Best Australian Dollar / Qatari Riyal Exchange Rate Today: 2.3113
Our comparison table and live data feed show the top euro rate you're likely to achieve for international payments is 2.3044, and the most competitive travel money / cash rates start at approximately 2.2905.
Live rate: 1 AUD = 2.3113 QAR (-0.3492% )
Inverted: 1 QAR = 0.4327 AUD
Click here for our full travel and holiday rates comparison tool.
Comparison Results:
| Provider | Exchange Rate | Fee | You Get | Service | Notes | Action |
Live Market Rate | 2.3113 | 0 | 2.2882 | |||
 | 2.3044 (indicative) | 0 | 2.3044 | International Payments and Transfers | Experts in international money transfers for business and individuals, delivering industry-beating exchange rates. | |
 | 2.2951 (indicative) | 0 | 2.2951 | International Payments and Transfers | Indicative Dealing Desk Quote. Rate can only be applied to transfers in excess of £2000 equivalent. | |
 | 2.3113 | 1.1% | 2.2859 | Best Multi-Currency Card | One currency card for all your travels. Use it instantly as a digital card and top-up from the app, with the mid-market rate. 40+ currencies. Save up to 87% when you spend internationally. | |
 | 2.2905 | 0 | 2.2905 | Holiday FX, Cash Delivery | A specialist alternative to banks, bureau de change & the Post Office for clients seeking competitive currency exchange rates. A multiple award-winning company, offering free delivery (over £700.00), no commission charges, payment by Debit Card or Bank Transfer and typically offering the best exchange rates available. | |
Best Bank Rate  | 2.2466 (upper range) | Variable | 2.2466 | Payments, transfers, holiday money | Determined using data on spread charges supplied by IMTI | |
Worst Bank Rate | 2.2304 (lower range) | Variable | 2.2304 | Payments, transfers, holiday money | Determined using data on spread charges supplied by Money Mover and Accourt | |
Paypal  | 2.2073 | 0 | 2.2073 | International Payments and Transfers |
Set Alert« | » |
January - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 | 2 Open: 2.4585 Close: 2.4630 Mid: 2.4639 | 3 Open: 2.4632 Close: 2.4482 Mid: 2.4543 | 4 Open: 2.4530 Close: 2.4410 Mid: 2.4489 | 5 Open: 2.4525 Close: 2.4481 Mid: 2.4476 | 6 | |
7 | 8 Open: 2.4544 Close: 2.4453 Mid: 2.4463 | 9 Open: 2.4544 Close: 2.4453 Mid: 2.4463 | 10 Open: 2.4386 Close: 2.4372 Mid: 2.4416 | 11 Open: 2.4386 Close: 2.4372 Mid: 2.4416 | 12 Open: 2.4366 Close: 2.4381 Mid: 2.4421 | 13 |
14 | 15 Open: 2.4366 Close: 2.4381 Mid: 2.4421 | 16 Open: 2.4074 Close: 2.3981 Mid: 2.4025 | 17 Open: 2.4053 Close: 2.3853 Mid: 2.3942 | 18 Open: 2.3875 Close: 2.3899 Mid: 2.3864 | 19 Open: 2.3898 Close: 2.3952 Mid: 2.3940 | 20 |
