3329 | 18 Open: 0.3328 Close: 0.3325 Mid: 0.3333 | 19 Open: 0.3312 Close: 0.3343 Mid: 0.3324 | 20 |
21 | 22 Open: 0.3322 Close: 0.3342 Mid: 0.3335 | 23 Open: 0.3366 Close: 0.3362 Mid: 0.3364 | 24 Open: 0.3367 Close: 0.3343 Mid: 0.3357 | 25 Open: 0.3352 Close: 0.3339 Mid: 0.3341 | 26 Open: 0.3352 Close: 0.3339 Mid: 0.3341 | 27 |
28 | 29 Open: 0.3374 Close: 0.3330 Mid: 0.3351 | 30 Open: 0.3324 Close: 0.3313 Mid: 0.3320 |
May - 2024
Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 0.3313 Close: 0.3333 Mid: 0.3325 | 2 Open: 0.3326 Close: 0.3344 Mid: 0.3335 | 3 Open: 0.3344 Close: 0.3364 Mid: 0.3356 | 4 | |||
5 | 6 Open: 0.3374 Close: 0.3367 Mid: 0.3366 | 7 Open: 0.3364 Close: 0.3363 Mid: 0.3363 | 8 Open: 0.3349 Close: 0.3338 Mid: 0.3344 | 9 Open: 0.3343 Close: 0.3354 Mid: 0.3349 | 10 Open: 0.3343 Close: 0.3354 Mid: 0.3349 | 11 |
12 | 13 Open: 0.3368 Close: 0.3358 Mid: 0.3363 | 14 Open: 0.3365 Close: 0.3367 Mid: 0.3364 | 15 Open: 0.3390 Close: 0.3409 Mid: 0.3401 | 16 Open: 0.3409 Close: 0.3397 Mid: 0.3406 | 17 Open: 0.3397 Close: 0.3397 Mid: 0.3397 | 18 |
19 | 20 Open: 0.3404 Close: 0.3408 Mid: 0.3408 | 21 Open: 0.3410 Close: 0.3407 Mid: 0.3412 | 22 Open: 0.3409 Close: 0.3394 Mid: 0.3402 | 23 Open: 0.3392 Close: 0.3396 Mid: 0.3399 | 24 Open: 0.3401 Close: 0.3413 Mid: 0.3410 | 25 |
26 | 27 Open: 0.3401 Close: 0.3413 Mid: 0.3410 | 28 Open: 0.3401 Close: 0.3413 Mid: 0.3410 | 29 Open: 0.3431 Close: 0.3416 Mid: 0.3423 | 30 Open: 0.3422 Close: 0.3440 Mid: 0.3429 | 31 Open: 0.3437 Close: 0.3454 Mid: 0.3450 |
June - 2024
Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 | ||||||
2 | 3 Open: 0.3473 Close: 0.3494 Mid: 0.3485 | 4 Open: 0.3490 Close: 0.3489 Mid: 0.3485 | 5 Open: 0.3488 Close: 0.3498 Mid: 0.3495 | 6 Open: 0.3505 Close: 0.3505 Mid: 0.3506 | 7 Open: 0.3484 Close: 0.3455 Mid: 0.3474 | 8 |
9 | 10 Open: 0.3484 Close: 0.3455 Mid: 0.3474 | 11 Open: 0.3474 Close: 0.3469 Mid: 0.3470 | 12 Open: 0.3500 Close: 0.3521 Mid: 0.3518 | 13 Open: 0.3500 Close: 0.3476 Mid: 0.3491 | 14 Open: 0.3476 Close: 0.3460 Mid: 0.3463 | 15 |
16 | 17 Open: 0.3476 Close: 0.3460 Mid: 0.3463 | 18 Open: 0.3471 Close: 0.3484 Mid: 0.3476 | 19 Open: 0.3490 Close: 0.3488 Mid: 0.3489 | 20 Open: 0.3473 Close: 0.3468 Mid: 0.3475 | 21 Open: 0.3461 Close: 0.3463 Mid: 0.3460 | 22 |
23 | 24 Open: 0.3468 Close: 0.3472 Mid: 0.3474 | 25 Open: 0.3472 Close: 0.3462 Mid: 0.3469 | 26 Open: 0.3449 Close: 0.3444 Mid: 0.3441 | 27 Open: 0.3449 Close: 0.3444 Mid: 0.3441 | 28 Open: 0.3449 Close: 0.3444 Mid: 0.3441 | 29 |
30 |
July - 2024
Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 0.3449 Close: 0.3444 Mid: 0.3441 | 2 Open: 0.3429 Close: 0.3431 Mid: 0.3423 | 3 Open: 0.3461 Close: 0.3474 Mid: 0.3467 | 4 Open: 0.3461 Close: 0.3474 Mid: 0.3467 | 5 Open: 0.3478 Close: 0.3471 Mid: 0.3473 | 6 | |
7 | 8 Open: 0.3468 Close: 0.3444 Mid: 0.3458 | 9 Open: 0.3468 Close: 0.3444 Mid: 0.3458 | 10 Open: 0.3466 Close: 0.3452 Mid: 0.3459 | 11 Open: 0.3468 Close: 0.3467 Mid: 0.3473 | 12 Open: 0.3467 Close: 0.3458 Mid: 0.3463 | 13 |
14 | 15 Open: 0.3467 Close: 0.3458 Mid: 0.3463 | 16 Open: 0.3467 Close: 0.3458 Mid: 0.3463 | 17 Open: 0.3445 Close: 0.3452 Mid: 0.3446 | 18 Open: 0.3445 Close: 0.3452 Mid: 0.3446 | 19 Open: 0.3425 Close: 0.3410 Mid: 0.3423 | 20 |
21 | 22 Open: 0.3412 Close: 0.3388 Mid: 0.3403 | 23 Open: 0.3412 Close: 0.3388 Mid: 0.3403 | 24 Open: 0.3382 Close: 0.3383 Mid: 0.3379 | 25 Open: 0.3371 Close: 0.3369 Mid: 0.3365 | 26 Open: 0.3371 Close: 0.3369 Mid: 0.3365 | 27 |
28 | 29 Open: 0.3371 Close: 0.3369 Mid: 0.3365 | 30 Open: 0.3354 Close: 0.3380 Mid: 0.3365 | 31 Open: 0.3380 Close: 0.3399 Mid: 0.3392 |
August - 2024
Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 0.3387 Close: 0.3406 Mid: 0.3400 | 2 Open: 0.3411 Close: 0.3442 Mid: 0.3424 | 3 | ||||
4 | 5 Open: 0.3435 Close: 0.3442 Mid: 0.3445 | 6 Open: 0.3431 Close: 0.3466 Mid: 0.3450 | 7 Open: 0.3431 Close: 0.3466 Mid: 0.3450 | 8 Open: 0.3481 Close: 0.3459 Mid: 0.3477 | 9 Open: 0.3469 Close: 0.3464 Mid: 0.3470 | 10 |
11 | 12 Open: 0.3463 Close: 0.3465 Mid: 0.3465 | 13 Open: 0.3475 Close: 0.3468 Mid: 0.3469 | 14 Open: 0.3479 Close: 0.3488 Mid: 0.3492 | 15 Open: 0.3488 Close: 0.3457 Mid: 0.3472 | 16 Open: 0.3457 Close: 0.3475 Mid: 0.3460 | 17 |
18 | 19 Open: 0.3515 Close: 0.3531 Mid: 0.3513 | 20 Open: 0.3540 Close: 0.3567 Mid: 0.3552 | 21 Open: 0.3576 Close: 0.3566 Mid: 0.3566 | 22 Open: 0.3573 Close: 0.3551 Mid: 0.3560 | 23 Open: 0.3581 Close: 0.3571 Mid: 0.3569 | 24 |
25 | 26 Open: 0.3563 Close: 0.3568 Mid: 0.3571 | 27 Open: 0.3577 Close: 0.3580 Mid: 0.3577 | 28 Open: 0.3566 Close: 0.3569 Mid: 0.3566 | 29 Open: 0.3561 Close: 0.3558 Mid: 0.3556 | 30 Open: 0.3549 Close: 0.3544 Mid: 0.3546 | 31 |
September - 2024
Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 | 2 Open: 0.3549 Close: 0.3544 Mid: 0.3546 | 3 Open: 0.3534 Close: 0.3525 Mid: 0.3531 | 4 Open: 0.3539 Close: 0.3540 Mid: 0.3536 | 5 Open: 0.3546 Close: 0.3545 Mid: 0.3547 | 6 Open: 0.3536 Close: 0.3533 Mid: 0.3541 | 7 |
8 | 9 Open: 0.3363 Close: 0.3349 Mid: 0.3354 | 10 Open: 0.3504 Close: 0.3503 Mid: 0.3503 | 11 Open: 0.3494 Close: 0.3500 Mid: 0.3498 | 12 Open: 0.3522 Close: 0.3535 Mid: 0.3528 | 13 Open: 0.3543 Close: 0.3563 Mid: 0.3555 | 14 |
