Best New Zealand Dollar / Qatari Riyal Exchange Rate Today: 2.0889
Our comparison table and live data feed show the top euro rate you're likely to achieve for international payments is 2.0826, and the most competitive travel money / cash rates start at approximately 2.0701.
Live rate: 1 NZD = 2.0889 QAR (-0.2245% )
Inverted: 1 QAR = 0.4787 NZD
Click here for our full travel and holiday rates comparison tool.
Comparison Results:
| Provider | Exchange Rate | Fee | You Get | Service | Notes | Action |
Live Market Rate | 2.0889 | 0 | 2.0680 | |||
 | 2.0826 (indicative) | 0 | 2.0826 | International Payments and Transfers | Experts in international money transfers for business and individuals, delivering industry-beating exchange rates. | |
 | 2.0743 (indicative) | 0 | 2.0743 | International Payments and Transfers | Indicative Dealing Desk Quote. Rate can only be applied to transfers in excess of £2000 equivalent. | |
 | 2.0889 | 0.94% | 2.0693 | Best Multi-Currency Card | One currency card for all your travels. Use it instantly as a digital card and top-up from the app, with the mid-market rate. 40+ currencies. Save up to 87% when you spend internationally. | |
 | 2.0701 | 0 | 2.0701 | Holiday FX, Cash Delivery | A specialist alternative to banks, bureau de change & the Post Office for clients seeking competitive currency exchange rates. A multiple award-winning company, offering free delivery (over £700.00), no commission charges, payment by Debit Card or Bank Transfer and typically offering the best exchange rates available. | |
Best Bank Rate  | 2.0304 (upper range) | Variable | 2.0304 | Payments, transfers, holiday money | Determined using data on spread charges supplied by IMTI | |
Worst Bank Rate | 2.0158 (lower range) | Variable | 2.0158 | Payments, transfers, holiday money | Determined using data on spread charges supplied by Money Mover and Accourt | |
Paypal  | 1.9949 | 0 | 1.9949 | International Payments and Transfers |
Set Alert« | » |
January - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 | 2 Open: 2.2809 Close: 2.2767 Mid: 2.2781 | 3 Open: 2.2767 Close: 2.2719 Mid: 2.2749 | 4 Open: 2.2766 Close: 2.2692 Mid: 2.2756 | 5 Open: 2.2798 Close: 2.2763 Mid: 2.2768 | 6 | |
7 | 8 Open: 2.2772 Close: 2.2747 Mid: 2.2755 | 9 Open: 2.2772 Close: 2.2747 Mid: 2.2755 | 10 Open: 2.2754 Close: 2.2655 Mid: 2.2711 | 11 Open: 2.2754 Close: 2.2655 Mid: 2.2711 | 12 Open: 2.2706 Close: 2.2752 Mid: 2.2763 | 13 |
14 | 15 Open: 2.2706 Close: 2.2752 Mid: 2.2763 | 16 Open: 2.2417 Close: 2.2355 Mid: 2.2382 | 17 Open: 2.2424 Close: 2.2262 Mid: 2.2338 | 18 Open: 2.2289 Close: 2.2235 Mid: 2.2270 | 19 Open: 2.2236 Close: 2.2202 Mid: 2.2214 | 20 |