21 | 22 Open: 2.4051 Close: 2.3945 Mid: 2.4023 | 23 Open: 2.3828 Close: 2.3906 Mid: 2.3875 | 24 Open: 2.4065 Close: 2.3981 Mid: 2.4032 | 25 Open: 2.3897 Close: 2.3960 Mid: 2.3949 | 26 Open: 2.4012 Close: 2.3994 Mid: 2.4015 | 27 |
28 | 29 Open: 2.3926 Close: 2.4032 Mid: 2.3973 | 30 Open: 2.3973 Close: 2.3965 Mid: 2.3983 | 31 Open: 2.4073 Close: 2.3957 Mid: 2.4023 |
February - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 2.3897 Close: 2.3816 Mid: 2.3836 | 2 Open: 2.3709 Close: 2.3701 Mid: 2.3741 | 3 | ||||
4 | 5 Open: 2.3503 Close: 2.3580 Mid: 2.3527 | 6 Open: 2.3685 Close: 2.3715 Mid: 2.3726 | 7 Open: 2.3812 Close: 2.3745 Mid: 2.3789 | 8 Open: 2.3713 Close: 2.3626 Mid: 2.3673 | 9 Open: 2.3666 Close: 2.3762 Mid: 2.3720 | 10 |
11 | 12 Open: 2.3699 Close: 2.3764 Mid: 2.3741 | 13 Open: 2.3724 Close: 2.3517 Mid: 2.3613 | 14 Open: 2.3431 Close: 2.3620 Mid: 2.3526 | 15 Open: 2.3660 Close: 2.3720 Mid: 2.3701 | 16 Open: 2.3685 Close: 2.3715 Mid: 2.3698 | 17 |
18 | 19 Open: 2.3685 Close: 2.3715 Mid: 2.3698 | 20 Open: 2.3920 Close: 2.3893 Mid: 2.3929 | 21 Open: 2.3836 Close: 2.3822 Mid: 2.3851 | 22 Open: 2.3897 Close: 2.3876 Mid: 2.3914 | 23 Open: 2.3897 Close: 2.3907 Mid: 2.3916 | 24 |
25 | 26 Open: 2.3856 Close: 2.3790 Mid: 2.3842 | 27 Open: 2.3813 Close: 2.3822 Mid: 2.3827 | 28 Open: 2.3813 Close: 2.3822 Mid: 2.3827 | 29 Open: 2.3570 Close: 2.3647 Mid: 2.3616 |
March - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 2.3613 Close: 2.3655 Mid: 2.3632 | 2 | |||||
3 | 4 Open: 2.3613 Close: 2.3655 Mid: 2.3632 | 5 Open: 2.3613 Close: 2.3655 Mid: 2.3632 | 6 Open: 2.3753 Close: 2.3929 Mid: 2.3841 | 7 Open: 2.4015 Close: 2.4075 Mid: 2.4084 | 8 Open: 2.4076 Close: 2.4140 Mid: 2.4137 | 9 |
10 | 11 Open: 2.4054 Close: 2.4101 Mid: 2.4062 | 12 Open: 2.4006 Close: 2.4020 Mid: 2.4050 | 13 Open: 2.4073 Close: 2.4120 Mid: 2.4100 | 14 Open: 2.4119 Close: 2.3937 Mid: 2.4036 | 15 Open: 2.3936 Close: 2.3886 Mid: 2.3899 | 16 |
17 | 18 Open: 2.3869 Close: 2.3885 Mid: 2.3893 | 19 Open: 2.3885 Close: 2.3799 Mid: 2.3832 | 20 Open: 2.3780 Close: 2.3824 Mid: 2.3790 | 21 Open: 2.3780 Close: 2.3824 Mid: 2.3790 | 22 Open: 2.3823 Close: 2.3726 Mid: 2.3770 | 23 |
24 | 25 Open: 2.3849 Close: 2.3838 Mid: 2.3845 | 26 Open: 2.3799 Close: 2.3791 Mid: 2.3799 | 27 Open: 2.3775 Close: 2.3762 Mid: 2.3761 | 28 Open: 2.3789 Close: 2.3750 Mid: 2.3740 | 29 Open: 2.3721 Close: 2.3752 Mid: 2.3726 | 30 |
31 |
April - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 2.3633 Close: 2.3670 Mid: 2.3649 | 2 Open: 2.3633 Close: 2.3670 Mid: 2.3649 | 3 Open: 2.3862 Close: 2.3891 Mid: 2.3866 | 4 Open: 2.3892 Close: 2.4055 Mid: 2.4003 | 5 Open: 2.3945 Close: 2.3922 Mid: 2.3931 | 6 | |
