Best South African Rand / Australian Dollar Exchange Rate Today: 0.0874
Our comparison table and live data feed show the top euro rate you're likely to achieve for international payments is 0.0871, and the most competitive travel money / cash rates start at approximately 0.0866.
Live rate: 1 ZAR = 0.0874 AUD (+0.31% )
Inverted: 1 AUD = 11.4416 ZAR
Click here for our full travel and holiday rates comparison tool.
Comparison Results:
| Provider | Exchange Rate | Fee | You Get | Service | Notes | Action |
Live Market Rate | 0.0874 | 0 | 0.0865 | |||
 | 0.0871 (indicative) | 0 | 0.0871 | International Payments and Transfers | Experts in international money transfers for business and individuals, delivering industry-beating exchange rates. | |
 | 0.0868 (indicative) | 0 | 0.0868 | International Payments and Transfers | Indicative Dealing Desk Quote. Rate can only be applied to transfers in excess of £2000 equivalent. | |
 | 0.0866 | 0 | 0.0866 | Holiday FX, Cash Delivery | A specialist alternative to banks, bureau de change & the Post Office for clients seeking competitive currency exchange rates. A multiple award-winning company, offering free delivery (over £700.00), no commission charges, payment by Debit Card or Bank Transfer and typically offering the best exchange rates available. | |
Best Bank Rate  | 0.0850 (upper range) | Variable | 0.0850 | Payments, transfers, holiday money | Determined using data on spread charges supplied by IMTI | |
Worst Bank Rate | 0.0843 (lower range) | Variable | 0.0843 | Payments, transfers, holiday money | Determined using data on spread charges supplied by Money Mover and Accourt | |
Paypal  | 0.0835 | 0 | 0.0835 | International Payments and Transfers |
Set Alert« | » |
January - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 0.0802 Close: 0.0802 Mid: 0.0802 | 2 Open: 0.0802 Close: 0.0796 Mid: 0.0798 | 3 Open: 0.0796 Close: 0.0793 Mid: 0.0795 | 4 Open: 0.0794 Close: 0.0797 Mid: 0.0796 | 5 Open: 0.0797 Close: 0.0797 Mid: 0.0796 | 6 | |
7 | 8 Open: 0.0796 Close: 0.0800 Mid: 0.0798 | 9 Open: 0.0800 Close: 0.0800 Mid: 0.0801 | 10 Open: 0.0800 Close: 0.0798 Mid: 0.0800 | 11 Open: 0.0798 Close: 0.0802 Mid: 0.0802 | 12 Open: 0.0802 Close: 0.0802 Mid: 0.0801 | 13 |
14 | 15 Open: 0.0802 Close: 0.0804 Mid: 0.0802 | 16 Open: 0.0804 Close: 0.0801 Mid: 0.0802 | 17 Open: 0.0800 Close: 0.0802 Mid: 0.0800 | 18 Open: 0.0801 Close: 0.0803 Mid: 0.0804 | 19 Open: 0.0803 Close: 0.0796 Mid: 0.0800 | 20 |
21 | 22 Open: 0.0798 Close: 0.0793 Mid: 0.0795 | 23 Open: 0.0793 Close: 0.0798 Mid: 0.0796 | 24 Open: 0.0798 Close: 0.0804 Mid: 0.0802 | 25 Open: 0.0805 Close: 0.0805 Mid: 0.0804 | 26 Open: 0.0805 Close: 0.0809 Mid: 0.0806 | 27 |