21 | 22 Open: 2.2316 Close: 2.2150 Mid: 2.2253 | 23 Open: 2.2038 Close: 2.2170 Mid: 2.2100 | 24 Open: 2.2319 Close: 2.2282 Mid: 2.2315 | 25 Open: 2.2206 Close: 2.2233 Mid: 2.2242 | 26 Open: 2.2279 Close: 2.2214 Mid: 2.2246 | 27 |
28 | 29 Open: 2.2197 Close: 2.2293 Mid: 2.2238 | 30 Open: 2.2238 Close: 2.2271 Mid: 2.2276 | 31 Open: 2.2370 Close: 2.2318 Mid: 2.2374 |
February - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 2.2256 Close: 2.2264 Mid: 2.2249 | 2 Open: 2.2166 Close: 2.2070 Mid: 2.2125 | 3 | ||||
4 | 5 Open: 2.1901 Close: 2.2020 Mid: 2.1951 | 6 Open: 2.2121 Close: 2.2166 Mid: 2.2113 | 7 Open: 2.2257 Close: 2.2259 Mid: 2.2249 | 8 Open: 2.2229 Close: 2.2187 Mid: 2.2203 | 9 Open: 2.2224 Close: 2.2401 Mid: 2.2324 | 10 |
11 | 12 Open: 2.2329 Close: 2.2306 Mid: 2.2327 | 13 Open: 2.2272 Close: 2.2080 Mid: 2.2158 | 14 Open: 2.2005 Close: 2.2144 Mid: 2.2072 | 15 Open: 2.2182 Close: 2.2200 Mid: 2.2237 | 16 Open: 2.2164 Close: 2.2235 Mid: 2.2188 | 17 |
18 | 19 Open: 2.2164 Close: 2.2235 Mid: 2.2188 | 20 Open: 2.2487 Close: 2.2493 Mid: 2.2506 | 21 Open: 2.2439 Close: 2.2470 Mid: 2.2487 | 22 Open: 2.2544 Close: 2.2566 Mid: 2.2576 | 23 Open: 2.2580 Close: 2.2573 Mid: 2.2570 | 24 |
25 | 26 Open: 2.2528 Close: 2.2454 Mid: 2.2497 | 27 Open: 2.2473 Close: 2.2462 Mid: 2.2450 | 28 Open: 2.2473 Close: 2.2462 Mid: 2.2450 | 29 Open: 2.2129 Close: 2.2152 Mid: 2.2112 |
March - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 2.2120 Close: 2.2136 Mid: 2.2138 | 2 | |||||
3 | 4 Open: 2.2120 Close: 2.2136 Mid: 2.2138 | 5 Open: 2.2120 Close: 2.2136 Mid: 2.2138 | 6 Open: 2.2233 Close: 2.2344 Mid: 2.2271 | 7 Open: 2.2425 Close: 2.2452 Mid: 2.2474 | 8 Open: 2.2454 Close: 2.2504 Mid: 2.2493 | 9 |
10 | 11 Open: 2.2442 Close: 2.2484 Mid: 2.2462 | 12 Open: 2.2396 Close: 2.2362 Mid: 2.2409 | 13 Open: 2.2412 Close: 2.2428 Mid: 2.2438 | 14 Open: 2.2428 Close: 2.2298 Mid: 2.2383 | 15 Open: 2.2297 Close: 2.2160 Mid: 2.2229 | 16 |
17 | 18 Open: 2.2152 Close: 2.2159 Mid: 2.2166 | 19 Open: 2.2159 Close: 2.2050 Mid: 2.2100 | 20 Open: 2.2033 Close: 2.1996 Mid: 2.2000 | 21 Open: 2.2033 Close: 2.1996 Mid: 2.2000 | 22 Open: 2.1914 Close: 2.1827 Mid: 2.1874 | 23 |
24 | 25 Open: 2.1955 Close: 2.1882 Mid: 2.1911 | 26 Open: 2.1846 Close: 2.1864 Mid: 2.1864 | 27 Open: 2.1850 Close: 2.1832 Mid: 2.1847 | 28 Open: 2.1857 Close: 2.1770 Mid: 2.1800 | 29 Open: 2.1743 Close: 2.1764 Mid: 2.1759 | 30 |
31 |
April - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 2.1673 Close: 2.1713 Mid: 2.1686 | 2 Open: 2.1673 Close: 2.1713 Mid: 2.1686 | 3 Open: 2.1861 Close: 2.1870 Mid: 2.1844 | 4 Open: 2.1870 Close: 2.2002 Mid: 2.1948 | 5 Open: 2.1901 Close: 2.1864 Mid: 2.1887 | 6 | |