7 | 8 Open: 2.3982 Close: 2.4038 Mid: 2.4009 | 9 Open: 2.4076 Close: 2.4121 Mid: 2.4093 | 10 Open: 2.3855 Close: 2.3692 Mid: 2.3757 | 11 Open: 2.3855 Close: 2.3692 Mid: 2.3757 | 12 Open: 2.3607 Close: 2.3531 Mid: 2.3565 | 13 |
14 | 15 Open: 2.3579 Close: 2.3507 Mid: 2.3575 | 16 Open: 2.3415 Close: 2.3304 Mid: 2.3339 | 17 Open: 2.3415 Close: 2.3304 Mid: 2.3339 | 18 Open: 2.3444 Close: 2.3422 Mid: 2.3449 | 19 Open: 2.3328 Close: 2.3433 Mid: 2.3324 | 20 |
21 | 22 Open: 2.3262 Close: 2.3472 Mid: 2.3383 | 23 Open: 2.3643 Close: 2.3590 Mid: 2.3620 | 24 Open: 2.3626 Close: 2.3639 Mid: 2.3675 | 25 Open: 2.3703 Close: 2.3687 Mid: 2.3696 | 26 Open: 2.3703 Close: 2.3687 Mid: 2.3696 | 27 |
28 | 29 Open: 2.3880 Close: 2.3884 Mid: 2.3933 | 30 Open: 2.3841 Close: 2.3636 Mid: 2.3741 |
May - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 2.3641 Close: 2.3758 Mid: 2.3705 | 2 Open: 2.3711 Close: 2.3855 Mid: 2.3779 | 3 Open: 2.3862 Close: 2.4056 Mid: 2.3959 | 4 | |||
5 | 6 Open: 2.4125 Close: 2.4128 Mid: 2.4117 | 7 Open: 2.4105 Close: 2.4107 Mid: 2.4083 | 8 Open: 2.4009 Close: 2.3959 Mid: 2.3962 | 9 Open: 2.3996 Close: 2.4092 Mid: 2.4037 | 10 Open: 2.3996 Close: 2.4092 Mid: 2.4037 | 11 |
12 | 13 Open: 2.4101 Close: 2.4054 Mid: 2.4086 | 14 Open: 2.4108 Close: 2.4110 Mid: 2.4126 | 15 Open: 2.4271 Close: 2.4337 Mid: 2.4294 | 16 Open: 2.4341 Close: 2.4310 Mid: 2.4332 | 17 Open: 2.4307 Close: 2.4365 Mid: 2.4309 | 18 |
19 | 20 Open: 2.4409 Close: 2.4293 Mid: 2.4361 | 21 Open: 2.4308 Close: 2.4289 Mid: 2.4286 | 22 Open: 2.4308 Close: 2.4124 Mid: 2.4223 | 23 Open: 2.4107 Close: 2.4095 Mid: 2.4126 | 24 Open: 2.4130 Close: 2.4134 Mid: 2.4126 | 25 |
26 | 27 Open: 2.4130 Close: 2.4134 Mid: 2.4126 | 28 Open: 2.4130 Close: 2.4134 Mid: 2.4126 | 29 Open: 2.4135 Close: 2.4102 Mid: 2.4133 | 30 Open: 2.4146 Close: 2.4169 Mid: 2.4156 | 31 Open: 2.4149 Close: 2.4201 Mid: 2.4200 |
June - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 | ||||||
2 | 3 Open: 2.4301 Close: 2.4321 Mid: 2.4332 | 4 Open: 2.4285 Close: 2.4222 Mid: 2.4237 | 5 Open: 2.4209 Close: 2.4172 Mid: 2.4194 | 6 Open: 2.4220 Close: 2.4282 Mid: 2.4254 | 7 Open: 2.4138 Close: 2.3961 Mid: 2.4066 | 8 |
9 | 10 Open: 2.4138 Close: 2.3961 Mid: 2.4066 | 11 Open: 2.4057 Close: 2.4024 Mid: 2.4027 | 12 Open: 2.4243 Close: 2.4342 Mid: 2.4308 | 13 Open: 2.4194 Close: 2.4164 Mid: 2.4184 | 14 Open: 2.4164 Close: 2.4081 Mid: 2.4111 | 15 |
16 | 17 Open: 2.4164 Close: 2.4081 Mid: 2.4111 | 18 Open: 2.4055 Close: 2.4211 Mid: 2.4128 | 19 Open: 2.4252 Close: 2.4284 Mid: 2.4273 | 20 Open: 2.4182 Close: 2.4243 Mid: 2.4215 | 21 Open: 2.4194 Close: 2.4165 Mid: 2.4211 | 22 |