28 | 29 Open: 0.0811 Close: 0.0804 Mid: 0.0808 | 30 Open: 0.0804 Close: 0.0807 Mid: 0.0804 | 31 Open: 0.0806 Close: 0.0815 Mid: 0.0811 |
February - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 0.0815 Close: 0.0818 Mid: 0.0819 | 2 Open: 0.0818 Close: 0.0812 Mid: 0.0814 | 3 | ||||
4 | 5 Open: 0.0812 Close: 0.0809 Mid: 0.0812 | 6 Open: 0.0809 Close: 0.0814 Mid: 0.0811 | 7 Open: 0.0814 Close: 0.0811 Mid: 0.0812 | 8 Open: 0.0811 Close: 0.0812 Mid: 0.0812 | 9 Open: 0.0812 Close: 0.0805 Mid: 0.0809 | 10 |
11 | 12 Open: 0.0807 Close: 0.0809 Mid: 0.0807 | 13 Open: 0.0810 Close: 0.0810 Mid: 0.0811 | 14 Open: 0.0810 Close: 0.0809 Mid: 0.0810 | 15 Open: 0.0809 Close: 0.0809 Mid: 0.0809 | 16 Open: 0.0809 Close: 0.0810 Mid: 0.0811 | 17 |
18 | 19 Open: 0.0811 Close: 0.0806 Mid: 0.0808 | 20 Open: 0.0806 Close: 0.0807 Mid: 0.0804 | 21 Open: 0.0807 Close: 0.0807 Mid: 0.0809 | 22 Open: 0.0807 Close: 0.0795 Mid: 0.0801 | 23 Open: 0.0796 Close: 0.0789 Mid: 0.0791 | 24 |
25 | 26 Open: 0.0790 Close: 0.0793 Mid: 0.0791 | 27 Open: 0.0792 Close: 0.0801 Mid: 0.0797 | 28 Open: 0.0800 Close: 0.0798 Mid: 0.0800 | 29 Open: 0.0799 Close: 0.0802 Mid: 0.0800 |
March - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 0.0802 Close: 0.0802 Mid: 0.0802 | 2 | |||||
3 | 4 Open: 0.0802 Close: 0.0807 Mid: 0.0805 | 5 Open: 0.0807 Close: 0.0810 Mid: 0.0810 | 6 Open: 0.0811 Close: 0.0809 Mid: 0.0810 | 7 Open: 0.0809 Close: 0.0809 Mid: 0.0807 | 8 Open: 0.0809 Close: 0.0806 Mid: 0.0806 | 9 |
10 | 11 Open: 0.0805 Close: 0.0809 Mid: 0.0809 | 12 Open: 0.0809 Close: 0.0811 Mid: 0.0811 | 13 Open: 0.0811 Close: 0.0813 Mid: 0.0812 | 14 Open: 0.0813 Close: 0.0811 Mid: 0.0811 | 15 Open: 0.0811 Close: 0.0812 Mid: 0.0814 | 16 |
17 | 18 Open: 0.0814 Close: 0.0805 Mid: 0.0808 | 19 Open: 0.0805 Close: 0.0810 Mid: 0.0807 | 20 Open: 0.0810 Close: 0.0812 Mid: 0.0811 | 21 Open: 0.0812 Close: 0.0809 Mid: 0.0810 | 22 Open: 0.0809 Close: 0.0807 Mid: 0.0808 | 23 |
24 | 25 Open: 0.0807 Close: 0.0810 Mid: 0.0808 | 26 Open: 0.0810 Close: 0.0806 Mid: 0.0808 | 27 Open: 0.0806 Close: 0.0809 Mid: 0.0809 | 28 Open: 0.0809 Close: 0.0810 Mid: 0.0809 | 29 Open: 0.0810 Close: 0.0812 Mid: 0.0812 | 30 |
31 |
April - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 0.0809 Close: 0.0813 Mid: 0.0812 | 2 Open: 0.0813 Close: 0.0817 Mid: 0.0815 | 3 Open: 0.0817 Close: 0.0816 Mid: 0.0816 | 4 Open: 0.0816 Close: 0.0811 Mid: 0.0814 | 5 Open: 0.0811 Close: 0.0813 Mid: 0.0814 | 6 | |
7 | 8 Open: 0.0814 Close: 0.0812 Mid: 0.0815 | 9 Open: 0.0812 Close: 0.0817 Mid: 0.0815 | 10 Open: 0.0817 Close: 0.0818 Mid: 0.0818 | 11 Open: 0.0818 Close: 0.0816 Mid: 0.0817 | 12 Open: 0.0816 Close: 0.0820 Mid: 0.0820 | 13 |