7 | 8 Open: 2.1916 Close: 2.1953 Mid: 2.1942 | 9 Open: 2.1987 Close: 2.2050 Mid: 2.2026 | 10 Open: 2.1807 Close: 2.1735 Mid: 2.1798 | 11 Open: 2.1807 Close: 2.1735 Mid: 2.1798 | 12 Open: 2.1654 Close: 2.1613 Mid: 2.1650 | 13 |
14 | 15 Open: 2.1682 Close: 2.1543 Mid: 2.1614 | 16 Open: 2.1458 Close: 2.1408 Mid: 2.1402 | 17 Open: 2.1458 Close: 2.1408 Mid: 2.1402 | 18 Open: 2.1556 Close: 2.1529 Mid: 2.1547 | 19 Open: 2.1443 Close: 2.1501 Mid: 2.1428 | 20 |
21 | 22 Open: 2.1399 Close: 2.1543 Mid: 2.1474 | 23 Open: 2.1700 Close: 2.1573 Mid: 2.1643 | 24 Open: 2.1607 Close: 2.1595 Mid: 2.1628 | 25 Open: 2.1654 Close: 2.1615 Mid: 2.1639 | 26 Open: 2.1654 Close: 2.1615 Mid: 2.1639 | 27 |
28 | 29 Open: 2.1764 Close: 2.1744 Mid: 2.1754 | 30 Open: 2.1705 Close: 2.1498 Mid: 2.1605 |
May - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 2.1503 Close: 2.1597 Mid: 2.1537 | 2 Open: 2.1554 Close: 2.1658 Mid: 2.1591 | 3 Open: 2.1663 Close: 2.1875 Mid: 2.1780 | 4 | |||
5 | 6 Open: 2.1926 Close: 2.1889 Mid: 2.1901 | 7 Open: 2.1868 Close: 2.1929 Mid: 2.1895 | 8 Open: 2.1839 Close: 2.1863 Mid: 2.1837 | 9 Open: 2.1897 Close: 2.1963 Mid: 2.1919 | 10 Open: 2.1897 Close: 2.1963 Mid: 2.1919 | 11 |
12 | 13 Open: 2.1970 Close: 2.1903 Mid: 2.1944 | 14 Open: 2.1951 Close: 2.1984 Mid: 2.1994 | 15 Open: 2.2130 Close: 2.2260 Mid: 2.2197 | 16 Open: 2.2263 Close: 2.2285 Mid: 2.2269 | 17 Open: 2.2284 Close: 2.2329 Mid: 2.2300 | 18 |
19 | 20 Open: 2.2362 Close: 2.2241 Mid: 2.2294 | 21 Open: 2.2255 Close: 2.2198 Mid: 2.2232 | 22 Open: 2.2215 Close: 2.2219 Mid: 2.2296 | 23 Open: 2.2203 Close: 2.2245 Mid: 2.2249 | 24 Open: 2.2276 Close: 2.2289 Mid: 2.2275 | 25 |
26 | 27 Open: 2.2276 Close: 2.2289 Mid: 2.2275 | 28 Open: 2.2276 Close: 2.2289 Mid: 2.2275 | 29 Open: 2.2283 Close: 2.2296 Mid: 2.2278 | 30 Open: 2.2336 Close: 2.2278 Mid: 2.2300 | 31 Open: 2.2260 Close: 2.2349 Mid: 2.2324 |
June - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 | ||||||
2 | 3 Open: 2.2448 Close: 2.2517 Mid: 2.2492 | 4 Open: 2.2493 Close: 2.2503 Mid: 2.2480 | 5 Open: 2.2491 Close: 2.2518 Mid: 2.2512 | 6 Open: 2.2563 Close: 2.2582 Mid: 2.2562 | 7 Open: 2.2448 Close: 2.2221 Mid: 2.2338 | 8 |
9 | 10 Open: 2.2448 Close: 2.2221 Mid: 2.2338 | 11 Open: 2.2303 Close: 2.2346 Mid: 2.2307 | 12 Open: 2.2549 Close: 2.2596 Mid: 2.2580 | 13 Open: 2.2460 Close: 2.2459 Mid: 2.2458 | 14 Open: 2.2458 Close: 2.2355 Mid: 2.2375 | 15 |
16 | 17 Open: 2.2458 Close: 2.2355 Mid: 2.2375 | 18 Open: 2.2304 Close: 2.2345 Mid: 2.2296 | 19 Open: 2.2383 Close: 2.2318 Mid: 2.2344 | 20 Open: 2.2224 Close: 2.2291 Mid: 2.2255 | 21 Open: 2.2246 Close: 2.2265 Mid: 2.2277 | 22 |