23 | 24 Open: 2.4247 Close: 2.4218 Mid: 2.4229 | 25 Open: 2.4215 Close: 2.4173 Mid: 2.4206 | 26 Open: 2.4080 Close: 2.4211 Mid: 2.4157 | 27 Open: 2.4080 Close: 2.4211 Mid: 2.4157 | 28 Open: 2.4080 Close: 2.4211 Mid: 2.4157 | 29 |
30 |
July - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 2.4080 Close: 2.4211 Mid: 2.4157 | 2 Open: 2.4242 Close: 2.4200 Mid: 2.4212 | 3 Open: 2.4414 Close: 2.4441 Mid: 2.4431 | 4 Open: 2.4414 Close: 2.4441 Mid: 2.4431 | 5 Open: 2.4567 Close: 2.4545 Mid: 2.4540 | 6 | |
7 | 8 Open: 2.4587 Close: 2.4556 Mid: 2.4565 | 9 Open: 2.4587 Close: 2.4556 Mid: 2.4565 | 10 Open: 2.4655 Close: 2.4559 Mid: 2.4607 | 11 Open: 2.4674 Close: 2.4592 Mid: 2.4642 | 12 Open: 2.4593 Close: 2.4638 Mid: 2.4641 | 13 |
14 | 15 Open: 2.4593 Close: 2.4638 Mid: 2.4641 | 16 Open: 2.4593 Close: 2.4638 Mid: 2.4641 | 17 Open: 2.4579 Close: 2.4492 Mid: 2.4536 | 18 Open: 2.4579 Close: 2.4492 Mid: 2.4536 | 19 Open: 2.4349 Close: 2.4331 Mid: 2.4335 | 20 |
21 | 22 Open: 2.4334 Close: 2.4134 Mid: 2.4238 | 23 Open: 2.4334 Close: 2.4134 Mid: 2.4238 | 24 Open: 2.4085 Close: 2.3995 Mid: 2.4042 | 25 Open: 2.3916 Close: 2.3856 Mid: 2.3826 | 26 Open: 2.3916 Close: 2.3856 Mid: 2.3826 | 27 |
28 | 29 Open: 2.3916 Close: 2.3856 Mid: 2.3826 | 30 Open: 2.3780 Close: 2.3789 Mid: 2.3799 | 31 Open: 2.3791 Close: 2.3779 Mid: 2.3703 |
August - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 2.3699 Close: 2.3751 Mid: 2.3742 | 2 Open: 2.3784 Close: 2.3712 Mid: 2.3803 | 3 | ||||
4 | 5 Open: 2.3652 Close: 2.3627 Mid: 2.3429 | 6 Open: 2.3556 Close: 2.3758 Mid: 2.3692 | 7 Open: 2.3556 Close: 2.3758 Mid: 2.3692 | 8 Open: 2.3815 Close: 2.3978 Mid: 2.3888 | 9 Open: 2.4049 Close: 2.3947 Mid: 2.4000 | 10 |
11 | 12 Open: 2.3961 Close: 2.4041 Mid: 2.4021 | 13 Open: 2.4095 Close: 2.4077 Mid: 2.4067 | 14 Open: 2.4154 Close: 2.4132 Mid: 2.4155 | 15 Open: 2.4162 Close: 2.4083 Mid: 2.4187 | 16 Open: 2.4082 Close: 2.4196 Mid: 2.4123 | 17 |
18 | 19 Open: 2.4380 Close: 2.4501 Mid: 2.4428 | 20 Open: 2.4563 Close: 2.4547 Mid: 2.4557 | 21 Open: 2.4611 Close: 2.4504 Mid: 2.4555 | 22 Open: 2.4550 Close: 2.4398 Mid: 2.4476 | 23 Open: 2.4604 Close: 2.4703 Mid: 2.4657 | 24 |
25 | 26 Open: 2.4715 Close: 2.4683 Mid: 2.4694 | 27 Open: 2.4743 Close: 2.4684 Mid: 2.4726 | 28 Open: 2.4590 Close: 2.4687 Mid: 2.4633 | 29 Open: 2.4629 Close: 2.4737 Mid: 2.4703 | 30 Open: 2.4680 Close: 2.4627 Mid: 2.4658 | 31 |
September - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 | 2 Open: 2.4680 Close: 2.4627 Mid: 2.4658 | 3 Open: 2.4620 Close: 2.4393 Mid: 2.4516 | 4 Open: 2.4488 Close: 2.4468 Mid: 2.4473 | 5 Open: 2.4506 Close: 2.4504 Mid: 2.4512 | 6 Open: 2.4440 Close: 2.4269 Mid: 2.4325 | 7 |