15 | 16 Open: 0.3576 Close: 0.3577 Mid: 0.3579 | 17 Open: 0.3565 Close: 0.3574 Mid: 0.3567 | 18 Open: 0.3585 Close: 0.3564 Mid: 0.3576 | 19 Open: 0.3585 Close: 0.3584 Mid: 0.3591 | 20 Open: 0.3585 Close: 0.3584 Mid: 0.3591 | 21 |
22 | 23 Open: 0.3590 Close: 0.3574 Mid: 0.3583 | 24 Open: 0.3582 Close: 0.3600 Mid: 0.3590 | 25 Open: 0.3584 Close: 0.3576 Mid: 0.3582 | 26 Open: 0.3584 Close: 0.3576 Mid: 0.3582 | 27 Open: 0.3599 Close: 0.3617 Mid: 0.3607 | 28 |
29 | 30 Open: 0.3604 Close: 0.3584 Mid: 0.3597 |
October - 2024
Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 0.3584 Close: 0.3546 Mid: 0.3564 | 2 Open: 0.3543 Close: 0.3549 Mid: 0.3545 | 3 Open: 0.3548 Close: 0.3530 Mid: 0.3543 | 4 Open: 0.3528 Close: 0.3508 Mid: 0.3518 | 5 | ||
6 | 7 Open: 0.3508 Close: 0.3511 Mid: 0.3504 | 8 Open: 0.3508 Close: 0.3511 Mid: 0.3504 | 9 Open: 0.3517 Close: 0.3504 Mid: 0.3512 | 10 Open: 0.3495 Close: 0.3500 Mid: 0.3498 | 11 Open: 0.3508 Close: 0.3513 Mid: 0.3509 | 12 |
13 | 14 Open: 0.3508 Close: 0.3513 Mid: 0.3509 | 15 Open: 0.3502 Close: 0.3501 Mid: 0.3508 | 16 Open: 0.3495 Close: 0.3470 Mid: 0.3491 | 17 Open: 0.3469 Close: 0.3451 Mid: 0.3461 | 18 Open: 0.3463 Close: 0.3459 Mid: 0.3460 | 19 |
20 | 21 Open: 0.3443 Close: 0.3447 Mid: 0.3445 | 22 Open: 0.3442 Close: 0.3448 Mid: 0.3449 | 23 Open: 0.3443 Close: 0.3444 Mid: 0.3437 | 24 Open: 0.3450 Close: 0.3447 Mid: 0.3447 | 25 Open: 0.3450 Close: 0.3447 Mid: 0.3447 | 26 |
27 | 28 Open: 0.3435 Close: 0.3421 Mid: 0.3431 | 29 Open: 0.3428 Close: 0.3420 Mid: 0.3422 | 30 Open: 0.3415 Close: 0.3417 Mid: 0.3412 | 31 Open: 0.3386 Close: 0.3412 Mid: 0.3393 |
November - 2024
Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 0.3433 Close: 0.3396 Mid: 0.3414 | 2 | |||||
3 | 4 Open: 0.3402 Close: 0.3393 Mid: 0.3404 | 5 Open: 0.3410 Close: 0.3396 Mid: 0.3407 | 6 Open: 0.3356 Close: 0.3351 Mid: 0.3349 | 7 Open: 0.3384 Close: 0.3409 Mid: 0.3394 | 8 Open: 0.3394 Close: 0.3369 Mid: 0.3378 | 9 |
10 | 11 Open: 0.3394 Close: 0.3369 Mid: 0.3378 | 12 Open: 0.3335 Close: 0.3349 Mid: 0.3340 | 13 Open: 0.3330 Close: 0.3314 Mid: 0.3322 | 14 Open: 0.3313 Close: 0.3319 Mid: 0.3317 | 15 Open: 0.3303 Close: 0.3321 Mid: 0.3313 | 16 |
17 | 18 Open: 0.3324 Close: 0.3338 Mid: 0.3329 | 19 Open: 0.3338 Close: 0.3333 Mid: 0.3331 | 20 Open: 0.3322 Close: 0.3297 Mid: 0.3307 | 21 Open: 0.3296 Close: 0.3301 Mid: 0.3302 | 22 Open: 0.3274 Close: 0.3297 Mid: 0.3282 | 23 |
24 | 25 Open: 0.3311 Close: 0.3313 Mid: 0.3315 | 26 Open: 0.3306 Close: 0.3305 Mid: 0.3303 | 27 Open: 0.3306 Close: 0.3305 Mid: 0.3303 | 28 Open: 0.3306 Close: 0.3305 Mid: 0.3303 | 29 Open: 0.3344 Close: 0.3337 Mid: 0.3344 | 30 |