14 | 15 Open: 0.0820 Close: 0.0818 Mid: 0.0817 | 16 Open: 0.0818 Close: 0.0820 Mid: 0.0818 | 17 Open: 0.0820 Close: 0.0817 Mid: 0.0818 | 18 Open: 0.0817 Close: 0.0813 Mid: 0.0814 | 19 Open: 0.0813 Close: 0.0815 Mid: 0.0814 | 20 |
21 | 22 Open: 0.0816 Close: 0.0808 Mid: 0.0814 | 23 Open: 0.0808 Close: 0.0807 Mid: 0.0806 | 24 Open: 0.0807 Close: 0.0801 Mid: 0.0803 | 25 Open: 0.0801 Close: 0.0806 Mid: 0.0805 | 26 Open: 0.0806 Close: 0.0814 Mid: 0.0810 | 27 |
28 | 29 Open: 0.0816 Close: 0.0818 Mid: 0.0813 | 30 Open: 0.0818 Close: 0.0822 Mid: 0.0818 |
May - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 0.0822 Close: 0.0824 Mid: 0.0824 | 2 Open: 0.0824 Close: 0.0821 Mid: 0.0823 | 3 Open: 0.0821 Close: 0.0817 Mid: 0.0818 | 4 | |||
5 | 6 Open: 0.0818 Close: 0.0817 Mid: 0.0818 | 7 Open: 0.0817 Close: 0.0819 Mid: 0.0819 | 8 Open: 0.0819 Close: 0.0818 Mid: 0.0819 | 9 Open: 0.0818 Close: 0.0818 Mid: 0.0819 | 10 Open: 0.0818 Close: 0.0821 Mid: 0.0820 | 11 |
12 | 13 Open: 0.0821 Close: 0.0824 Mid: 0.0824 | 14 Open: 0.0824 Close: 0.0821 Mid: 0.0822 | 15 Open: 0.0821 Close: 0.0818 Mid: 0.0819 | 16 Open: 0.0818 Close: 0.0823 Mid: 0.0820 | 17 Open: 0.0823 Close: 0.0822 Mid: 0.0824 | 18 |
19 | 20 Open: 0.0822 Close: 0.0825 Mid: 0.0822 | 21 Open: 0.0825 Close: 0.0830 Mid: 0.0827 | 22 Open: 0.0830 Close: 0.0826 Mid: 0.0829 | 23 Open: 0.0826 Close: 0.0819 Mid: 0.0822 | 24 Open: 0.0819 Close: 0.0819 Mid: 0.0821 | 25 |
26 | 27 Open: 0.0819 Close: 0.0819 Mid: 0.0818 | 28 Open: 0.0819 Close: 0.0823 Mid: 0.0819 | 29 Open: 0.0822 Close: 0.0820 Mid: 0.0822 | 30 Open: 0.0820 Close: 0.0804 Mid: 0.0812 | 31 Open: 0.0804 Close: 0.0800 Mid: 0.0802 |
June - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 | ||||||
2 | 3 Open: 0.0798 Close: 0.0807 Mid: 0.0803 | 4 Open: 0.0808 Close: 0.0804 Mid: 0.0806 | 5 Open: 0.0804 Close: 0.0794 Mid: 0.0800 | 6 Open: 0.0794 Close: 0.0790 Mid: 0.0793 | 7 Open: 0.0790 Close: 0.0804 Mid: 0.0798 | 8 |
9 | 10 Open: 0.0804 Close: 0.0808 Mid: 0.0807 | 11 Open: 0.0808 Close: 0.0814 Mid: 0.0812 | 12 Open: 0.0814 Close: 0.0816 Mid: 0.0814 | 13 Open: 0.0816 Close: 0.0818 Mid: 0.0817 | 14 Open: 0.0818 Close: 0.0822 Mid: 0.0822 | 15 |
16 | 17 Open: 0.0821 Close: 0.0829 Mid: 0.0827 | 18 Open: 0.0829 Close: 0.0833 Mid: 0.0831 | 19 Open: 0.0833 Close: 0.0834 Mid: 0.0834 | 20 Open: 0.0834 Close: 0.0836 Mid: 0.0831 | 21 Open: 0.0836 Close: 0.0838 Mid: 0.0838 | 22 |
23 | 24 Open: 0.0836 Close: 0.0830 Mid: 0.0831 | 25 Open: 0.0830 Close: 0.0825 Mid: 0.0827 | 26 Open: 0.0825 Close: 0.0828 Mid: 0.0825 | 27 Open: 0.0828 Close: 0.0814 Mid: 0.0820 | 28 Open: 0.0814 Close: 0.0824 Mid: 0.0821 | 29 |
30 |
July - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 0.0832 Close: 0.0817 Mid: 0.0825 | 2 Open: 0.0817 Close: 0.0807 Mid: 0.0812 | 3 Open: 0.0807 Close: 0.0810 Mid: 0.0810 | 4 Open: 0.0810 Close: 0.0814 Mid: 0.0811 | 5 Open: 0.0814 Close: 0.0815 Mid: 0.0815 | 6 | |
7 | 8 Open: 0.0814 Close: 0.0819 Mid: 0.0817 | 9 Open: 0.0819 Close: 0.0817 Mid: 0.0818 | 10 Open: 0.0817 Close: 0.0818 Mid: 0.0820 | 11 Open: 0.0818 Close: 0.0822 Mid: 0.0820 | 12 Open: 0.0822 Close: 0.0823 Mid: 0.0822 | 13 |
14 | 15 Open: 0.0820 Close: 0.0813 Mid: 0.0815 | 16 Open: 0.0813 Close: 0.0823 Mid: 0.0817 | 17 Open: 0.0823 Close: 0.0817 Mid: 0.0819 | 18 Open: 0.0817 Close: 0.0817 Mid: 0.0818 | 19 Open: 0.0817 Close: 0.0819 Mid: 0.0817 | 20 |
21 | 22 Open: 0.0817 Close: 0.0825 Mid: 0.0821 | 23 Open: 0.0825 Close: 0.0822 Mid: 0.0822 | 24 Open: 0.0822 Close: 0.0827 Mid: 0.0827 | 25 Open: 0.0827 Close: 0.0833 Mid: 0.0829 | 26 Open: 0.0833 Close: 0.0835 Mid: 0.0834 | 27 |
28 | 29 Open: 0.0834 Close: 0.0828 Mid: 0.0831 | 30 Open: 0.0828 Close: 0.0835 Mid: 0.0832 | 31 Open: 0.0835 Close: 0.0840 Mid: 0.0841 |
August - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 0.0840 Close: 0.0842 Mid: 0.0841 | 2 Open: 0.0842 Close: 0.0840 Mid: 0.0841 | 3 | ||||
4 | 5 Open: 0.0840 Close: 0.0831 Mid: 0.0841 | 6 Open: 0.0831 Close: 0.0831 Mid: 0.0830 | 7 Open: 0.0831 Close: 0.0833 Mid: 0.0831 | 8 Open: 0.0833 Close: 0.0826 Mid: 0.0831 | 9 Open: 0.0826 Close: 0.0830 Mid: 0.0829 | 10 |
11 | 12 Open: 0.0831 Close: 0.0831 Mid: 0.0832 | 13 Open: 0.0832 Close: 0.0833 Mid: 0.0833 | 14 Open: 0.0833 Close: 0.0837 Mid: 0.0834 | 15 Open: 0.0836 Close: 0.0840 Mid: 0.0836 | 16 Open: 0.0840 Close: 0.0839 Mid: 0.0842 | 17 |
18 | 19 Open: 0.0840 Close: 0.0839 Mid: 0.0840 | 20 Open: 0.0840 Close: 0.0832 Mid: 0.0834 | 21 Open: 0.0832 Close: 0.0832 Mid: 0.0831 | 22 Open: 0.0832 Close: 0.0828 Mid: 0.0829 | 23 Open: 0.0828 Close: 0.0830 Mid: 0.0830 | 24 |
25 | 26 Open: 0.0832 Close: 0.0833 Mid: 0.0831 | 27 Open: 0.0833 Close: 0.0831 Mid: 0.0832 | 28 Open: 0.0831 Close: 0.0826 Mid: 0.0829 | 29 Open: 0.0827 Close: 0.0828 Mid: 0.0828 | 30 Open: 0.0828 Close: 0.0829 Mid: 0.0831 | 31 |
September - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 | 2 Open: 0.0829 Close: 0.0826 Mid: 0.0827 | 3 Open: 0.0826 Close: 0.0829 Mid: 0.0827 | 4 Open: 0.0829 Close: 0.0832 Mid: 0.0831 | 5 Open: 0.0832 Close: 0.0838 Mid: 0.0835 | 6 Open: 0.0838 Close: 0.0840 Mid: 0.0840 | 7 |
8 | 9 Open: 0.0840 Close: 0.0840 Mid: 0.0839 | 10 Open: 0.0840 Close: 0.0838 Mid: 0.0839 | 11 Open: 0.0838 Close: 0.0837 Mid: 0.0839 | 12 Open: 0.0837 Close: 0.0837 Mid: 0.0835 | 13 Open: 0.0837 Close: 0.0840 Mid: 0.0839 | 14 |