8 | 9 Open: 2.3083 Close: 2.3151 Mid: 2.3111 | 10 Open: 2.4220 Close: 2.4180 Mid: 2.4213 | 11 Open: 2.4123 Close: 2.4269 Mid: 2.4175 | 12 Open: 2.4420 Close: 2.4444 Mid: 2.4429 | 13 Open: 2.4499 Close: 2.4422 Mid: 2.4454 | 14 |
15 | 16 Open: 2.4573 Close: 2.4562 Mid: 2.4565 | 17 Open: 2.4485 Close: 2.4601 Mid: 2.4541 | 18 Open: 2.4678 Close: 2.4612 Mid: 2.4657 | 19 Open: 2.4761 Close: 2.4809 Mid: 2.4840 | 20 Open: 2.4761 Close: 2.4809 Mid: 2.4840 | 21 |
22 | 23 Open: 2.4860 Close: 2.4913 Mid: 2.4896 | 24 Open: 2.4974 Close: 2.5049 Mid: 2.4981 | 25 Open: 2.4936 Close: 2.4851 Mid: 2.4911 | 26 Open: 2.4936 Close: 2.4851 Mid: 2.4911 | 27 Open: 2.5098 Close: 2.5193 Mid: 2.5157 | 28 |
29 | 30 Open: 2.5143 Close: 2.5174 Mid: 2.5183 |
October - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 2.5173 Close: 2.5054 Mid: 2.5137 | 2 Open: 2.5033 Close: 2.5076 Mid: 2.5088 | 3 Open: 2.5074 Close: 2.4882 Mid: 2.4991 | 4 Open: 2.4873 Close: 2.4775 Mid: 2.4807 | 5 | ||
6 | 7 Open: 2.4637 Close: 2.4574 Mid: 2.4637 | 8 Open: 2.4637 Close: 2.4574 Mid: 2.4637 | 9 Open: 2.4511 Close: 2.4483 Mid: 2.4508 | 10 Open: 2.4421 Close: 2.4507 Mid: 2.4451 | 11 Open: 2.4564 Close: 2.4591 Mid: 2.4565 | 12 |
13 | 14 Open: 2.4564 Close: 2.4591 Mid: 2.4565 | 15 Open: 2.4554 Close: 2.4444 Mid: 2.4496 | 16 Open: 2.4404 Close: 2.4297 Mid: 2.4345 | 17 Open: 2.4285 Close: 2.4357 Mid: 2.4347 | 18 Open: 2.4438 Close: 2.4398 Mid: 2.4438 | 19 |
20 | 21 Open: 2.4294 Close: 2.4239 Mid: 2.4292 | 22 Open: 2.4204 Close: 2.4294 Mid: 2.4284 | 23 Open: 2.4265 Close: 2.4202 Mid: 2.4215 | 24 Open: 2.4243 Close: 2.4167 Mid: 2.4219 | 25 Open: 2.4243 Close: 2.4167 Mid: 2.4219 | 26 |
27 | 28 Open: 2.4130 Close: 2.3986 Mid: 2.4051 | 29 Open: 2.4033 Close: 2.3872 Mid: 2.3956 | 30 Open: 2.3841 Close: 2.3981 Mid: 2.3911 | 31 Open: 2.3763 Close: 2.3915 Mid: 2.3811 |
November - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 2.4062 Close: 2.3931 Mid: 2.3987 | 2 | |||||
3 | 4 Open: 2.4026 Close: 2.3966 Mid: 2.3999 | 5 Open: 2.4085 Close: 2.4124 Mid: 2.4138 | 6 Open: 2.3842 Close: 2.3901 Mid: 2.3816 | 7 Open: 2.4135 Close: 2.4331 Mid: 2.4225 | 8 Open: 2.4223 Close: 2.3993 Mid: 2.4091 | 9 |
10 | 11 Open: 2.4223 Close: 2.3993 Mid: 2.4091 | 12 Open: 2.3773 Close: 2.3844 Mid: 2.3802 | 13 Open: 2.3707 Close: 2.3607 Mid: 2.3664 | 14 Open: 2.3604 Close: 2.3567 Mid: 2.3598 | 15 Open: 2.3448 Close: 2.3555 Mid: 2.3502 | 16 |
17 | 18 Open: 2.3617 Close: 2.3687 Mid: 2.3636 | 19 Open: 2.3687 Close: 2.3770 Mid: 2.3721 | 20 Open: 2.3692 Close: 2.3654 Mid: 2.3649 | 21 Open: 2.3645 Close: 2.3782 Mid: 2.3716 | 22 Open: 2.3587 Close: 2.3712 Mid: 2.3622 | 23 |
24 | 25 Open: 2.3757 Close: 2.3669 Mid: 2.3711 | 26 Open: 2.3620 Close: 2.3514 Mid: 2.3549 | 27 Open: 2.3620 Close: 2.3514 Mid: 2.3549 | 28 Open: 2.3620 Close: 2.3514 Mid: 2.3549 | 29 Open: 2.3732 Close: 2.3674 Mid: 2.3718 | 30 |