December - 2024
Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 | 2 Open: 0.3317 Close: 0.3307 Mid: 0.3309 | 3 Open: 0.3323 Close: 0.3312 Mid: 0.3318 | 4 Open: 0.3318 Close: 0.3336 Mid: 0.3326 | 5 Open: 0.3346 Close: 0.3353 Mid: 0.3347 | 6 Open: 0.3353 Close: 0.3333 Mid: 0.3342 | 7 |
8 | 9 Open: 0.3339 Close: 0.3341 Mid: 0.3336 | 10 Open: 0.3336 Close: 0.3312 Mid: 0.3324 | 11 Open: 0.3336 Close: 0.3312 Mid: 0.3324 | 12 Open: 0.3336 Close: 0.3312 Mid: 0.3324 | 13 Open: 0.3336 Close: 0.3312 Mid: 0.3324 | 14 |
15 | 16 | 17 | 18 | 19 | 20 | 21 |
22 | 23 | 24 | 25 | 26 | 27 | 28 |
29 | 30 | 31 |
Compare Exchange Rates:
Know What the Best Exchange Rate Looks Like
Benchmark the exchange rate market with Pound Sterling Live's custom currency rate comparison tool with built-in algorithms to find the best rates in the market.
Banks and financial institutions buy and sell currency from each other - these sizeable institutions are 'the market' and the rate they transact at is the 'market rate'. The difference between how much a currency is purchased and sold is the spread, which is essentially the difference between the buy and sell price.
But, when currency is sold by banks to retail customers that spread widens significantly and the profit on the transaction is therefore substantially larger.
Therefore when we focus on the transfer fee when sending money abroad we often miss the biggest cost: the exchange rate spread.
Foreign exchange providers have essentially recognised this and they enter the market to transfer money at tighter spreads, thereby saving potentially significant amounts of money for their clients simply by providing better exchange rates.
For example, the transfer of £100K into euros is expected to attract a rate that delivers between €112,480 and €113,296 with the UK's leading high street banks. But FCA authorised providers will provide a rate that delivers between €115,510 and €115,740 (using rates on 05/07/21).
Taking the time to work with a FCA regulated currency provider could therefore result in the delivery of an extra euros amount of between €2444 and €3030.
Pound Sterling Live only works with foreign exchange payment companies that are FCA Authorised. This is important: FCA regulations and oversight requires the money they transfer on your behalf to be protected through a process known as 'safeguarding'. Safeguarding requires the payments company to keep your money separate from their own money in a top-tier bank. Therefore if the provider comes under stress your money should be protected.
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