23 | 24 Open: 2.2332 Close: 2.2280 Mid: 2.2310 | 25 Open: 2.2277 Close: 2.2265 Mid: 2.2260 | 26 Open: 2.2180 Close: 2.2153 Mid: 2.2151 | 27 Open: 2.2180 Close: 2.2153 Mid: 2.2151 | 28 Open: 2.2180 Close: 2.2153 Mid: 2.2151 | 29 |
30 |
July - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 2.2180 Close: 2.2153 Mid: 2.2151 | 2 Open: 2.2116 Close: 2.2063 Mid: 2.2087 | 3 Open: 2.2258 Close: 2.2247 Mid: 2.2234 | 4 Open: 2.2258 Close: 2.2247 Mid: 2.2234 | 5 Open: 2.2341 Close: 2.2348 Mid: 2.2320 | 6 | |
7 | 8 Open: 2.2390 Close: 2.2327 Mid: 2.2359 | 9 Open: 2.2390 Close: 2.2327 Mid: 2.2359 | 10 Open: 2.2403 Close: 2.2135 Mid: 2.2273 | 11 Open: 2.2238 Close: 2.2174 Mid: 2.2226 | 12 Open: 2.2175 Close: 2.2281 Mid: 2.2238 | 13 |
14 | 15 Open: 2.2175 Close: 2.2281 Mid: 2.2238 | 16 Open: 2.2175 Close: 2.2281 Mid: 2.2238 | 17 Open: 2.2078 Close: 2.2140 Mid: 2.2127 | 18 Open: 2.2078 Close: 2.2140 Mid: 2.2127 | 19 Open: 2.1952 Close: 2.1873 Mid: 2.1915 | 20 |
21 | 22 Open: 2.1872 Close: 2.1722 Mid: 2.1811 | 23 Open: 2.1872 Close: 2.1722 Mid: 2.1811 | 24 Open: 2.1686 Close: 2.1621 Mid: 2.1648 | 25 Open: 2.1549 Close: 2.1486 Mid: 2.1508 | 26 Open: 2.1549 Close: 2.1486 Mid: 2.1508 | 27 |
28 | 29 Open: 2.1549 Close: 2.1486 Mid: 2.1508 | 30 Open: 2.1339 Close: 2.1482 Mid: 2.1407 | 31 Open: 2.1483 Close: 2.1632 Mid: 2.1547 |
August - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 2.1561 Close: 2.1746 Mid: 2.1652 | 2 Open: 2.1777 Close: 2.1694 Mid: 2.1764 | 3 | ||||
4 | 5 Open: 2.1609 Close: 2.1595 Mid: 2.1524 | 6 Open: 2.1529 Close: 2.1722 Mid: 2.1605 | 7 Open: 2.1529 Close: 2.1722 Mid: 2.1605 | 8 Open: 2.1893 Close: 2.1867 Mid: 2.1880 | 9 Open: 2.1932 Close: 2.1859 Mid: 2.1924 | 10 |
11 | 12 Open: 2.1879 Close: 2.1947 Mid: 2.1944 | 13 Open: 2.2009 Close: 2.2059 Mid: 2.2035 | 14 Open: 2.2128 Close: 2.1894 Mid: 2.2003 | 15 Open: 2.1895 Close: 2.1804 Mid: 2.1863 | 16 Open: 2.1803 Close: 2.1963 Mid: 2.1873 | 17 |
18 | 19 Open: 2.2094 Close: 2.2258 Mid: 2.2174 | 20 Open: 2.2320 Close: 2.2391 Mid: 2.2357 | 21 Open: 2.2450 Close: 2.2366 Mid: 2.2420 | 22 Open: 2.2407 Close: 2.2340 Mid: 2.2369 | 23 Open: 2.2528 Close: 2.2660 Mid: 2.2583 | 24 |
25 | 26 Open: 2.2660 Close: 2.2616 Mid: 2.2631 | 27 Open: 2.2670 Close: 2.2720 Mid: 2.2688 | 28 Open: 2.2634 Close: 2.2724 Mid: 2.2663 | 29 Open: 2.2671 Close: 2.2766 Mid: 2.2743 | 30 Open: 2.2713 Close: 2.2755 Mid: 2.2724 | 31 |
September - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 | 2 Open: 2.2713 Close: 2.2755 Mid: 2.2724 | 3 Open: 2.2585 Close: 2.2480 Mid: 2.2552 | 4 Open: 2.2568 Close: 2.2554 Mid: 2.2556 | 5 Open: 2.2588 Close: 2.2624 Mid: 2.2582 | 6 Open: 2.2565 Close: 2.2470 Mid: 2.2520 | 7 |