December - 2024
| Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 | 2 Open: 2.3547 Close: 2.3538 Mid: 2.3515 | 3 Open: 2.3653 Close: 2.3655 Mid: 2.3651 | 4 Open: 2.3695 Close: 2.3441 Mid: 2.3544 | 5 Open: 2.3512 Close: 2.3483 Mid: 2.3474 | 6 Open: 2.3483 Close: 2.3285 Mid: 2.3369 | 7 |
8 | 9 Open: 2.3322 Close: 2.3477 Mid: 2.3414 | 10 Open: 2.3444 Close: 2.3181 Mid: 2.3317 | 11 Open: 2.3444 Close: 2.3181 Mid: 2.3317 | 12 Open: 2.3444 Close: 2.3181 Mid: 2.3317 | 13 Open: 2.3444 Close: 2.3181 Mid: 2.3317 | 14 |
15 | 16 | 17 | 18 | 19 | 20 | 21 |
22 | 23 | 24 | 25 | 26 | 27 | 28 |
29 | 30 | 31 |
Compare Exchange Rates:
Know What the Best Exchange Rate Looks Like
Benchmark the exchange rate market with Pound Sterling Live's custom currency rate comparison tool with built-in algorithms to find the best rates in the market.
Banks and financial institutions buy and sell currency from each other - these sizeable institutions are 'the market' and the rate they transact at is the 'market rate'. The difference between how much a currency is purchased and sold is the spread, which is essentially the difference between the buy and sell price.
But, when currency is sold by banks to retail customers that spread widens significantly and the profit on the transaction is therefore substantially larger.
Therefore when we focus on the transfer fee when sending money abroad we often miss the biggest cost: the exchange rate spread.
Foreign exchange providers have essentially recognised this and they enter the market to transfer money at tighter spreads, thereby saving potentially significant amounts of money for their clients simply by providing better exchange rates.
For example, the transfer of £100K into euros is expected to attract a rate that delivers between €112,480 and €113,296 with the UK's leading high street banks. But FCA authorised providers will provide a rate that delivers between €115,510 and €115,740 (using rates on 05/07/21).
Taking the time to work with a FCA regulated currency provider could therefore result in the delivery of an extra euros amount of between €2444 and €3030.
Pound Sterling Live only works with foreign exchange payment companies that are FCA Authorised. This is important: FCA regulations and oversight requires the money they transfer on your behalf to be protected through a process known as 'safeguarding'. Safeguarding requires the payments company to keep your money separate from their own money in a top-tier bank. Therefore if the provider comes under stress your money should be protected.
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