15 | 16 Open: 0.0841 Close: 0.0841 Mid: 0.0840 | 17 Open: 0.0841 Close: 0.0842 Mid: 0.0840 | 18 Open: 0.0842 Close: 0.0842 Mid: 0.0841 | 19 Open: 0.0842 Close: 0.0839 Mid: 0.0839 | 20 Open: 0.0839 Close: 0.0843 Mid: 0.0838 | 21 |
22 | 23 Open: 0.0841 Close: 0.0843 Mid: 0.0844 | 24 Open: 0.0843 Close: 0.0840 Mid: 0.0843 | 25 Open: 0.0840 Close: 0.0848 Mid: 0.0843 | 26 Open: 0.0848 Close: 0.0844 Mid: 0.0847 | 27 Open: 0.0844 Close: 0.0847 Mid: 0.0845 | 28 |
29 | 30 Open: 0.0847 Close: 0.0838 Mid: 0.0842 |
October - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 0.0838 Close: 0.0835 Mid: 0.0837 | 2 Open: 0.0835 Close: 0.0837 Mid: 0.0834 | 3 Open: 0.0837 Close: 0.0835 Mid: 0.0839 | 4 Open: 0.0835 Close: 0.0839 Mid: 0.0838 | 5 | ||
6 | 7 Open: 0.0842 Close: 0.0851 Mid: 0.0846 | 8 Open: 0.0851 Close: 0.0843 Mid: 0.0848 | 9 Open: 0.0843 Close: 0.0843 Mid: 0.0844 | 10 Open: 0.0843 Close: 0.0847 Mid: 0.0845 | 11 Open: 0.0847 Close: 0.0851 Mid: 0.0850 | 12 |
13 | 14 Open: 0.0851 Close: 0.0846 Mid: 0.0850 | 15 Open: 0.0846 Close: 0.0845 Mid: 0.0846 | 16 Open: 0.0846 Close: 0.0851 Mid: 0.0849 | 17 Open: 0.0851 Close: 0.0845 Mid: 0.0846 | 18 Open: 0.0845 Close: 0.0847 Mid: 0.0847 | 19 |
20 | 21 Open: 0.0850 Close: 0.0853 Mid: 0.0849 | 22 Open: 0.0853 Close: 0.0853 Mid: 0.0853 | 23 Open: 0.0853 Close: 0.0847 Mid: 0.0850 | 24 Open: 0.0847 Close: 0.0853 Mid: 0.0850 | 25 Open: 0.0853 Close: 0.0857 Mid: 0.0855 | 26 |
27 | 28 Open: 0.0856 Close: 0.0858 Mid: 0.0856 | 29 Open: 0.0858 Close: 0.0863 Mid: 0.0861 | 30 Open: 0.0863 Close: 0.0862 Mid: 0.0864 | 31 Open: 0.0862 Close: 0.0863 Mid: 0.0861 |
November - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 0.0863 Close: 0.0864 Mid: 0.0864 | 2 | |||||
3 | 4 Open: 0.0861 Close: 0.0867 Mid: 0.0864 | 5 Open: 0.0867 Close: 0.0866 Mid: 0.0866 | 6 Open: 0.0866 Close: 0.0863 Mid: 0.0862 | 7 Open: 0.0863 Close: 0.0865 Mid: 0.0864 | 8 Open: 0.0865 Close: 0.0864 Mid: 0.0865 | 9 |
10 | 11 Open: 0.0862 Close: 0.0848 Mid: 0.0855 | 12 Open: 0.0848 Close: 0.0845 Mid: 0.0846 | 13 Open: 0.0845 Close: 0.0845 Mid: 0.0848 | 14 Open: 0.0845 Close: 0.0848 Mid: 0.0846 | 15 Open: 0.0848 Close: 0.0851 Mid: 0.0849 | 16 |
17 | 18 Open: 0.0850 Close: 0.0856 Mid: 0.0854 | 19 Open: 0.0856 Close: 0.0848 Mid: 0.0852 | 20 Open: 0.0848 Close: 0.0849 Mid: 0.0848 | 21 Open: 0.0849 Close: 0.0848 Mid: 0.0849 | 22 Open: 0.0848 Close: 0.0847 Mid: 0.0852 | 23 |
24 | 25 Open: 0.0848 Close: 0.0852 Mid: 0.0850 | 26 Open: 0.0852 Close: 0.0850 Mid: 0.0852 | 27 Open: 0.0850 Close: 0.0846 Mid: 0.0849 | 28 Open: 0.0846 Close: 0.0850 Mid: 0.0847 | 29 Open: 0.0850 Close: 0.0851 Mid: 0.0851 | 30 |
December - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 | 2 Open: 0.0848 Close: 0.0852 Mid: 0.0850 | 3 Open: 0.0852 Close: 0.0852 Mid: 0.0852 | 4 Open: 0.0852 Close: 0.0856 Mid: 0.0855 | 5 Open: 0.0856 Close: 0.0860 Mid: 0.0860 | 6 Open: 0.0860 Close: 0.0868 Mid: 0.0865 | 7 |
8 | 9 Open: 0.0869 Close: 0.0873 Mid: 0.0871 | 10 Open: 0.0873 Close: 0.0881 Mid: 0.0876 | 11 Open: 0.0880 Close: 0.0887 Mid: 0.0884 | 12 Open: 0.0887 Close: 0.0882 Mid: 0.0885 | 13 Open: 0.0882 Close: 0.0880 Mid: 0.0880 | 14 |
15 | 16 Open: 0.0879 Close: 0.0879 Mid: 0.0879 | 17 Open: 0.0879 Close: 0.0872 Mid: 0.0875 | 18 Open: 0.0872 Close: 0.0877 Mid: 0.0876 | 19 Open: 0.0877 Close: 0.0871 Mid: 0.0875 | 20 Open: 0.0871 Close: 0.0873 Mid: 0.0874 | 21 |
22 | 23 | 24 | 25 | 26 | 27 | 28 |
29 | 30 | 31 |
Compare Exchange Rates:
Know What the Best Exchange Rate Looks Like
Benchmark the exchange rate market with Pound Sterling Live's custom currency rate comparison tool with built-in algorithms to find the best rates in the market.
Banks and financial institutions buy and sell currency from each other - these sizeable institutions are 'the market' and the rate they transact at is the 'market rate'. The difference between how much a currency is purchased and sold is the spread, which is essentially the difference between the buy and sell price.
But, when currency is sold by banks to retail customers that spread widens significantly and the profit on the transaction is therefore substantially larger.
Therefore when we focus on the transfer fee when sending money abroad we often miss the biggest cost: the exchange rate spread.
Foreign exchange providers have essentially recognised this and they enter the market to transfer money at tighter spreads, thereby saving potentially significant amounts of money for their clients simply by providing better exchange rates.
For example, the transfer of £100K into euros is expected to attract a rate that delivers between €112,480 and €113,296 with the UK's leading high street banks. But FCA authorised providers will provide a rate that delivers between €115,510 and €115,740 (using rates on 05/07/21).
Taking the time to work with a FCA regulated currency provider could therefore result in the delivery of an extra euros amount of between €2444 and €3030.
Pound Sterling Live only works with foreign exchange payment companies that are FCA Authorised. This is important: FCA regulations and oversight requires the money they transfer on your behalf to be protected through a process known as 'safeguarding'. Safeguarding requires the payments company to keep your money separate from their own money in a top-tier bank. Therefore if the provider comes under stress your money should be protected.
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