8 | 9 Open: 2.1384 Close: 2.1359 Mid: 2.1345 | 10 Open: 2.2345 Close: 2.2352 Mid: 2.2362 | 11 Open: 2.2298 Close: 2.2315 Mid: 2.2274 | 12 Open: 2.2454 Close: 2.2484 Mid: 2.2464 | 13 Open: 2.2535 Close: 2.2441 Mid: 2.2484 | 14 |
15 | 16 Open: 2.2606 Close: 2.2560 Mid: 2.2561 | 17 Open: 2.2487 Close: 2.2521 Mid: 2.2486 | 18 Open: 2.2592 Close: 2.2591 Mid: 2.2619 | 19 Open: 2.2728 Close: 2.2715 Mid: 2.2779 | 20 Open: 2.2728 Close: 2.2715 Mid: 2.2779 | 21 |
22 | 23 Open: 2.2793 Close: 2.2832 Mid: 2.2809 | 24 Open: 2.2888 Close: 2.3042 Mid: 2.2948 | 25 Open: 2.2938 Close: 2.2807 Mid: 2.2891 | 26 Open: 2.2938 Close: 2.2807 Mid: 2.2891 | 27 Open: 2.3031 Close: 2.3148 Mid: 2.3080 | 28 |
29 | 30 Open: 2.3063 Close: 2.3119 Mid: 2.3122 |
October - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 2.3118 Close: 2.2860 Mid: 2.2986 | 2 Open: 2.2842 Close: 2.2809 Mid: 2.2881 | 3 Open: 2.2807 Close: 2.2599 Mid: 2.2706 | 4 Open: 2.2590 Close: 2.2398 Mid: 2.2501 | 5 | ||
6 | 7 Open: 2.2360 Close: 2.2275 Mid: 2.2322 | 8 Open: 2.2360 Close: 2.2275 Mid: 2.2322 | 9 Open: 2.2305 Close: 2.2087 Mid: 2.2192 | 10 Open: 2.2030 Close: 2.2155 Mid: 2.2086 | 11 Open: 2.2209 Close: 2.2259 Mid: 2.2231 | 12 |
13 | 14 Open: 2.2209 Close: 2.2259 Mid: 2.2231 | 15 Open: 2.2253 Close: 2.2183 Mid: 2.2206 | 16 Open: 2.2146 Close: 2.2075 Mid: 2.2066 | 17 Open: 2.2066 Close: 2.2041 Mid: 2.2073 | 18 Open: 2.2115 Close: 2.2091 Mid: 2.2084 | 19 |
20 | 21 Open: 2.2017 Close: 2.1956 Mid: 2.1994 | 22 Open: 2.1926 Close: 2.1971 Mid: 2.1985 | 23 Open: 2.1943 Close: 2.1911 Mid: 2.1916 | 24 Open: 2.1948 Close: 2.1894 Mid: 2.1934 | 25 Open: 2.1948 Close: 2.1894 Mid: 2.1934 | 26 |
27 | 28 Open: 2.1790 Close: 2.1792 Mid: 2.1797 | 29 Open: 2.1836 Close: 2.1735 Mid: 2.1783 | 30 Open: 2.1707 Close: 2.1795 Mid: 2.1748 | 31 Open: 2.1598 Close: 2.1716 Mid: 2.1628 |
November - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 2.1850 Close: 2.1760 Mid: 2.1809 | 2 | |||||
3 | 4 Open: 2.1763 Close: 2.1738 Mid: 2.1780 | 5 Open: 2.1846 Close: 2.1828 Mid: 2.1858 | 6 Open: 2.1574 Close: 2.1602 Mid: 2.1601 | 7 Open: 2.1814 Close: 2.1947 Mid: 2.1878 | 8 Open: 2.1849 Close: 2.1747 Mid: 2.1789 | 9 |
10 | 11 Open: 2.1849 Close: 2.1747 Mid: 2.1789 | 12 Open: 2.1567 Close: 2.1629 Mid: 2.1603 | 13 Open: 2.1505 Close: 2.1402 Mid: 2.1478 | 14 Open: 2.1400 Close: 2.1359 Mid: 2.1397 | 15 Open: 2.1252 Close: 2.1389 Mid: 2.1312 | 16 |
17 | 18 Open: 2.1434 Close: 2.1449 Mid: 2.1399 | 19 Open: 2.1449 Close: 2.1516 Mid: 2.1475 | 20 Open: 2.1446 Close: 2.1369 Mid: 2.1392 | 21 Open: 2.1361 Close: 2.1402 Mid: 2.1363 | 22 Open: 2.1226 Close: 2.1232 Mid: 2.1213 | 23 |
24 | 25 Open: 2.1287 Close: 2.1272 Mid: 2.1279 | 26 Open: 2.1229 Close: 2.1187 Mid: 2.1192 | 27 Open: 2.1229 Close: 2.1187 Mid: 2.1192 | 28 Open: 2.1229 Close: 2.1187 Mid: 2.1192 | 29 Open: 2.1506 Close: 2.1549 Mid: 2.1561 | 30 |
December - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 | 2 Open: 2.1392 Close: 2.1403 Mid: 2.1365 | 3 Open: 2.1508 Close: 2.1450 Mid: 2.1471 | 4 Open: 2.1488 Close: 2.1327 Mid: 2.1400 | 5 Open: 2.1392 Close: 2.1420 Mid: 2.1409 | 6 Open: 2.1420 Close: 2.1251 Mid: 2.1334 | 7 |
8 | 9 Open: 2.1322 Close: 2.1380 Mid: 2.1303 | 10 Open: 2.1351 Close: 2.1079 Mid: 2.1219 | 11 Open: 2.1351 Close: 2.1079 Mid: 2.1219 | 12 Open: 2.1351 Close: 2.1079 Mid: 2.1219 | 13 Open: 2.1351 Close: 2.1079 Mid: 2.1219 | 14 |
15 | 16 | 17 | 18 | 19 | 20 | 21 |
22 | 23 | 24 | 25 | 26 | 27 | 28 |
29 | 30 | 31 |
Compare Exchange Rates:
Know What the Best Exchange Rate Looks Like
Benchmark the exchange rate market with Pound Sterling Live's custom currency rate comparison tool with built-in algorithms to find the best rates in the market.
Banks and financial institutions buy and sell currency from each other - these sizeable institutions are 'the market' and the rate they transact at is the 'market rate'. The difference between how much a currency is purchased and sold is the spread, which is essentially the difference between the buy and sell price.
But, when currency is sold by banks to retail customers that spread widens significantly and the profit on the transaction is therefore substantially larger.
Therefore when we focus on the transfer fee when sending money abroad we often miss the biggest cost: the exchange rate spread.
Foreign exchange providers have essentially recognised this and they enter the market to transfer money at tighter spreads, thereby saving potentially significant amounts of money for their clients simply by providing better exchange rates.
For example, the transfer of £100K into euros is expected to attract a rate that delivers between €112,480 and €113,296 with the UK's leading high street banks. But FCA authorised providers will provide a rate that delivers between €115,510 and €115,740 (using rates on 05/07/21).
Taking the time to work with a FCA regulated currency provider could therefore result in the delivery of an extra euros amount of between €2444 and €3030.
Pound Sterling Live only works with foreign exchange payment companies that are FCA Authorised. This is important: FCA regulations and oversight requires the money they transfer on your behalf to be protected through a process known as 'safeguarding'. Safeguarding requires the payments company to keep your money separate from their own money in a top-tier bank. Therefore if the provider comes under stress your money should be protected.
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